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The original verision chart was
posted Sep 17, 2004 and was last updated: Mar 28, 12
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This
chart is part of Rewards Canada's Guide
to Choosing a Travel Rewards Credit Card
and is a comparison of all the Airline travel rewards credit cards in Canada. "An airline credit card earns miles directly into that airline's frequent flyer program" We also offer the following comparison charts: 1. Most Popular Travel Rewards Credit Cards 2. All Canadian Travel Rewards Credit Cards 3. Travel Points Credit Cards Only 4. Hybrid Credit Cards Only 5. Hotel (Frequent Guest) Credit Cards Only |
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 |
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|
|
|
|
Feature
/ Card
|
American
Express AeroPlan Plus Charge Card
|
MBNA
/ Bank of America Alaska Airlines MasterCard
|
CIBC
AeroClassic Visa
|
CIBC
Aerogold Visa Infinite
|
CIBC
Aerogold Visa
|
Delta
SkyMiles MasterCard from Capital One
|
RBC
British Airways Visa Infinite
|
RBC
Cathay Pacific Visa Platinum
|
WestJet
RBC MasterCard
|
Feature
/ Card
|
|
/
|
Fees/Costs
|
/
|
||||||||
|
Annual
Fee
|
Gold
:$120
Plat: $499 |
Reg:
$45 Plat: $75
|
$29
|
$120
|
$120
|
World:
$120
Gold: 0 |
$165
|
$150
|
World:
$79
Reg: $39 |
Annual
Fee
|
|
Supp.
Card Fee
|
Gold:
2 free at $0, additional at $50 each.
Plat:$199 for Plat or $50 for gold |
N/A
|
$0
|
$50
|
$50
|
World:
$49
Reg: 0 |
$75
|
$75
|
World:
$39
Reg: $19 |
Supp.
Card Fee
|
|
Interest
Rate
|
30%
Non Revolving
|
18.99%
|
19.99%
|
19.99%
|
19.99%
|
19.8%
|
20.50%
|
20.50%
|
19.99%
|
Interest
Rate
|
|
Minimum
Income
|
Gold
$30,000 Plat.$60,000
|
$35,000
|
$15,000
|
$60,000
Personal or $100,000 Household
|
$15,000
|
N/A
|
$60,000
Personal or $100,00 Household
|
N/A
|
N/A
|
Minimum
Income
|
|
Minimum
Credit Limit
|
No
Preset Limit
|
N/A
|
N/A
|
$5,000
|
$5,000
|
N/A
|
$5,000
|
$1,000
|
N/A
|
Minimum
Credit Limit
|
|
/
|
Reward
Miles/Points Earning
|
/
|
||||||||
|
Card
|
American
Express AeroPlan Plus
|
Bank
of America Alaska Airlines MasterCard
|
CIBC
AeroClassic Visa
|
CIBC
Aerogold Visa Infinite
|
CIBC
Aerogold Visa
|
Delta
SkyMiles MasterCard from Capital One
|
RBC
British Airways Visa Infinite
|
RBC
Cathay Pacific Visa Platinum
|
WestJet
RBC MasterCard
|
Card
|
|
Welcome
Bonus
|
Gold:
20,000 Aeroplan Miles
Plat: 50,000 Aeroplan Miles until Jul 3, 12 |
Reg:
3,000 Miles
Plat: 5,000 Miles |
2,500
Aeroplan Miles
|
15,000
Aeroplan Miles
|
15,000
Aeroplan Miles
|
World:
25,000 SkyMiles
Gold: 2,500 SkyMiles |
15,000
Avios Points + 35,000 if you spend $5,000 within 3 months*
|
5,000
AsiaMiles
|
World:
$100 Bonus Dollars
Reg: $25 Bonus Dollars |
Welcome
Bonus
|
|
Renewal
Bonus
|
0
|
Plat:
2,000 Miles
|
0
|
0
|
0
|
World:
2,500 SkyMiles
|
0
|
0
|
0
|
Renewal
Bonus
|
|
Earning Ratio
|
Gold
$1=1 Mile up to $10,000, $1=1.25 Miles over $10,000
Plat $1=1.25 Miles up to $25,000, $1=1.50 Miles over $25,000 |
1
Mile/$
|
1
Mile/$2
|
1
Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores** |
