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Current Canadian Credit Card Welcome Bonus Offers

Updated on March 5, 2024

Here you will find all the latest and best Canadian credit card offers for March 2024


Travel Points Credit Cards (with annual fee)


BMO AIR MILES®† World Elite®* MasterCard®*

BMO AIR MILES®† World Elite®* MasterCard®*

Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*

Annual Fee: $120 | Primary Card $50 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 23.99% (21.99% for Quebec residents)



Terms & Conditions apply




  • Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*
  • Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Use your card at Costco
  • Extended Warranty
  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
  • Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
  • BMO AIR MILES World Elite Travel and Medical Protection*
  • BMO Concierge Service*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

  • Click here to apply for BMO AIR MILES®† World Elite®* MasterCard®*

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

BMO eclipse Visa Infinite* Card

BMO eclipse Visa Infinite* Card

Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first year!*

Annual Fee: $120 Primary Card | $50 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 23.99% | Minimum $60,000 (individual) or $100,000 (household) annual income required



Terms & Conditions apply




  • Bonus offer is as follows: 30,000 points when you spend $3,000 in the first 3 months, and 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months.
  • Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $50 annual lifestyle credit to spend however you want*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 10% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1

  • Click here to apply for BMO eclipse Visa Infinite* Card

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

BMO eclipse Visa Infinite Privilege* Card

BMO eclipse Visa Infinite Privilege* Card

Welcome offer: Get up to 120,000 points*
Bonus offer is as follows: 50,000 points when you spend $6,000 in the first 3 months, plus 30,000 points when you spend at least $30,000 in the first 6 months. Receive an additional 40,000 points when you spend at least $75,000 in the first year.

Annual Fee: $499 Primary Card | $99 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 23.99%



Terms & Conditions apply




  • Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $200 annual lifestyle credit to spend however you want*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 25% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.
  • Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
  • Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

  • Click here to apply for BMO eclipse Visa Infinite Privilege* Card

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

CIBC Aventura® Visa Infinite* Card



CIBC Aventura® Visa Infinite* Card

Welcome Offer: Join and get up $1,500 in value including a first year annual fee rebate!†

Annual Fee $139 | Additional Cards (Up to 3): $50 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $60,000 personal or $100,000 household annual income †



Terms & Conditions apply




  • Here's how You can get up to $1,500 in value:
  • Get a total of up to 45,000 Aventura Points (up to $900 in travel value†)
  • 15,000 Aventura Points when you make your first purchase†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each, $150 in value): up to $289 value.†
    Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.†
  • Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

  • 2 Points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 Points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 Point for every $1 spent on all other purchases†

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

    Plus, enjoy extra valuable travel benefits
  • Travel when it’s right for you – your Aventura Points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • This offer is not available for residents of Quebec.
  • Click here to apply for the CIBC Aventura® Visa Infinite* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†

† Terms & Conditions Apply


CIBC Aventura® Gold Visa* Card



CIBC Aventura® Gold Visa* Card

Welcome Offer: Join and get up to $1,500 in value including a first year annual fee rebate!†

Annual Fee $139 | Additional Cards (Up to 3): $50 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income †



Terms & Conditions apply




  • Here's how You can get up to $1,500 in value:
  • Get a total of up to 45,000 Aventura Points (up to $900 in travel value†)
  • 15,000 Aventura Points when you make your first purchase†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each, $150 value): up to $289 value.†
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.†
  • Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

  • 2 Points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 Points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 Point for every $1 spent on all other purchases†

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

    Plus, enjoy extra valuable travel benefits
  • Travel when it’s right for you – your Aventura Points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • This offer is not available for residents of Quebec.
  • Click here to apply for the CIBC Aventura® Gold Visa* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†

† Terms & Conditions Apply


MBNA Rewards World Elite® Mastercard®

Rated as a Points Earning Machine by Rewards Canada. Learn more.



MBNA Rewards World Elite® Mastercard®

Earn up to 30,000 MBNA Rewards Points†

20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
10,000 bonus points†† (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

$120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).



Terms & Conditions apply




  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  • Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers, and 24.99% on cash advances.
  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
  • $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).
  • To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater.††††
  • This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
  • Click here to apply for the MBNA Rewards World Elite® Mastercard®

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..


Meridian Visa Infinite* Travel Rewards Card

Meridian Visa Infinite* Travel Rewards Card

No annual fee for the first year, including on additional cards

Annual Fee: $99 | Additional Card Fee: $30 | Annual interest rate 19.50% on purchases and 21.99% on funds advances | $60,000 Annual personal income or $100,000 Annual household income



Terms & Conditions apply





National Bank of Canada World Elite Mastercard

National Bank of Canada World Elite® Mastercard®

No welcome bonus offer at this time.

Annual Fee: $150 Primary Card (Waived in first year) | $50 Secondary Card | Interest Rate: Purchases 20.99% Cash Advances 22.49% | $80,000 personal or $150,000 household annual income



Terms & Conditions apply





    • Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
    • 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
    • 1 point per 1 dollar in other purchases

    • Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
    • Free and unlimited access along with one (1) guest to the National Bank Bank World MasterCard™ Lounge at Montréal-Trudeau airport.
    • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
    • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
    • Mobile devices insurance against theft or damages for a period of up to 2 years
    • Purchase protection in case of theft or damage* and extended warranty
    • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

  • Click here to apply for National Bank of Canada World Elite Mastercard


Disclaimer

Credit terms

Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual interest rate 

Average balance 

 

$500 

$3,000 

22.49% 

$9.24 

$55.45 

20.99% 

$8.63 

$51.76 

12.90% 

$5.30 

$31.81 

8.9% 

$3.66 

$21.95 

Details of eligible rewards points

Certain restrictions apply.

For more information, consult the Rewards plan section or the Plan rules regarding how to earn points. The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. You will earn 5 points for every dollar in eligible grocery and restaurant purchases until a total of $2,500 in gross monthly purchases is charged to the account. After that, you will earn 2 points per dollar in eligible grocery and restaurant purchases. The total gross monthly amount is calculated based on your monthly billing period. Grocery purchases include any purchase made at a store that primarily sells food, i.e., grocery store, delicatessen, supermarket, greengrocer or specialty food store. Ready-to-eat meal services and meal delivery services are eligible. This definition excludes purchases made at retail stores and big box stores whose core business is the sale of non-food items. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. Restaurant purchases include purchases at a restaurant, fast food restaurant, bar, nightclub or pub. For a full list of Mastercard codes associated with eligible merchants, download the terms and conditions of the À la carte Rewards Plan®.

To earn 2 points per dollar in purchases, you will need to purchase gas or an electrical vehicle charge from a service station or from certain big-box stores. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. For a full list of Mastercard codes associated with eligible merchants, download the terms and conditions of the À la carte Rewards Plan®.

Recurring bill payments are defined as monthly or regular payments automatically charged by a merchant to your National Bank World Elite Mastercard credit card. Not all merchants offer recurring bill payments, and not all recurring payments are considered recurring bill payments. Certain payments therefore may not entitle you to earn more points.

To earn 2 points per dollar in purchases, you must make your eligible purchases via the À la carte TravelTM Agency section of our À la carte RewardsTM site.

For example, if each month you charge $400 in groceries, $200 in gas, $100 in recurring bill payments and $150 in other purchases to your card, your $850 in purchases will earn you 2,750 points, as follows: 2,000 points for grocery purchases (since the total gross monthly amount is $850, i.e., under $2,500), 400 points for gas purchases, 200 points for recurring bill payments and 150 points for other purchases.

National Bank Lounge conditions

Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free Lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.

Travel and health insurance conditions

Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.

Eligible expenses include:

  • airport parking fees
  • baggage fees
  • seat selection fees
  • access to airport lounges worldwide
  • airline ticket upgrades

The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free).

