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By Credit Card Company
Canadian Travel Credit Card Comparison:
Airline Credit Cards
 

This chart is part of Rewards Canada's Guide to Choosing a Travel Rewards Credit Card
and is a comparison of all the Airline travel rewards credit cards in Canada.
"An airline credit card earns miles directly into that airline's frequent flyer program"
We also offer the following comparison charts:

Feature / Card
American Express AeroplanPlus Charge Card
American Express AeroplanPlus Reserve Credit Card
CIBC Aero Platinum Visa
CIBC Aerogold Visa Infinite / Infinite Privilege
CIBC Aerogold Visa
 
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
TD Visa Aeroplan Cards
WestJet RBC Mastercard
Feature / Card
/
Fees/Costs
/
Annual Fee
Gold: $120

Plat: $499
$899
$39
Infinite Privilege: $399

Infinite: $120
$120
$165
$120
Infinite Privilege: $399

Infinite: $120

Platinum: $89
World Elite: $99
Reg: $39
Annual Fee
Supp. Card Fee
Gold: 2 free at $0, additional at $50 each.

Plat:$199 for Plat or $50 for gold
$299
 
$0
Infinite Privilege: $99

Infinite: $50
$50
$75
$50
Infinite Privilege: $99

Infinite: $50

Platinum: $35
World Elite: $49
Reg: $19
Supp. Card Fee
Interest Rate
30% Non Revolving
19.99%
 
19.99%
19.99%
19.99%
20.50%
20.50%
19.99%
19.99%
Interest Rate
Foregn Exchange Transaction Fee
2.5%
2.5%
 
2.5%
2.5%
2.5%
2.5%
2.5%
2.5%
2.5%
Foregn Exchange Transaction Fee
Minimum Income
Gold $30,000 Plat.$60,000
$60,000
 
$15,000
Infinite Privilege: $200,000 Household

Infinite: $60,000 Personal or $100,000 Household
$15,000
$60,000 Personal or $100,000 Household
N/A
Infinite Privilege: $200,000 Household

Infinite: $60,000 Personal or $100,000 Household

Platinum: $12,000
N/A
Minimum Income
Minimum Credit Limit
No Preset Limit
?
 
N/A
$5,000
$5,000
$5,000
$1,000
Infinite Privilege: $10,000

Infinite: $5,000

Platinum: $1,500
N/A
Minimum Credit Limit
/
Reward Miles/Points Earning
/
Card
American Express AeroplanPlus Charge Card
American Express AeroplanPlus Reserve Credit Card
 
CIBC Aero Platinum Visa
CIBC Aerogold Visa Infinite / Infinite Privilege
CIBC Aerogold Visa
 
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
TD Visa Aeroplan Cards
WestJet RBC Mastercard
Card
Welcome Bonus
Gold: 15,000 Aeroplan Miles

Plat: 40,000 Aeroplan Miles
50,000 Aeroplan Miles
 
5,000 Aeroplan Miles
Infinite Privilege:
25,000 MIles

Infinite: 15,000 Aeroplan Miles
15,000 Aeroplan Miles
 
15,000 Avios
up to 30,000 Asia Miles if you apply be Oct 31, 17
Infinite Privilege: 25,000 Aeroplan Miles

Infinite: 15,000 Aeroplan Miles

Platinum: 10,000 Aeroplan Miles
World Elite:
+ $250 Bonus Dollars

Reg: $50 Bonus Dollars
Welcome Bonus
Renewal Bonus
0
0
 
0
0
0
 
0
0
0
0
Renewal Bonus
Earning Ratio
Gold $1=1 Mile up to $10,000, $1=1.25 Miles over $10,000

Plat $1=1.25 Miles up to $25,000, $1=1.50 Miles over $25,000
1.25 Miles/$

2 Miles/$ on Air Canada purchases
 
1 Mile/$1.50

1 Miles/$ at grocery stores, gas stations or drug stores
Infinite Privilege:
1.25 Miles/$
1.5 Miles/$ at grocery stores, gas stations or drug stores and Air Canada Purchases**

Infinite:
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
 
1 Avios/$
2 Avios/$ spent on British Airwys flights
1 Mile/$
1.25 Miles/$ spent on foreign transactions
2 Miles/$ spent on Cathay Pacific flights
Infinite Privilege: 1.25 Miles/$
1.5 Miles/$ at grocery stores, gas stations, drug stores and Air Canada Purchases**

