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American Express Cobalt™ Card Confirmed Multiplier Locations

See where in the world you can earn 5x, 3x, 2x and 1x points with the best credit card in Canada

Last Updated on March 14, 2024



Back in 2017 one of our readers asked us a question via the comments on our post Two months in and the American Express Cobalt is living up to its name to see if there is a published list of where you can maximize spending on the Cobalt card via the 5x Multiplier locations.

Multiplier Question

We replied that there was not a published list but would be willing to put one together with the help of our readers. And that's how this feature came to life. Now, over six years later it has become one of the most popular features on Rewards Canada and thanks to our community, the list is one of the most comprehensive that you'll find - not only in terms of multipliers for the Cobalt Card but as a resource to see where Amex cards are accepted in general!

Searchable and sortable data

In February 2023 the feature received a major update as we moved away from a simple list format to searchable and sortable tables which makes it much easier to find locations! As well the listings are no longer separated by points earning but rather are now split into three sections: Canada, the United States and the rest of the World. Please note that merchants may change at any time so while a merchant may be listed in one category when you read this page it is entirely possible that they switch categories before we are able to update it.

You can help the Rewards Canada Community by commenting below or contacting us to let us know about new merchants or if a merchant changes.

Latest additions to the list:

  • Perfecto Cafe - Vancouver, British Columbia 5x points
  • Brown and Loe MCI Airport - Kansas City, Missouri 5x points
  • PS Bar, Phillips Hotel - Kansas City, Missouri 2x points
  • Cosentino's Market and Deli - Kansas City, Missouri 5x points
  • Scotiabank Saddledome Telus Cub Bar and Buffet - Calgary, Alberta 5x points
  • Scotiabank Saddledome Parking - Calgary, Alberta 2x points
  • Calgary Flames 50/50 - Calgary, Alberta 1x points
  • Court of Two Sisters - New Orleans, Lousiana 5x points
  • Big Easy Daiquiri - New Orleans, Lousiana 5x points
  • Bourbon Street Honky Tonk - New Orleans, Lousiana 1x points
  • Navarre Beach Sea Turtles- Navarre, Florida1x points
  • USS Alabama Battleship Museum - Mobile Alabama 1x points
  • Westview Co-Op - Westview, Alberta 5x points
  • Lindt & Sprungli - Ottawa, Ontario 5x points
  • South Side Restaurant - Markham, Ontario 5x points
  • Sawdust City Brewing Company - Gravenhurst, Ontario 5x points
  • Playa Cabana Mexican Restaurant - Toronto, Ontario 5x points
  • Hemingway's - Toronto, Ontario 5x points
  • Grazie Ristorante - Vaughan, Ontario 5x points
  • Hutch's - Hamilton, Ontario 5x points
  • Pulcinella Italian Restaurant - Etobicoke, Ontario 5x points
  • Southside Johnny's - Toronto, Ontario 5x points
  • Ballyhoo - Buffalo, New York 5x points
  • Gabriel's Gate - Buffalo, New York 5x points
  • Jack Rabbit - Buffalo, New York 5x points
  • Maxim Bakery & Restaurant - Richmond Hill, Ontario 5x points
  • Musoshin Ramen - Toronto, Ontario 5x points
  • The Beer Keep - Buffalo, New York 5x points

Quick tips for using the tables!

  • !! Mobile Users !!: If you are viewing this page on mobile we recommend clicking the toggle icon so that the data is shown in card view
  • You can search any data you like, the merchant name (ie East Side Marios), city (ie Vancouver) and so forth!
  • If you are searching by city or town name, the larger merchants who are Canada wide or province wide will not show up in the results. For larger merchants it is better to search by their name rather than location
  • If your desired result doesn't display, it doesn't necessarily mean the merchant does not accept Amex. It could very well be that no one from the Rewards Canada community has shopped there and/or contributed it for us to add here. That means you can be the first do so!
  • Click on the icon if you would like to view it as a full screen chart (a good option to view more rows at once)
  • If you have sorted your search data and want to return to the initial results simply click on the refresh icon
  • To reset the entire table simply clear the search box of any text

Instructional Video

Visual learner? This video shows you how to use the charts and search functions:



American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

2024 Top Overall Travel Rewards Card | 2024 Top Hybrid Travel Rewards Card
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2x the points on eligible ride shares, transit & gas in Canada
  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online 
  • Earn 1x point for every $1 in Card purchases everywhere else
  • Enjoy access to hotel bookings, and up to $100 USD hotel credit  to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the American Express Cobalt Card



Confirmed Multipliers - Canada

Merchant City Province Points






Confirmed Multipliers - United States

Merchant City State Points


Confirmed Multipliers - Rest of the World

Merchant Country Points

Amex Shop Small Website

Another option to find merchants is to check American Express Canada's Shop Small website - it lists all their independent merchants where you can use your American Express cards at. It doesn't tell you what category they fall under but in most cases the restaurants, bars and grocery stores should fall under the Eats & Drink category.

American Express Cobalt Card resources on Rewards Canada:

 

This feature was first posted on December 7, 2017 and is continually updated

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