This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

Mobile devices protection:

Up to $1,000 in the event of breakage, loss or theft for a maximum of 2 years after the purchase date. The device must have been purchased using your National Bank World Elite Mastercard credit card, or your phone plan must be paid via recurring payments charged to your National Bank World Elite credit card starting September 1, 2022. For complete terms and conditions, please consult the insurance certificate associated with your card.


National Bank of Canada World Mastercard

National Bank of Canada World Mastercard

No welcome bonus at this time.

Annual Fee $115 | Additional Cards: $35 | Annual interest rate 20.99% on purchases and 22.49% on funds advances | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




  • Earn up to 2 points on ALL card purchases without restrictions!
    $0 to $20 000 = 1.25 points per dollar in purchases
    $20 001 to $30 000 = 2 points per dollar in purchases
    $30 001 and more = 1.25 points per dollar in purchases
  • Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental
  • Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause
  • Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection
  • • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index


Disclaimer

Credit terms

Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly

Annual interest rate 

Average balance 

 

$500 

$3,000 

22.49% 

$9.24 

$55.45 

20.99% 

$8.63 

$51.76 

12.90% 

$5.30 

$31.81 

8.9% 

$3.66 

$21.95 

*Variable interest rate in effect on September 1, 2021

Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

Details of eligible rewards points

Certain restrictions apply. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points.

Travel and health insurance conditions

This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card

 


National Bank of Canada Platinum Mastercard

National Bank of Canada Platinum Mastercard

No welcome bonus at this time.

Annual Fee $89 | Additional Cards: $35 | Annual interest rate 20.99% on purchases and 22.49% on funds advances | No minimum annual income requirement



Terms & Conditions apply




  • Earn up to 2 points per dollar in eligible grocery and restaurant purchases*
  • 1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
  • 1 point per 1.5 dollars in other purchases
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 10 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Mobile devices insurance against theft or damages for a period of up to 2 years
  • Purchase protection in case of theft or damage* and extended warranty
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

  • Click here to apply for National Bank of Canada Platinum Mastercard


Disclaimer

Credit terms

Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual interest rate 

Average balance 

 

$500 

$3,000 

22.49% 

$9.24 

$55.45 

20.99% 

$8.63 

$51.76 

12.90% 

$5.30 

$31.81 

8.9% 

$3.66 

$21.95 

*Variable interest rate in effect on September 1, 2021

Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

Details of eligible rewards points

Certain restrictions apply.

For more information, consult the Rewards plan section or the Plan rules regarding how to earn points. The amount of points earned on grocery and restaurant purchases depends on the total gross monthly amount charged to the credit card account, regardless of the purchase category. You will earn 2 points for every dollar in eligible grocery and restaurant purchases until a total of $1,000 in gross monthly purchases is charged to the account. After that, you will earn 1.5 points per dollar in eligible grocery and restaurant purchases. The total gross monthly amount is calculated based on your monthly billing period. Grocery purchases include any purchase made at a store that primarily sells food, i.e., grocery store, delicatessen, supermarket, greengrocer or speciality food store. Ready-to-eat meal services and meal delivery services are eligible. This definition excludes purchases made at retail stores and big box stores whose core business is the sale of non-food items. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. Restaurant purchases include purchases at a restaurant, fast food restaurant, bar, nightclub or pub. For a full list of Mastercard codes associated with eligible merchants, download the terms and conditions of the À la carte Rewards Plan®. .

To earn 1.5 points per dollar in purchases, you will need to purchase gas or an electrical vehicle charge from a service station or from certain big box stores. Certain merchants may sell products and services that appear identical or similar to those sold by eligible merchants, or may be separate merchants located on the same premises as eligible merchants, but are classified in different categories by Mastercard. For purchases at other merchants, you will only earn regular rewards points. For a full list of Mastercard codes associated with eligible merchants, download the terms and conditions of the À la carte Rewards Plan®.

Recurring bill payments are defined as monthly or regular payments automatically charged by a merchant to your National Bank Platinum Mastercard credit card. Not all merchants offer recurring bill payments, and not all recurring payments are considered recurring bill payments. Certain payments therefore may not entitle you to earn more points.

To earn 1.5 points per dollar in purchases, you must make your eligible purchases via the À la carte TravelTM Agency section of our À la carte RewardsTM site.

For example, if each month you charge $400 in groceries, $200 in gas, $100 in recurring bill payments and $150 in other purchases to your card, your $850 in purchases will earn you 1,350 points, as follows: 800 points for grocery purchases (since the total gross monthly amount is $850, i.e., under $1,000), 300 points for gas purchases, 150 points for recurring bill payments and 100 points for other purchases.

Travel and health insurance conditions

This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

Mobile device protection:

The device must have been purchased using your National Bank Platinum Mastercard credit card, or your phone plan must be paid via recurring payments charged to your National Bank Platinum credit card starting September 1, 2022. For complete terms and conditions, please consult the insurance certificate associated with your card.


Scotiabank Gold American Express Card
Canada's Top Travel Points Card Canada's Top No Foreign Transaction Fee Card

Scotiabank Gold American Express Card

2024 Top Travel Points Credit Card with an annual fee | 2024 Top No Foreign Transaction Fee Credit Card

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points¹. Offer ends Jul 1, 2024

Annual Fee: $120 | Additional Cards: $29 | Minimum Income $12,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 20,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Earn 20,000 bonus Scene+ Rewards points when you spend $7,500 within your first 12 months
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards
  • Click here to apply for Scotiabank Gold American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information


Scotiabank Passport Visa Infinite Card Canada's Choice Top No Foreign Transaction Fee Card

Scotiabank Passport Visa Infinite Card

Canada's Choice for Top No Foreign Transaction Fee Rewards Credit Card 2023

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points¹ and first year annual fee waived¹. Offer ends Jul 1, 2024

Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 30,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least
    $40,000 in everyday net eligible purchases annually.
    - $150 primary card fee waiver for the first year
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2x Scene+ Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Click here to apply for Scotiabank Passport Visa Infinte Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.4, 2024. Subject to change.


Scotiabank®* Platinum American Express® Card

Scotiabank®* Platinum American Express® Card

Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points¹
Earn 50,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 10,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months

Annual Fee: $399 | Additional Cards: $99



Terms & Conditions apply




  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ point for every $1 spent on every other purchase
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Click here to apply for Scotiabank®* Platinum American Express® Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information


TD First Class Travel® Visa Infinite* Card

TD First Class Travel® Visa Infinite* Card

Earn up to $800 in value†, including up to 100,000 TD Rewards Points† and no Annual Fee for the first year†
Conditions Apply. Account must be approved by June 3, 2024

Annual Fee: $139 | Additional Cards: $50 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




  • Earn up to $800 in value†, including up to 100,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.
    • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
    • Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
    • Earn a Birthday Bonus of up to 10,000 TD Rewards Points†
    • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
    • Get an Annual Fee Rebate for the first year†.
  • To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by June 4, 2024.

  • Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants†.
  • Earn 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account†
  • Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
  • Your TD Points don’t expire as long as you are a TD First Class Travel Visa Infinite* Cardholder

  • An annual TD Travel Credit† of $100 when you book at Expedia® For TD.
  • TD Rewards Birthday bonus† that helps you celebrate in style.
  • An extensive suite of travel insurance coverages which helps you travel prepared
  • No travel blackouts†, no seat restrictions† and no expiry† for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.