Infinite: 1Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**

Platinum: 1 Mile/ $1.50
World Elite : 1.5% of purchase in WestJet Dollars

Reg:1.0% of purchase in WestJet Dollars
Earning Ratio
Bonus Features
Annual Partner TicketTM benefit for a short-haul or long-haul flight reward when you redeem up to 25,000 Aeroplan Miles

Access to an annual $200 Annual Travel Credit

Complimentary first checked bag on flights operated by Air Canada, up to 5 bags annually

Discount on eight prepaid, one-way flight credits within Air Canada’s North American network.

 
N/A
Infinite Privilege:
- 50% discount on companion tickets for eligible Executive Class fares on Air Canada Flights available once per calendar year  

Bonus Aeroplan Miles at participating CIBC Bonus Rewards restaurants, resorts, golf courses, and retail stores
Also see our Visa Bonus offers page
Bonus Aeroplan Miles at participating CIBC Bonus Rewards restaurants, resorts, golf courses, and retail stores
Also see our Visa Bonus offers page
 
N/A
2 Asia Miles for every $5 HKD spent on in-flight purchases (minimum net purchase of $500 HKD)

Complimentary membership (Green Tier) into The Marco Polo Club for principal cardholder (Fee waiver of $50 USD)

Infinite Privilege:
- 50% discount on companion tickets for eligible Executive Class fares on Air Canada Flights available once per calendar year  
World Elite: 2.0% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases

Reg: 1.5% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases
Bonus Features
/
Redemption/Exchange Options
/
Card
American Express AeroplanPlus Charge Card
American Express AeroplanPlus Reserve Credit Card
 
CIBC Aero Platinum Visa
CIBC Aerogold Visa Infinite / Infinite Privilege
CIBC Aerogold Visa
 
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
TD Visa Aeroplan Cards
WestJet RBC Mastercard
Card
Miles/Points deposited to:
Aeroplan
Aeroplan
 
Aeroplan
Aeroplan
Aeroplan
 
British Airways Executive Club
Cathay Pacific Asia Miles
Aeroplan
WestJet
Miles/Points deposited to:
Travel Agency Redemption Value
N/A
N/A
 
N/A
N/A
N/A
 
N/A
N/A
N/A
N/A
Travel Agency Redemption Value
Exchange Options
N/A
N/A
 
N/A
N/A
N/A
 
N/A
N/A
N/A
N/A
Exchange Options
Redemption Centre
Aeroplan
Aeroplan
 
Aeroplan
Aeroplan
Aeroplan
 
British Airways Executive Club
Cathay Pacific Asia Miles
Aeroplan
WestJet Rewards
Redemption Centre
/
Benefits
/
Card
American Express AeroplanPlus Charge Card
American Express AeroplanPlus Reserve Credit Card
 
CIBC Aero Platinum Visa
CIBC Aerogold Visa Infinite / Infinite Privilege
CIBC Aerogold Visa
 
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
TD Visa Aeroplan Cards
WestJet RBC Mastercard
Card
Travel Accident Insurance
$500,000
$500,000
 
$100,000
$500,000
$500,000
 
$500,000
$500,000
up to $500,000
World Elite: Yes
Reg: Yes
Travel Accident Insurance
Flight Delay Insurance
Yes
Yes
 
No
Yes
Yes
 
Yes
Yes
Infinite Privilege & Infinite: Yes

Platinum: No
World Elite: Yes
Reg: No
Flight Delay Insurance
Delayed, Lost, Stolen, Damaged Baggage Insurance
Yes
Yes
 
No
Yes
Yes
 
Yes
Yes
Yes
World Elite: No
Reg: No
Delayed, Lost, Stolen, Damaged Baggage Insurance
Trip Cancellation Insurance
Gold: Optional***

Plat: Yes
Yes
 
No
Yes
Optional***
 
No
No
Infinite Privilege & Infinite: Yes

Platinum: No
No
Trip Cancellation Insurance
Trip Interuption Insurance
Gold: Optional***

Plat: Yes
Yes
 
No
Yes
Optional***
 
No
No
Infinite Privilege & Infinite: Yes

Platinum: No
World Elite: Yes
Reg: No
Trip Interuption Insurance
Travel Medical Insurance
Gold: Optional***

