BMO CashBack® World Elite®* MasterCard®*

BMO CashBack® World Elite®* MasterCard®*

Welcome offer: Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your first year. Plus, we'll waive the $120 annual fee in the first year*

Annual Fee: $120 | Primary Card $50 Additional Card | Interest Rate: Purchases 21.99% Cash Advances & Balance Transfers 23.99% (21.99% for Quebec residents)



Terms & Conditions apply




Earn more cash back on the categories that mean the most:

  • 5% on groceries*
  • 4% on transit including ride sharing, taxis and public transportation*
  • 3% on gas and electric vehicle charging*
  • 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
  • 1% unlimited cashback on all other purchases*
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Complimentary Roadside Assistance Program*
  • Complimentary membership in Mastercard Travel Pass provided by DragonPass (Airport lounge access membership)
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada


  • Click here to apply for BMO CashBack® World Elite®* MasterCard®*

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
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