Travel Points Credit Cards (No annual fee)


American Express Green Card

Top No Fee Travel Rewards Credit Card

American Express® Green Card

2023 Top No Fee Travel Rewards Credit Card
Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.  That’s $100 towards groceries or concert tickets

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




  • Earn 1x the points on Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
  • With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the American Express Green Card


BMO AIR MILES®† MasterCard®*

BMO AIR MILES®† MasterCard®*

Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash.*

Annual Fee: $0 | Additional Card Fee: $0 | Interest Rate: Purchases: 20.99% Cash Advances 22.99% (21.99% for Quebec residents)



Terms & Conditions apply




  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
  • Get 1 Mile for every $25 spent everywhere else*
  • Earn more reward miles when you use your card at Shell, National Car Rental and Alamo Rent A Car
  • Extended Warranty
  • Purchase Protection
  • Click here to apply for BMO AIR MILES®† MasterCard®*


BMO eclipse Visa Infinite* Card

BMO eclipse rise Visa* Card

Welcome offer: Get up to 25,000 bonus points in your first year!*

Annual Fee: $0 Primary Card | $0 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 23.99% | Minimum income: N/A



Terms & Conditions apply




  • Welcome offer: Get up to 25,000 bonus points in your first year!*
    - Get 20,000 points when you spend $1,500 - that's a $133 value in your first 3 months!*
    Plus, earn up to 5,000 bonus points:
    - 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points
    - 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
  • Earn 5x the BMO Rewards points for every $2 spent on recurring bill payments, groceries, dining and takeout.*
  • Get 1 point for every $2 spent on everything else!*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1

  • Click here to apply for BMO eclipse rise Visa* Card

*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

CIBC Aventura® Visa* Card



CIBC Aventura® Visa* Card

Welcome Offer: Join and get up to $100 in value† for no annual fee.†

Annual Fee $0 | Additional Cards (Up to 3): $0 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income



Terms & Conditions apply




  • Here’s how it adds up:
    • Get up to 10,000 Aventura Points (up to $100 in travel value†):
    • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
    • 7,500 Aventura Points after you make your first purchase within first 4 months.†

  • 1 Point for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1 Point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 Point for every $2 spent on all other purchases†

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Aventura Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

    Plus, enjoy extra valuable travel benefits
  • Travel when it’s right for you – your Aventura Points don’t expire†
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local - Aventura Points can be redeemed for more than just flights – use your Points for hotels and car rentals for a weekend getaway
  • This offer is not available for residents of Quebec.
  • Click here to apply for the CIBC Aventura® Visa* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†

† Terms & Conditions Apply


HSBC Travel Rewards Mastercard®

HSBC Travel Rewards Mastercard®

Primary Cardholder Annual Fee: $0 | Authorized User Annual Fee: $0 | Annual interest rate: 20.99% on purchases and 22.99% on funds advances and balance transfers.



This card has been closed to new applications




  • Collect points and reward yourself anytime;
  • 3 points for every $1 spent on eligible travel purchases* (car rentals, vacations, hotel flights, etc.)
  • 2 points for every $1 spent on eligible gas and daily transportation purchases* (subway, train, taxi, etc.)
  • 1 point for every $1 on all other eligible everyday purchases
  • Redeem your points your way – the choice is yours

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)


MBNA Rewards Platinum Plus® Mastercard®



MBNA Rewards Platinum Plus® Mastercard®

Earn up to 10,000 MBNA Rewards Points†

5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening.
5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

$0 annual fee | $0 Additional Card



Terms & Conditions apply




  • Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point for every $1 spent on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points.
  • Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers and 24.99% on cash advances.
  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
  • No annual fee.
  • This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
  • Click here to apply for the MBNA Rewards Platinum Plus® Mastercard®

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..


Scotiabank American Express Card

Scotiabank American Express Card

Earn up to 7,500 bonus Scene+ points within your first year (that’s up to $75 towards travel)¹ Offer ends Jul 1, 2024

Earn 2,500 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 5,000 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first year.

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Click here to apply for Scotiabank American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

Hybrid / Flexible Points Credit Cards


American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

2024 Top Overall Travel Rewards Card | 2024 Top Hybrid Travel Rewards Card
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2x the points on eligible ride shares, transit & gas in Canada
  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online 
  • Earn 1x point for every $1 in Card purchases everywhere else
  • Enjoy access to hotel bookings, and up to $100 USD hotel credit  to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the American Express Cobalt Card

American Express Gold Rewards Card



American Express® Gold Rewards Card®

Ranked the 3rd best overall travel rewards credit card in Canada
Earn up to 60,000 Membership Rewards® points

New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

Annual Fee: $250 | Additional Card Fee: $0 for first additional a card, $50 for all others | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM  – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • • Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
  • *American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
  • Click here to apply for the American Express Gold Rewards Card


The Platinum Card from American Express

Top Ultra Premium Travel Rewards Credit Card

The Platinum Card®

2024 Top Ultra Premium Credit Card
Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away

Annual Fee: $799 | Additional Card Fee: $250 for Platinum, $0 for Gold (First 2 Cards) then $50 each



Terms & Conditions apply




  • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
  • Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership

  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands

  • Take full advantage of The American Express Global Lounge CollectionTM  which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $750 CAD at over 1,300 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis

  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for The Platinum Card from American Express


HSBC World Elite® Mastercard® Top No FX Fee Credit Card

HSBC World Elite® Mastercard®

Top No Foreign Transaction Fee Credit Card for 2023

Primary Cardholder Annual Fee: $149 (1st year annual fee rebate*) | Authorized User Annual Fee: $0 Per Card | Annual interest rate: 20.99% on purchases and 22.99% on cash advances and balance transfers. | $80,000 personal or $150,000 household annual income



This card has been closed to new applications





• Receive a $100 annual travel enhancement credit*

• With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchases which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
• Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges.
• Enjoy maximum flexibility and redeem your Points on your terms for:

• Travel
• Gift cards and valuable merchandise
• Financial rewards
• Rewards for miles

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)


HSBC +Rewards™ Mastercard®

HSBC +Rewards™ Mastercard®

Primary Cardholder Annual Fee: $25 (1st year annual fee rebate) | Authorized User Annual Fee: $10 Per Card | Annual interest rate: 11.9% on purchases and 11.9% on cash advances and balance transfers.



This card has been closed to new applications





  • Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
  • HSBC's lowest interest rate for purchases, cash advances and balance transfers
  • Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)


RBC Avion Visa Infinite Card

RBC Avion Visa Infinite Card

Get up to 55,000 Avion points** (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)

Annual Fee: $120 | Additional Card Fee: $50 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




  • Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months**. Apply by April 30, 2024.
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
  • When you are ready to travel again, Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  • Avioners earn points that never expire so your points will be waiting for your next adventure.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  • Avioners no longer need 14-days to book travel using the RBC grid
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart
  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.


RBC Avion Visa Infinite Privilege
Card

RBC Avion Visa Infinite Privilege Card

Get 35,000 welcome Avion points on approval** - Enough to fly anywhere in Canada & the U.S (Alaska and Hawaii require more points)!

Annual Fee: $399 | Additional Card Fee: $99



Terms & Conditions apply




  • Earn 1.25 RBC Rewards points for every dollar you spend
  • Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz
  • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance
  • Priority PassTmembership and 6 lounge pass visits
  • Redeem your points toward your credit card balance using Payback with Points
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*
  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and RBC Rewards points when you link your Petro-Points card to any RBC Card online.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart

RBC Avion Visa Platinum Card

RBC Avion Visa Platinum Card

Get up to 55,000 Avion points** (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)

Annual Fee: $120 | Additional Card Fee: $50



Terms & Conditions apply




  • Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months**. Apply by April 30, 2024.
  • Earn 1 Avion Point for every $1 spent
  • Book flights, hotel stays, cruises, vacation packages, car rentals with Avion Rewards.
  • Transfer your Avion Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Suite of insurances including trip cancellation, trip interruption, and car rental insurance
  • Redeem your points toward your credit card balance using Payback with Points
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card!*
  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and Avion Rewards points when you link your Petro-Points card to any RBC Card online.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.




