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Welcome to the Rewards Canada Podcast! Updated on August 24, 2021


Episode 82 - August 24, 2021
How the best credit card in Canada was made even better

In this episode we take a deep dive into the best credit card in Canada - that is best travel rewards credit card which also happens to be the best cash back card in Canada and how the most recent changes to it made it even better. It is none other than the American Express Cobalt Card and this podcast episode covers those changes but can also be considered an audio review of the card. We discuss earn rates, redemption options, how it provides huge value and even tackle the downsides of the card. Give it a listen right away to find out why we think this card should be in every Canadian's wallet.

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The Rewards Canada Podcast Intro & Outro were created by Regina's own TWKOP.
Check him out on Soundcloud, Spotify & Instagram

Links relating to this week's topics:

American Express Cobalt™ Card Review

Earn up to 50,000 welcome bonus points when you get the best credit card in Canada - the American Express Cobalt Card

Canada's Top Travel Rewards Credit Cards

Podcast Episode 81 - July 5, 2021 Why Hybrid Rewards Credit Cards are the best bet for most Canadians

Canada's Top Cash Back Credit Cards

American Express Cobalt™ Card Confirmed Multiplier Locations

A closer look at the Membership Rewards Fixed Points Travel program

It's finally here! You can now convert American Express Membership Rewards points to Air France KLM Flying Blue

Guide to American Express Canada 'Amex Offers'

Four credit cards that can make flying with Flair Airlines even cheaper!

When earning 5x points isn't the same as earning 5x points - a loyalty lesson

American Express Cobalt® Card

American Express Cobalt® Card
2021 Overall Top Travel Rewards Card | 2021 Top Hybrid Travel Rewards Card | 2021 Top Cash Back Card
This is the best overall credit card in Canada!

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) Additional Cards: $0
Annual interest rate 20.99% on purchases and 21.99% on funds advances

• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year
      • 30,000 points is enough for: 
            • $300 in statement credits redeemed towards purchases charged to your Card or
            • $225 in American Express® Prepaid Cards
• Plus, you can earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
• Earn 3x the points on eligible streaming subscriptions in Canada
• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B 
• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

• Transfer points 1:1 to several frequent flyer and other loyalty programs
• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
• Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

Apply Now


Continues below


Past Episodes

Episode 81 - July 5, 2021 Why Hybrid Rewards Credit Cards are the best bet for most Canadians

In this episode we look why Hybrid Credit Cards are a favourite of Rewards Canada and why they are the best bet for most Canadians! We answer what a Hybrid Card is, why they are the best and look at the hybrid card options that are available in our market!

Episode 80 - June 7, 2021 How to earn bonus miles and points on travel, shopping and credit cards

In this episode we look at all the steps is takes to earn those coveted bonus miles and points from promotions being offered from airlines, hotels, car rental companies and credit cards. From how to find the offers, to registering and how to chase after them if they don't post. This How To episode guides you in your quest to earning the most points and miles on all your travels, shopping and credit cards!

Episode 79 - April 23, 2021 Converting the Air Canada Buddy Pass to Aeroplan Points & Plaza Premium Lounge set to leave Priority Pass & LoungeKey

In this episode we bring you the latest news surrounding the unadvertised option to convert Air Canada Buddy Passes received from several Aeroplan co-brand credit cards to Aeroplan points (it's good news!). Then we move into the not so good news of one of the largest third party airport lounge operators, Plaza Premium, deciding to leave the Priority Pass and LoungeKey lounge access programs

Episode 78 - March 23, 2021 A look at some of the exciting new hotels opening in Canada this year!

In this episode we look at some of the exciting new hotels that are set to open in Canada this year. In a year where most Canadians will be staying in Canada for their travels staying at a new local hotel can make for an awesome staycation. We highlight a handful of hotels from the 29 properties that are set to open from Hilton, Hyatt, IHG and Marriott that should be on your list if you do want to check out some place new! Scroll down for links to the topics in the episode.

Episode 77 - February 27, 2021 BMO, What are you doing?

In this episode we discuss all the changes BMO Bank of Montreal is making to more than a half dozen cards they issue. One change is the bright light shining through an opening in an otherwise overcast sky. We discuss all the changes the good, the bad and the ugly. We delve into how their new eclipse Visa cards are being devalued less than six months after being introduced and how all the other BMO cards are affected. We quickly jump into what it means for our market and now promise to have future podcasts with a happier news!

Episode 76 - January 29, 2021 Canada's Top Travel Rewards Credit Cards for 2021

It's that time of year again! Time for our annual travel rewards credit card rankings. In this 13th edition of the rankings we take a look at using your cards to rack up the best points and miles for travel down the road. We delve into the top overall cards, the best travel points cards, no fee cards, as well as hybrid and airline cards. Plus we add a new category this year - Ultra Premium credit cards. Listen in to find to find out all the details behind Canada's most trusted rankings! View the full rankings here.

Episode 75 - January 8, 2021: 2021 Loyalty & travel outlook, predictions & trends with special guest Points, Miles & Bling's Anshul Singh

In this the first episode for 2021 Patrick is joined by special guest Anshul Singh of Points, Miles & Bling. Based in Ottawa Anshul is well known in the world of points and miles in Canada. He's famous for his weekly virtual meet ups with bloggers, experts and others from around the world. Anshul and Patrick discuss what travel may look like in 2021, what else we will see from the new Aeroplan program this year, Alaska Airlines joining oneworld and the effects it will have on the Mileage Plan program, what to expect in our credit card market and the loyalty programs to keep an eye out for this year!

Episode 74 - December 10, 2020 Discussing the new Aeroplan program with Air Canada's Mark Nasr & Derek Whitworth

Click here to see the rest of our Podcast episodes!

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Our goal at is to present readers with reliable financial advice and product choices that will help you achieve your financial goals.
Rewards Canada receives compensation from some companies issuing financial products, like credit cards and bank accounts, that appear on this site.
Unless a post is clearly marked “Sponsored”, however, products mentioned in editorial articles and reviews are based on the author’s subjective assessment of their value to readers, not compensation. For full details and current product information click the Apply now link / learn more link.


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