Plat: Yes
15 days under 65 years old
 
No
Yes
Optional***
 
31 Days
Yes
Infinite Privilege: 22 days under 65 years old; 4 days over 65 years old

Infinite: 15 days under 65 years old; 4 days over 65 years old
World Elite: Yes
Reg: No
Travel Medical Insurance
Auto Rental/Loss Damage Insurance
Yes
Yes
 
Yes
Yes
Yes
 
Yes
Yes
Yes
World Elite: Yes
Reg: No
Auto Rental/Loss Damage Insurance
Purchase Protection
Yes
Yes
 
Yes
Yes
No
 
Yes
Yes
Yes
World Elite: Yes
Reg: Yes
Purchase Protection
Price Protection
No
No
 
No
No
No
 
No
No
No
No
Price Protection
Extended Warranty Plan
Yes
Yes
 
Yes
Yes
No
 
Yes
Yes
Yes
World Elite: Yes
Reg: Yes
Extended Warranty Plan
Free Companion Air Ticket
Platinum: Short Haul Flight Reward ticket when 15,000 miles redeemed with Partner Ticket benefit annually
Annual Partner TicketTM benefit for a short-haul or long-haul flight reward when you redeem up to 25,000 Aeroplan Miles
 
No
Infinite Privilege:
- 50% discount on companion tickets for eligible Executive Class fares on Air Canada Flights available once per calendar year 
No
 
Receive a complimentary Companion Award Ticket~ when you spend $30,000 or more on your card in any calendar year
No
No
World Elite: Annual $99/$299/$399 Companion Flight
Free Companion Air Ticket
Business Class Lounge Access
Platinum Card Only: Air Canada Maple Leaf Lounges plus free membership in Priority Pass
Air Canada Maple Leaf Lounges plus free membership in Priority Pass
 
No
Infinite Privilege:
Airport Angel membership + 6 free visits
+ Four (4) annual Maple Leaf Lounge One-Time Guest Passes when travelling on an Aeroplan flight reward operated by Air Canada
Yes, Air Canada Maple Leaf Lounges Only*
 
No
No
Infinite Privilege:
Airport Angel membership + 6 free visits
+ Four (4) annual Maple Leaf Lounge One-Time Guest Passes when travelling on an Aeroplan flight reward operated by Air Canada


Infinite: Annual Maple Leaf Lounge One Time Guest Pass when travelling on an Aeroplan flight reward operated by Air Canada
No
Business Class Lounge Access
Priority Check In
Platinum Card Only
Yes
 
No
Infinite Privilege: Yes
Yes*
 
No
No
Infinite Privilege: Yes

Infinite: Yes but only on Aeroplan Reward tickets
No
Priority Check In
Hotel Burglary Insurance
Yes
Yes
 
No
Infinite Privilege: Yes
No
 
Yes
Yes
Yes
World Elite: Yes
Reg: Yes
Hotel Burglary Insurance
Travel Concierge Service
No
Yes
 
No
Yes
No
 
Yes
No
Infinite Privilege & Infinite: Yes

Platinum: No
No
Travel Concierge Service
Enhanced Hotel/Dining Services
Yes with Fairmont Hotels
No
 
No
Yes
No
 
Yes
No
Infinite Privilege & Infinite: Yes

Platinum: No
No
Enhanced Hotel/Dining Services
Overlimit Extended Purchasing
Yes
Yes
 
No
Yes
No
 
Yes
No
No
No
Overlimit Extended Purchasing
Link to Apply
Platinum:
Apply Online

Gold:
Apply Online
 
Infinite Privilege:
Apply Online

Infinite:
Apply Online
 
Infinite Privilege:
Apply Online

Infinite:
Apply Online

Platinum:
Apply Online
Link to Apply
Notes:
Complimentary Hertz Rent-A-Car #1 Club Gold Membership and free Car Class upgrades
*** Fee Applies
N/A
 
N/A

** Up to a total annual spend of $80K
*** Fee Applies
* Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K
*** Fee Applies
 
N/A
** Up to a total annual spend of $80K
N/A
Notes:
General Disclaimers:
American Express is not responsible for maintaining or monitoring the accuracy of information on this website For full details and current product information click the applicable Apply Now link.

 

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