Airline Credit Cards


American Express Gold Rewards Card



Air France KLM World Elite MasterCard® powered by Brim Financial

Receive a 100XP Bonus (enough for Silver Elite Status) and your first year free

Annual Fee: $132 | Additional Card Fee: $50 | Annual interest rate: 19.99% to 24.99%



Terms & Conditions apply




  • 5 bonus Flying Blue Miles per EUR spent on tickets with Air France or KLM
  • Earn 2 Miles per $ spent on food and beverages
  • Earn 1 Mile per $ spent on all purchases
  • Earn up to 30 Miles per $ spent with selected retail partners
  • Purchases with your Air France KLM World Elite MasterCard® extend the validity of your Miles by 2 years
  • Free global Boingo Wi-Fi which includes WestJet flights
  • Mastercard Travel Pass provided by DragonPass
  • Full suite of insurance
  • Click here to apply for the Air France KLM World Elite MasterCard® powered by Brim Financial


American Express Aeroplan Card



American Express® Aeroplan®* Card

New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points

Annual Fee: $120 | Additional Card Fee: $50 for each Additional Aeroplan®* Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* No Fee Card to earn points faster



Terms & Conditions apply




  • New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points
    - Earn 3,000 Aeroplan points for each monthly billing period in which you spend $1,000 in net purchases on your Card for the first 10 months of Cardmembership. That could add up to 30,000 Aeroplan points
    - Plus, you can also earn 10,000 Aeroplan points when you make a purchase between 14 and 17 months of Cardmembership
    - That’s up to $900 or more in value when you combine your welcome bonus points and card benefits
  • Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*.
  • Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
  • Standard Earn Rate: Earn 1X the points on everything else
  • Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
  • As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
  • American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
  • Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
  • 24/7 Customer Service and Emergency Card Replacement
  •  As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
  • No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply. 
  • Click here to apply for the American Express Aeroplan Card


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Reserve Card

New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points

Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13
That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits

Annual Fee: $599 | Additional Card Fee: $199 for each Additional Aeroplan®* Reserve Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* Reserve No Fee Card to earn points faster Annual interest rate 20.99% on purchases and 21.99% on funds advances



Terms & Conditions apply




  • New Offer: Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024
  • Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
  • Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else
  • Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Enjoy access to select Air Canada Maple Leaf LoungesTM* and Air Canada CaféTM in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight
  • Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
  • Roll over any unallocated Aeroplan EliteTM* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • American Express® Experiences opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
  • Get more from your travel experience at Toronto Pearson International Airport with:
    • Access to Pearson Priority Security Lane
    • Complimentary valet service at the Express Park and Daily Park
    • 15% discount on parking rates at the Express Park and Daily Park
    • 15% discount on Car Care Services
  • Get access to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
  • American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment. 
  • Click here to apply for the American Express Aeroplan Card


RBC British Airways Visa Infinite Card

RBC British Airways Visa Infinite Card

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite

Annual Fee: $165 | Additional Card Fee: $75 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




Receive up to 60,000 Aviosˆ, here’s how:
Step 1: Receive 15,000 Avios as welcome bonus upon approval
Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
Step 3: Another 10,000 bonus Avios after your first yearˆ
  • Collect 1 Avios for every $1 CAD spent on qualifying net purchases*
  • Collect double Avios when you shop with British Airways and BA Holidays*
  • Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you'll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking
  • 10% off British Airways flights when you book and pay with your card∞
  • Redeem for flights and more - you can spend your Avios on all of the travel things you love, including cabin upgrades with British Airways or reward flights with British Airways and any of the oneworld partner airlines to almost 1,000 destinations worldwide**
  • Comprehensive Insurances including 31–day out of country/province emergency medical insurance1, flight delay insurance2, hotel burglary3 and rental car4 insurance. Even eligible purchases you make with the card are protected3.
  • Luxury Visa Infinite benefits5 such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
  • Complimentary 24/7 Concierge Service5
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
  • Get $0 delivery fees for 12 months from DoorDash
  • Link your RBC British Airways Visa Infinite card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.


RBC Cathay Pacific Visa Platinum Card

RBC Cathay Pacific Visa Platinum Card

Receive 15,000 welcome Asia Miles upon approval

Annual Fee: $120 | Additional Card Fee: $50 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




  • Earn 1 Asia Mile for every $1 CAD in local spend
  • Earn 1.25 Asia Miles for every $1 CAD equivalent of foreign currency you spendusing your card
  • Earn double Asia Miles for every $1 CAD spent on Cathay Pacific purchases online
  • 10% Asia Miles redemption discount on non-air travel awards12
  • Complimentary first year Green Tier membership to Cathay Pacific's exclusive Marco Polo Club
  • Get comprehensive travel insurance coverage7
  • Instant fuel savings at Petro-Canada - Link your card to your Petro-Points card to instantly save 3¢/L on fuel2 and earn 20% more Petro-Points‡ at Petro-Canada3 when you pay with your linked card.
  • Get $0 delivery fees for 12 months from DoorDash16
    Add your eligible RBC credit card to your DoorDash account to:
    Get a 12-month complimentary DashPass subscription17– a value of almost $120
    Enjoy unlimited deliveries with $0 delivery fees on eligible orders of $12 or more when you pay with your eligible RBC credit card
  • Earn more Be Well points at Rexall - Link your card to your Be Well card to: Earn 50 Be Well points for every $1 spent on eligible products at Rexall when you pay with your linked card and scan your Be Well card16

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.


TD Aeroplan Visa Infinite Card Top Airline Credit Card

TD® Aeroplan® Visa Infinite* Card

2024 Top Airline Credit Card
Earn up to $1,200 in value† including up to 50,000 Aeroplan points†
Conditions Apply. Account must be approved by June 3, 2024.

Annual Fee $139 | Additional Cards: $75 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




Earn up to $1,200 in value†, including up to 50,000 Aeroplan points† (enough for a round trip to New York City†), and additional travel benefits. Account must be approved by June 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
  • Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening†
  • Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening†
  • Enroll for NEXUS and once every 48 months get an application fee rebate†
  • Plus, share free first checked bags with up to 8 travel companions†

Earning Aeroplan Points

  • Earn 1.5 points† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point† for every $1 spent on all other Purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing
  • Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks® Rewards account. Conditions apply. Learn more.
Card Benefits
  • Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
  • Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
  • Click here to apply for TD Aeroplan Visa Infinite Card

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.


TD Aeroplan Visa Infinite Card

TD® Aeroplan® Visa Platinum* Card

Earn up to $500 in value†, including up to 20,000 Aeroplan points† and no Annual Fee for the first year†. Conditions Apply. Account must be approved by September 3, 2024.

Annual Fee $89 | Additional Cards: $35 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances



Terms & Conditions apply




Earn up to $500 in value†, including up to 20,000 Aeroplan points† and no Annual Fee for the first year†. Conditions Apply. Account must be approved by September 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening†
  • Get an annual fee rebate for the first year†.
  • To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.
Earning Aeroplan Points
  • Earn 1 point† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point† for every $1.50 spent on all other eligible purchases† made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder

Card Benefits/Travel Benefits

  • Flight/Trip Delay Insurance: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Delayed and Lost Baggage Insurance: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
  • Common Carrier Travel Accident Insurance: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
  • Hotel/Motel Burglary Insurance: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
  • Auto Rental Collision / Loss Damage Insurance: Coverage for up to 48 consecutive days.
  • Emergency Travel Assistance Services: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

 

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.