1
Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores** |
World
:1 Mile/$
2 Miles/$ on all Delta purchases Gold: 1 Mile/2$ |
1
Avios/$
2 Avios/$ spent on British Airwys flights |
1
Mile/$
2 Miles/$ spent on Cathay Pacific flights |
World:
1.5% of purchase in WestJet Dollars
Reg:1.0% of purchase in WestJet Dollars |
Earning Ratio
|
|
Bonus
Features
|
1,000
more Bonus Miles if you apply for the card online
|
Bonus
Aeroplan Miles at participating ADVANTEX restaurants, resorts and golf
courses
|
Bonus
Aeroplan Miles at participating CIBC Bonus Rewards restaurants, resorts,
golf courses, and retail stores
Also see our Visa Bonus offers page |
Bonus
Aeroplan Miles at participating CIBC Bonus Rewards restaurants, resorts,
golf courses, and retail stores
Also see our Visa Bonus offers page |
World:
2,500 SkyMiles for every supplementary card
|
N/A
|
2
Asia Miles for every $5 HKD spent on in-flight purchases (minimum net
purchase of $500 HKD)
Complimentary membership (Green Tier) into The Marco Polo Club for principal cardholder (Fee waiver of $50 USD) |
World:
2.0% of purchase in WestJet Dollars for WestJet & WestJet Vacations
purchases
Reg: 1.5% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases |
Bonus
Features
|
|
|
/
|
Redemption/Exchange
Options
|
/
|
||||||||
|
Card
|
American
Express AeroPlan Plus
|
Bank
of America Alaska Airlines MasterCard
|
CIBC
AeroClassic Visa
|
CIBC
Aerogold Visa Infinite
|
CIBC
Aerogold Visa
|
Delta
SkyMiles MasterCard from Capital One
|
RBC
British Airways Visa Infinite
|
RBC
Cathay Pacific Visa Platinum
|
WestJet
RBC MasterCard
|
Card
|
|
Miles/Points
deposited to:
|
Aeroplan
|
Alaska
Airlines Mileage Plan
|
Aeroplan
|
Aeroplan
|
Aeroplan
|
SkyMiles
|
British
Airways Executive Club
|
Cathay
Pacific Asia Miles
|
WestJet
|
Miles/Points
deposited to:
|
|
Travel
Agency Redemption Value
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Travel
Agency Redemption Value
|
|
Exchange
Options
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Exchange
Options
|
|
Redemption
Centre
|
Aeroplan
|
Mileage
Plan
|
Aeroplan
|
Aeroplan
|
Aeroplan
|
SkyMiles
|
British
Airways Executive Club
|
Cathay
Pacific Asia Miles
|
WestJet
Frequent Guest
|
Redemption
Centre
|
|
/
|
Benefits
|
/
|
||||||||
|
Card
|
American
Express AeroPlan Plus
|
Bank
of America Alaska Airlines MasterCard
|
CIBC
AeroClassic Visa
|
CIBC
Aerogold Visa Infinite
|
CIBC
Aerogold Visa
|
Delta
SkyMiles MasterCard from Capital One
|
RBC
British Airways Visa Infinite
|
RBC
Cathay Pacific Visa Platinum
|
WestJet
RBC MasterCard
|
Card
|
|
Travel
Accident Insurance
|
$500,000
|
Reg:
$150,000
Plat: up to $1MM |
$100,000
|
$500,000
|
$500,000
|
World:
$500,000
Gold: $250,000 |
$500,000
|
$500,000
|
World:
Yes
Reg: Yes |
Travel
Accident Insurance
|
|
Flight
Delay Insurance
|
Yes
|
No
|
No
|
Yes
|
Yes
|
World:
Yes
Gold: No |
Yes
|
Yes
|
World:
Yes
Reg: No |
Flight
Delay Insurance
|
|
Delayed,
Lost, Stolen, Damaged Baggage Insurance
|
Yes
|
No
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