TD Aeroplan Visa Infinite  PrivilegeCard Top Ultra Premium Credit Card

TD® Aeroplan® Visa Infinite Privilege* Card

Canada's Choice for Top Ultra Premium Credit Card 2023
Earn up to $2,900 in value† including up to 85,000 Aeroplan points† and additional travel benefits. .
Conditions Apply. Account must be approved by June 3, 2024.

Annual Fee $599 | Additional Cards: $199 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $150,000 annual personal income or $200,000 annual household income



Terms & Conditions apply




Earn up to $2,900 in value† including up to 85,000 Aeroplan points (enough for a round trip to Honolulu†) and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card†
  • Earn an additional 40,000 Aeroplan points when you spend $10,000 within 180 days of Account opening†
  • Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $15,000 within 12 months of Account opening†
    Additional Travel Benefits
  • Enroll for NEXUS and once every 48 months get an application fee rebate†
  • Share first free checked bags with up to 8 travel companions† and get unlimited access to Maple Leaf Lounges† including complementary access for one guest.
  • Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.†

  • Earn Aeroplan Points on your everyday purchases
  • Take advantage of an extensive suite of travel insurance.
  • Get access to Priority Airport Services† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades†.
  • Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
  • Earn 1.5 points† for every $1 spent on eligible gas, grocery, travel and dining purchases
  • Earn 1.25 points† for every $1 spent on all other purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)

  • Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges)†.
  • Global Airport Lounge Access†: Receive a complimentary membership to the Visa Airport Companion† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
  • Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

This offer is not available for residents of Quebec. For Quebec residents, please click here .

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.


WestJet RBC World Elite Mastercard

WestJet RBC World Elite Mastercard

Earn up to 450 welcome WestJet dollars

Receive a Status Lift of $500 in tier qualifying spend for every $15,000 in everyday purchases on your WestJet RBC World Elite Mastercard.

Annual Fee $119 | Additional Cards: $59 | Annual interest rate 19.99% on purchases and 22.99% on funds advances | $80,000 personal or $150,000 household annual income



Terms & Conditions apply




  • Get up to 450 WestJet dollars1 (a value of up to $450 off the base fare). Bonus awarded as follows:
    250 WestJet dollars upon your first purchase1
    200 WestJet dollars when you spend $5,000 in the first 3 months1
  • Annual $119/$399 Companion Flight when you sign up for and receive the WestJet RBC World Elite Mastercard.
  • Earn 1.5% back in WestJet dollars on every purchase you make with your card
  • Earn 2% back in WestJet dollars when you purchase WestJet flights or WestJet Vacations packages with your card
  • Companion flight vouchers are an annual benefit.
  • First bag free for the primary cardholder up to 8 people traveling on the same reservation to anywhere WestJet flies!
  • Companion voucher details:
    • Travel to Canada and the Continental US for $119 CAD
    • Travel to the rest of the WestJet network for $399 CAD

Refer to RBC page for up to date offer terms and conditions


WestJet RBC Mastercard

WestJet RBC Mastercard

Earn up to 100 welcome WestJet dollars (50 after first purchase, 50 after minimum of $1k spend within first 3 months).

Annual Fee $39 | Additional Cards: $19 | Annual interest rate 20.99% on purchases and 22.99% on funds advances



Terms & Conditions apply




  • Get an annual credit card companion voucher for round-trip travel within Canada or the U.S. for $199 CAD (plus taxes, fees and charges)1
  • 1.0% earn on your everyday spending
  • 1.5% earn for WestJet & WestJet Vacations purchases

Hotel Credit Cards


Marriott Bonvoy American Express Card



Marriott Bonvoy™ American Express®* Card

Travel to new heights with the Marriott Bonvoy® American Express®* Card. Earn up to 80,000 Points:
New Marriott Bonvoy® American Express®* Cardmembers, earn 65,000 Welcome Bonus points after you spend $3,000 on your Card in your first 3 months of Cardmembership. Plus, earn an additional 3 points for a total of 5 points on every $1 spent on eligible travel and gas purchases in your first 6 months (up to 15,000 points). Offer ends May 6, 2024

Annual Fee: $120 | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases



Terms & Conditions apply




  • Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
  • Earn 2 points for every $1 in all other Card purchases
  • Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
  • No annual fee on Additional Cards
  • Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
  • Automatic Marriott Bonvoy Silver Elite status membership 
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
  • Click here to apply for the Marriott Bonvoy American Express Card


Marriott Bonvoy Business American Express Card



Marriott Bonvoy™ Business American Express® Card

Travel to new heights with the Marriott Bonvoy® Business American Express®* Card. Earn up to 90,000 welcome bonus Marriott Bonvoy® points.
Earn 75,000 Welcome Bonus Marriott Bonvoy® points after you spend $6,000 on your Card in your first three months of Cardmembership. Plus, earn an additional 2 points for a total of 5 points on every $1 spent on eligible gas, dining and travel purchases in your first 6 months (up to 15,000 points). Offer ends May 6, 2024

Annual Fee: $150 | Additional Card Fee: $50 | Annual interest rate 20.99% on purchases



Terms & Conditions apply




Earn Marriott Bonvoy points that you can redeem in a variety of ways.

  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
  • Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached.
  • Earn 2 points for every $1 spent on everything else
  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.

  • Receive an Annual Free Night Award automatically each year after your anniversary
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

Cash Back Credit Cards


Amazon.ca Rewards Mastercard



Amazon.ca Rewards Mastercard

Special Welcome Offer: get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants for the first 6 months! (Valid on first $3,000 in eligible purchases††.)  

Annual Fee: $0 | Additional Card Fee: $50



Terms & Conditions apply




  • Earn rewards on all your eligible purchases at Amazon.ca—including Whole Foods Market stores in Canada‡!
  • Earn 2.5% back on eligible purchases at Amazon.ca, Whole Foods Market stores in Canada and on foreign currency transactions with an eligible Prime membership‡.
  • Otherwise, get 1.5% back at Amazon.ca and Whole Foods Market stores in Canada‡.
  • Get 1% back on ALL other eligible purchases, wherever Mastercard is accepted‡.
  • Use your rewards at Amazon.ca—apply rewards directly to eligible Amazon.ca items.
  • No annual credit card fee.
  • Click here to apply for the Amazon.ca Rewards Mastercard


SimplyCash Preferred Card from American Express

Top No Fee Travel Rewards Credit Card

SimplyCash® Preferred Card from American Express

2023 Top Cash Back Rewards Credit Card
Earn accelerated earn rates on eligible gas and grocery purchases

In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months

Monthly Fee: $9.99 ($119.88 annually) | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 24.99% - 26.99%



Terms & Conditions apply




  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Extensive insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the SimplyCash® Preferred Card from American Express


SimplyCash Card from American Express


SimplyCash® Card from American Express

Earn accelerated earn rates on eligible gas and grocery purchases

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 24.99% - 26.99%



Terms & Conditions apply




  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the SimplyCash® Card from American Express


BMO CashBack® World Elite®* MasterCard®*

BMO CashBack® World Elite®* MasterCard®*

Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
Get the highest cash back earn rate on groceries in Canada.*

Annual Fee: $120 | Primary Card $50 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 23.99% (21.99% for Quebec residents)



Terms & Conditions apply




Earn more cash back on the categories that mean the most:

  • 5% on groceries*
  • 4% on transit including ride sharing, taxis and public transportation*
  • 3% on gas and electric vehicle charging*
  • 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
  • 1% unlimited cashback on all other purchases*
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Complimentary Roadside Assistance Program*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass (Airport lounge access membership)
  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • BMO Concierge Service*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada


  • Click here to apply for BMO CashBack® World Elite®* MasterCard®*

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information


BMO CashBack® MasterCard®*

BMO CashBack® MasterCard®*

Welcome offer: Get 5% cash back in your first 3 months*

Annual Fee: $0 | Interest Rate: Purchases 20.99% Cash Advances 22.99% (21.99% for Quebec residents)



Terms & Conditions apply




  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
  • Now earn the highest cash back on groceries in Canada without paying an annual fee!†
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
  • No Annual fee*
  • Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*

  • Click here to apply for BMO CashBack® MasterCard®*

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information


Brim World Elite Mastercard

Brim World Elite Mastercard

Up to $500+ in first time bonuses from Brim merchant partners + no annual fee in the first year

Annual fee: $199 | Additional Cards: $50



Terms & Conditions apply




  • 2 points for every $1 spent up to $25,000 annually
  • 1 point for every $1 spent after that
  • No Foreign Transaction fees
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
  • Free Global Wi-Fi
  • Comprehensive package of insurance benefits

Brim MasterCard

Brim MasterCard

Up to $200+ in first time bonuses from Brim merchant partners

Monthly fee $0 | Additional Cards: $0



Terms & Conditions apply




  • 1 point for every $1 spent
  • Free Global Wi-Fi
  • No Foreign Transaction fees

CIBC Dividend® Visa Infinite* Card



CIBC Dividend® Visa Infinite* Card

The best cash back rewards Visa card in Canada

Welcome Offer: Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!† After that, get 4% cash back on eligible gas, EV charging and grocery purchases.†

Annual Fee $120 | Additional Cards (Up to 3): $30 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $60,000 personal or $100,000 household annual income †



Terms & Conditions apply




  • 4% cash back on eligible gas, EV charging and grocery purchases.†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†

    Save on gas with CIBC and Journie Rewards
  • Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas,
  • Ultramar and Chevron gas stations.†

  • This offer is not available for residents of Quebec.

  • Click here to apply for the CIBC Dividend® Visa Infinite* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†

† Terms & Conditions Apply


CIBC Dividend Platinum® Visa* Card



CIBC Dividend Platinum® Visa* Card

Welcome Offer: Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $250 (first 4 statements)!† After that, get 3% cash back on eligible gas, EV charging and grocery purchases.†

Annual Fee $99 | Additional Cards (Up to 3): $30 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income †



Terms & Conditions apply




  • 3% cash back on eligible gas, EV charging and grocery purchases.†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

  • This offer is not available for residents of Quebec.

  • Click here to apply for the CIBC Dividend Platinum® Visa* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†

† Terms & Conditions Apply


CIBC Dividend® Visa* Card



CIBC Dividend® Visa* Card

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).†

Annual Fee $0 | Additional Cards (Up to 3): $00 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income †



Terms & Conditions apply




  • Get 2% cash back on eligible grocery purchases†
  • 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
  • 0.5% cash back on all other purchases†
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Dividend Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

  • This offer is not available for residents of Quebec.

  • Click here to apply for the CIBC Dividend® Visa* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†

† Terms & Conditions Apply


Desjardins Cash Back World Elite®Mastercard®

Desjardins Cash Back World Elite®Mastercard®

No welcome bonus at this time

Annual Fee $100 | Additional Cards: $0 for members ($30 for non-members) | Annual interest rate 19.9% on purchases and cash advances | $80,000 personal or $150,000 household annual income



Terms & Conditions apply




  • 4% cash back on eligible grocery purchases
  • 3% cash back on eligible restaurant, entertainment and public transportation purchases
  • 1% cash back on all other purchases
  • Membership in Mastercard Airport Experiences provided by LoungeKey
  • Travel Medical Insurance: Up to $5 million of coverage for the first 3 days
  • Mobile Device Insurance: Up to $1,000
  • Auto Rental Collision/Loss Damage Insurance: Coverage for up to 48 consecutive days.
  • Stay connected with free access to over 1 million Boingo Wi-Fi hotspots worldwide.

  • Click here to apply for Desjardins Cash Back World Elite®Mastercard®

Home Trust Preferred Visa Credit Card

Home Trust Preferred Visa Credit Card

No welcome bonus at this time

Annual Fee $0 | Additional Cards: $0 | Annual interest rate 21.99% on purchases, 21.99% on cash advances and balance transfers | $15,000 minium income



Terms & Conditions apply





HSBC Cash Rewards Mastercard®

HSBC Cash Rewards Mastercard®

Primary Cardholder Annual Fee: $0 | Authorized User Annual Fee: $0 | Annual interest rate: 20.99% on purchases and 22.99% on funds advances and balance transfers.



This card has been closed to new applications




 

  • 1.5% cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery)
  • 1% cash back on your gas, grocery and drugstore purchases.
  • 0.5% cash back on (almost) everything else you buy with your card.
  • Redeem sooner – You only need to reach $25 in cash back to redeem.
  • Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
  • Redeem to pay down or save up – Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)


Laurentian Bank Visa Infinite* Card

Laurentian Bank Visa Infinite* Card

Earn up to $600 in points in the first 3 months and pay no annual fee in the first year.

Primary Cardholder Annual Fee: $130 | Authorized User Annual Fee: $0 | Annual interest rate: 20.99% on purchases and 22.99% on cash advances



Terms & Conditions apply




In the first 3 months, you’ll get 6x the points equal to 12% in cash back on gas, grocery, travel, transportation and recurring payments. You’ll also earn 3x the points equal to 3% in cash back on all other eligible purchases up to a total combined spend of $5,000..

  • 10,000 bonus points worth $100 when you set up a pre-authorized payment within the first 3 months;
  • 5,000 bonus points worth $50 when you set up an instalment plan for 1 eligible purchase within the first 3 months
  • 2,000 bonus points worth $20 when you refer a friend or family member
  • 2 points on Gas, Grocery, Travel and Transportation
  • 2 points on Recurring Payments
  • 1 point on everything else.
  • Redeem as little as $1 in points towards your account balance or eligible net purchases


MBNA Smart Cash® World Mastercard®



MBNA Smart Cash® World Mastercard®

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

$39 annual fee | $0 Additional Card | Interest rates: 19.99% purchases 22.99 cash advance | $60,000 personal or $100,000 household income



Terms & Conditions apply




  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 1% Cash Back‡ for all other eligible purchases
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
  • Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.
  • This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
  • Click here to apply for the MBNA Smart Cash® World Mastercard®

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..


MBNA Smart Cash Platinum Plus® Mastercard®



MBNA Smart Cash Platinum Plus® Mastercard®

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

$0 annual fee | $0 Additional Card



Terms & Conditions apply




  • No annual fee
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 0.5% Cash Back‡ for all other eligible purchases
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.
  • This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
  • Click here to apply for the MBNA Smart Cash Platinum Plus® Mastercard®

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..


Meridian Visa Infinite* Cash Back Card

Meridian Visa Infinite* Cash Back Card

No annual fee for the first year, including on additional cards

Annual Fee: $99 | Additional Card Fee: $30 | Annual interest rate 19.50% on purchases and 21.99% on funds advances | $60,000 Annual personal income or $100,000 Annual household income



Terms & Conditions apply




  • Earn 4 reward points for every $1 spent on gas and groceries
  • Earn 2 reward points for every $1 spent on pharmacy and utility bill payments
  • Earn 1 reward point for every $1 spent on all other eligible purchases
  • Travel Insurance & Mobile Device Insurance coverage
  • For residents of Ontario only
  • Click here to apply for Meridian Visa Infinite* Cash Back Card


National Bank of Canada ECHO Cashback Mastercard

National Bank of Canada ECHO Cashback Mastercard

No welcome bonus at this time.