World:
No
Reg: No |
Delayed,
Lost, Stolen, Damaged Baggage Insurance
|
|
Trip
Cancellation Insurance
|
Gold:
Optional***
Plat: Yes |
No
|
Optional***
|
Optional***
|
Optional***
|
World:
Yes
Gold: No |
No
|
No
|
No
|
Trip
Cancellation Insurance
|
|
Trip
Interuption Insurance
|
Gold:
Optional***
Plat: Yes |
No
|
Optional***
|
Yes
|
Optional***
|
World:
Yes
Gold: No |
No
|
No
|
World:
Yes
Reg: No |
Trip Interuption Insurance
|
|
Travel
Medical Insurance
|
Gold:
Optional***
Plat: Yes |
No
|
Optional***
|
Yes
|
Optional***
|
World:
Yes
Gold: No |
Yes
|
Yes
|
World:
Yes
Reg: No |
Travel
Medical Insurance
|
|
Auto
Rental/Loss Damage Insurance
|
Yes
|
Reg:
No
Plat: Yes |
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
World:
Yes
Reg: Yes |
Auto
Rental/Loss Damage Insurance
|
|
Purchase
Protection
|
Yes
|
Reg:
No
Plat: Yes |
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
World:
Yes
Reg: Yes |
Purchase
Protection
|
|
Price
Protection
|
No
|
No
|
No
|
No
|
No
|
Yes
|
No
|
No
|
No
|
Price
Protection
|
|
Extended
Warranty Plan
|
Yes
|
Reg:
No
Plat: Yes |
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
World:
Yes
Reg: Yes |
Extended
Warranty Plan
|
|
Free
Companion Air Ticket
|
Platinum:
Short Haul Flight Reward ticket when 15,000 miles redeemed with Partner
Ticket benefit annually
|
Platinum
Card Only:
1 Companion ticket per year for only US$99 |
No
|
No
|
No
|
No
|
Receive a complimentary Companion
Award Ticket~ when you spend $30,000 or more on your card in any calendar
year
|
No
|
No
|
Free
Companion Air Ticket
|
|
Business
Class Lounge Access
|
Platinum
Card Only: Air Canada Maple Leaf Lounges plus free membership in Priority
Pass
|
Platinum
Card Only: Receive 2 Board Room Passes upon approval
|
No
|
Yes,
Air Canada Maple Leaf Lounges Only*
|
Yes,
Air Canada Maple Leaf Lounges Only*
|
No
|
No
|
No
|
No
|
Business
Class Lounge Access
|
|
Priority
Check In
|
Platinum
Card Only
|
No
|
No
|
Yes*
|
Yes*
|
No
|
No
|
No
|
No
|
Priority
Check In
|
|
Hotel
Burglary Insurance
|
Yes
|
No
|
No
|
No
|
No
|
No
|
Yes
|
Yes
|
World:
Yes
Reg: Yes |
Hotel
Burglary Insurance
|
|
Travel
Concierge Service
|
No
|
No
|
No
|
Yes
|
No
|
World:
Yes
Gold: No |
Yes
|
No
|
No
|
Travel
Concierge Service
|
|
Enhanced
Hotel/Dining Services
|
Yes
with Fairmont Hotels
|
No
|
No
|
Yes
|
No
|
No
|
Yes
|
No
|
No
|
Enhanced
Hotel/Dining Services
|
|
Overlimit
Extended Purchasing
|
Yes
|
No
|
No
|
Yes
|
No
|
No
|
Yes
|
No
|
No
|
Overlimit
Extended Purchasing
|
|
Link
to Apply
|
Link
to Apply
|
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|
Notes:
|
Complimentary
Hertz Rent-A-Car #1 Club Gold Membership and free Car Class upgrades
*** Fee Applies |
N/A
|
***
Fee Applies
|
*
Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K *** Fee Applies |
*
Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K *** Fee Applies |
*
Must apply and be approved by May 31, 12
|
Notes:
|
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Us ©2001-2012 Rewards Canada. Part of The Frequent Flyer Bonuses Group |