Annual Fee $30 | Additional Cards: $0 | Annual interest rate 20.99% on purchases and 22.49% on funds advances



Terms & Conditions apply




  • Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
  • Get 1% cashback on all other purchases
  • Apply your cashback as soon as you accumulate $25. You can even access your cashback on the go from any tablet or mobile device!
  • Purchase protection in case of theft or damage*
  • Extended warranty*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index


Disclaimer

Credit terms

Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual interest rate 

Average balance 

 

$500 

$3,000 

22.49% 

$9.24 

$55.45 

20.99% 

$8.63 

$51.76 

12.90% 

$5.30 

$31.81 

8.9% 

$3.66 

$21.95 

Cashback Details

All eligible purchases qualify for 1% cashback when your account is in good standing. Your account is in good standing when you comply with the obligations of your cardholder agreement (e.g., making your minimum payment by the due date). The cashback will be paid as a credit applied to your account and cannot be paid in cash. An additional cashback of 0.5% is granted on the first $25,000 of eligible gas, grocery and online purchases charged annually to your credit card account. The additional cashback of 0.5% does not apply when the total of your annual eligible purchases exceeds $25,000. After that, the cashback equals 1% of eligible purchases, regardless of the type of purchase. For conditions and restrictions that apply to cashback rewards and a full list of codes associated with eligible merchants, refer to the cashback accumulation table [PDF] and the applicable rules [PDF].

Purchase protection and Extended warranty

This coverage applies to purchases charged to the National Bank ECHO cashback card. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card..


Neo Card™ Standard

Neo Credit

Limited time offer: $25 welcome bonus2 when you apply and are approved for a Neo Credit card

Annual Fee $0



Terms & Conditions apply




  • Earn enormous bonuses—like 15%¹ cashback—on your first purchase at most partners.
  • Earn 1% on gas and grocery
  • 0.5% monthly minimum cashback

    Exclusive cashback offers at Neo partners

    • 5% average cashback at restaurants, bars and cafes
    • 3% on popular streaming services
    • 3% on ride sharing services
    • 3% on food delivery services
    • 2%+ at retail partners (online and in-store)

  • Sign up in 3 minutes - and if approved, you can use your Neo Credit instantly via Apple Play or Google Pay
  • Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.


1 Average based on current offers at select partners. Cashback varies per plan, offer and partner.
2 Limited-time offer. Only new Neo Credit customers are eligible for this offer. This offer is only awarded if a new customer is approved for a Neo Credit. Customer has 90 days to complete the card application process. Offer is subject to the Rewards Policy, the Neo Platform Terms and Conditions and all other applicable terms and conditions. Offer may be amended or cancelled at any time without notice
* Card issued by ATB Financial pursuant to license by Mastercard International Inc.
Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Inc.


PC Financial World Elite Mastercard



PC Financial World Elite Mastercard

Earn up to 100,000 bonus PC Optimum points. Apply by July 5, 2023

  1. Earn 20,000 points on your first purchase at a participating store where President’s Choice® products are sold or at an Esso™ or Mobil™ station in Canada.
  2. Earn 20¢/litre in points. On a maximum of 400 litres in fuel at Esso™ and Mobil™ stations in your first 90 days. That’s up to 80,000 points

Annual Fee: $0 Primary Card | $0 Additional Card | Interest Rate: Purchases 20.97% Cash Advances 22.97%



Terms & Conditions apply




  • 30 PC Optimum Points for every $1 spent at Loblaws and PC Travel Purchases
  • 45 PC Optimum Points for every $1 spent at Shoppers Drug Mart
  • 30 PC Optimum Points per litre at Esso and Mobil stations in Canada
  • 10 PC Optimum Points for every $1 spent on all other purchases
  • Free Extended Warranty, Free Purchase Assurance and Mastercard Global Services
  • Click here to apply for the PC Financial World Elite Mastercard

RBC Cash Back Preferred World Elite MasterCard

RBC Cash Back Preferred World Elite MasterCard

Earn up to 1.5% cash back on your spending

Annual fee $99 | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers



Terms & Conditions apply




  • Unlimited cash back on your spending*
  • Earn up to 1.5% cash back on your spending – big or small
  • Premium benefits and insurances
  • Stay connected with a complimentary Boingo Wi-Fi accountΔ
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*
  • Link your RBC card with a Petro-Points membership and instantly save 3¢/L on fuel at Petro-Canada stations and earn 20% more Petro-Points

  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.


RBC Cash Back MasterCard

RBC Cash Back MasterCard

2% cash back on groceries

Annual fee $0 | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers



Terms & Conditions apply




  • Unlimited cash back on your spending*
  • 2% cash back on groceries*
  • Up to 1% cash back on all other qualifying purchases and pre-authorized payments
  • No Annual Fee
  • Link your RBC card with a Petro-Points membership and instantly save 3¢/L on fuel at Petro-Canada stations and earn 20% more Petro-Points

  • Get $0 delivery fees for 3 months from DoorDash14 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 3-month complimentary DashPass subscription15 – a value of almost $30
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.


Rogers World Elite Mastercard

Rogers World Elite Mastercard

$25 Welcome Bonus in cash back rewards upon first card purchase within 3 months of receiving your card

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 19.99% on purchases and 22.99% on funds advances | $80,000 personal or $100,000 annual household income



Terms & Conditions apply




  • Rogers Bank cardholders who tap any Rogers credit card using a mobile wallet can get five free rides on the TTC between Nov 1 and Dec 31.
  • Earn 3% in on all eligible U.S. currency purchases
  • 1.5% on all other eligible purchases
  • Complimentary membership in Mastercard TravelPass by DragonPass - Access to over 1,300 airport lounges worldwide ($32 USD per person per visit)
  • Extended Warranty and Purchase Protection
  • Rental Car Collision/Damage
  • Out-of-Province/Out-of-Country Emergency Medical
  • Trip Interruption and Trip Cancellation.
  • Minimum Income: $80,000 Personal or $150,000 Household
  • Click here to apply for Rogers World Elite Mastercard


Rogers Connections Mastercard

Rogers Mastercard®

Earn 10% cash back for the first 3 months up to $100

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 19.99% on purchases and 22.99% on funds advances |



Terms & Conditions apply




  • Rogers Bank cardholders who tap any Rogers credit card using a mobile wallet can get five free rides on the TTC between Nov 1 and Dec 31.
  • 2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
  • 2% unlimited cash back on U.S. dollar purchases (for all other customers)
  • 1% unlimited cash back on all other eligible purchases (for all other customers)
  • 50% more cash back every time you redeem for Rogers, Fido or Shaw purchases
  • 5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75 value).
  • Click here to apply for the Rogers Mastercard®


Scotia Momentum® Visa* Infinite card

Scotia Momentum® Visa* Infinite card

Ranked the 4th best cash back rewards credit card in Canada
SPECIAL OFFER: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
No annual fee in the first year, including on supplementary cards. Offer ends Oct 31, 2024

Annual Fee: $120 | Additional Cards: $50



Terms & Conditions apply




  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Wine Country Wonders
  • Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage
  • Click here to apply for Scotia Momentum® Visa* Infinite card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information


Scotia Momentum® Visa* card

Scotia Momentum® Visa* card

Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)¹ Offer ends Oct 31, 2024

Annual Fee $39 | Supplementary Cards: $0 | Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques



Terms & Conditions apply




*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information


Scotia Momentum® No-Fee Visa* card

Scotia Momentum® No-Fee Visa* card

Special Offer: Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0). Offer expires Oct. 31, 2024

Annual Fee $0 | Supplementary Cards: $0 | Annual interest rate 19.99% on purchases and 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques



Terms & Conditions apply




*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information


Scotia Momentum® Mastercard

Scotia Momentum® Mastercard

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).1

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.
  • Click here to apply for Scotia Momentum® Mastercard


Simplii Financial™ Cash Back Visa* Card

Simplii Financial™ Cash Back Visa* Card

Earn up to $150 of value in your first 4 months on eligible purchases with a Simplii Cash Back Visa! Apply by Feb 29, 24!

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 19.99% on purchases and 22.99% on funds advances | $15,000 annual household income



Terms & Conditions apply




  • $50 of statement credit after your first qualifying purchase by March 31 with your new Simplii Cash Back Visa Card.‡
  • $50 of statement credit when you spend $2,000 or more or a $25 statement credit when you spend at least $1,000 within your first 3 months.
  • 10% cash back on eligible restaurants, bars and takeout for your first 4 months. Up to $500 spend.†
  • Earn 4% on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year
  • Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year
  • Earn 0.5% on all other credit card purchases with no limit on how much you can earn.
  • Purchase Security and Extended Protection Insurance
  • Click here to apply for Simplii Financial™ Cash Back Visa* Card


Tangerine World Mastercard®

Tangerine World Mastercard®

Apply for a Tangerine World Mastercard® by April 30, 2024. If you’re approved, you’ll earn an extra 10% back on up to $1,000 in everyday purchases made within your first 2 months..

Annual Fee: $0 | Additional Cards: $0 | Minimum Income: $60,000 personal or $100,000 household



Terms & Conditions apply




  • Personalized categories and unlimited money-back rewards monthly
  • Automatic earning: Money-Back Rewards are earned automatically on everyday purchases and paid monthly. These can be applied to your Credit Card balance or redeemed into your Savings Account.
  • No annual fee
  • Earn 2% cashback on your choice of up to 3 categories, 0.5% money back on all other purchases
  • Change your 2% Money-back categories to suit your spending from your choice of 10 categories
  • 1.95% on Balance Transfers for six months
  • Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
  • Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
  • Mastercard® Travel Pass Provided By DragonPass‡ Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit.
  • Click here to apply for Tangerine World Mastercard®

Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

Apply for the Tangerine Money-Back Credit Card by April 30, 2024. If you’re approved, you’ll earn an extra 10% back on up to $1,000 in everyday purchases made within your first 2 months*.

Annual Fee: $0 | Additional Cards: $0 |



Terms & Conditions apply




  • Earn 2% cashback on your choice of up to 2 categories, 0.5% money back on all other purchases
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • Click here to apply for Tangerine Money-Back Credit Card

TD Cash Back Visa Infinite* Card

TD Cash Back Visa Infinite* Card

Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†.
Conditions apply. Account must be approved by June 3, 2024.

Annual Fee: $139 | Additional Cards: $50 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




Earn up to $500 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions apply. Account must be approved by June 3, 2024.

  • Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made†.
  • Get an Annual Fee Rebate for the first year†.
  • To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by June 4, 2024.
  • Earn Cash Back Dollars on every eligible purchase.
  • Emergency Road Services with Deluxe TD Auto Club Membership
  • Travel with confidence with Travel Medical Insurance †
  • Complimentary Visa Infinite* Concierge service † available 24/7
  • Mobile Device Insurance†
Earning Cash Back
  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases† and on regularly recurring bill payments† set up on your account.
  • Earn 1% Cash Back Dollars on all other Purchases made with your Card †
  • Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please - the choice is yours! †
  • Your Cash Back Dollars never expire as long as your account is open and in good standing

This offer is not available for residents of Quebec. For Quebec residents, please click here

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.


Walmart Rewards MasterCard

Walmart Rewards MasterCard

Up to $45 bonus Walmart Rewards Dollars when you are approved for the card

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 19.98% on purchases and 22.97% on funds advances |



Terms & Conditions apply





Walmart Rewards World MasterCard

Walmart Rewards World MasterCard

Up to $45 bonus Walmart Rewards Dollars when you are approved for the card

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 19.98% on purchases and 22.97% on funds advances | $100,000 annual household income



Terms & Conditions apply




  • Up to $45 bonus Walmart Rewards Dollars when you are approved for the card
  • 3% Walmart Reward Dollars for Walmart.ca purchases
  • 1.25% Walmart Reward Dollars for Walmart in store purchases
  • 1.25% Walmart Reward Dollars for Gas Station purchases
  • 1% Walmart Reward Dollars for all other purchases
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
  • Free Global Wi-Fi
  • Click here to apply for Walmart Rewards World MasterCard

Student Credit Cards


BMO AIR MILES®† Mastercard®* (Student)

BMO AIR MILES®† Mastercard®* (Student)

Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash.*

Annual Fee: $0 | Additional Card Fee: $0 | Interest Rate: Purchases: 20.99% Cash Advances 22.99% (21.99% for Quebec residents)



Terms & Conditions apply





  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*
  • Get 1 Mile for every $25 spent everywhere else*
  • Get AIR MILES back every time you spend, plus start building a healthy credit history
  • Best BMO AIR MILES Mastercard for Students
  • Earn more reward miles when you use your card at Shell, National Car Rental and Alamo Rent A Car
  • Extended Warranty
  • Purchase Protection
  • Click here to apply for BMO AIR MILES®† Mastercard®* (Student)


BMO CashBack® MasterCard®*(Student)

BMO CashBack® MasterCard®*(Student)

Welcome offer: Get 5% cash back in your first 3 months (up to $125 cash back) *

Annual Fee: $0 | Primary Card $0 Additional Card | Interest Rate: Purchases 20.99% Cash Advances 22.99% (21.99% for Quebec residents)



Terms & Conditions apply




  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
  • Now earn the highest cash back on groceries in Canada without paying an annual fee!†
  • Get cash back every time you spend, plus start building a healthy credit history
  • Best BMO CashBack Mastercard for Students
  • Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*

  • Click here to apply for BMO CashBack® MasterCard®*(Student)

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information


CIBC Aventura® Visa* Card for Students



CIBC Aventura® Visa* Card for Students

Welcome Offer: Join and get up to $100 in value† for no annual fee.†

Annual Fee $0 | Additional Cards (Up to 3): $0 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $0 annual income



Terms & Conditions apply




  • Here’s how it adds up:
    • Get up to 10,000 Aventura Points (up to $100 in travel value†):
    • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
    • 7,500 Aventura Points after you make your first purchase within first 4 months.†

  • 1 Point for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1 Point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 Point for every $2 spent on all other purchases†

  • Get all the student-life essentials on a budget
    Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.†

  • Travel when it’s right for you – your Aventura Points don’t expire†
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local - Aventura Points can be redeemed for more than just flights – use your Points for hotels and car rentals for a weekend getaway

  • This offer is not available for residents of Quebec.

  • Click here to apply for the CIBC Aventura® Visa* Card for Students

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†

† Terms & Conditions Apply


CIBC Dividend® Visa* Card for Students



CIBC Dividend® Visa* Card for Students

Welcome Offer: Get $50 cash back after you make your first purchase within the first 4 months!†

Annual Fee $0 | Additional Cards (Up to 3): $00 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $0 household annual income †



Terms & Conditions apply




  • Plus, get 2% cash back on eligible grocery purchases†
  • 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
  • 0.5% cash back on everything else†
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

  • Get all the student-life essentials on a budget
    Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.†

  • This offer is not available for residents of Quebec.

  • Click here to apply for the CIBC Dividend® Visa* Card for Students

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†

† Terms & Conditions Apply


Scotiabank Scene+ Visa Card

Scotiabank Scene+ Visa Card

Earn up to 7,500 bonus Scene+ points within your first year¹. Offer ends Jul 1, 24

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
  • You are eligible to earn an additional 5,000 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months.
  • Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more
  • You'll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Click here to apply for Scotiabank Scene+ Visa Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

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