Canadian Travel Credit Card Comparison - All Travel Rewards Credit Cards
This chart was originally posted Sep 17, 2004 and was last updated: Mar 28, 12
This chart is part of Rewards Canada's Guide to Choosing a Travel Rewards Credit Card
and is a comparison of ALL the travel rewards credit cards in Canada.
We also offer the following comparison charts:
1. Most Popular Travel Rewards Credit Cards
2. Travel Points Credit Cards Only
3. Hybrid Credit Cards Only
4. Airline (Frequent Flyer) Credit Cards Only
5. Hotel (Frequent Guest) Credit Cards Only
Feature / Card
Alterna Travel Rewards MasterCard
Alterna WorldPoints MasterCard
American Express AeroPlan Plus Charge Card
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
American Express Gold Rewards Card
The Platinum Card from American Express
ATB My Rewards Credit Card
MBNA / Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
BMO World Elite Master Card
Feature / Card
Capital One Aspire Travel World MasterCard
Capital One Aspire MasterCard
Capital One Fusion Platinum MasterCard
Chase Marriott Rewards Platinum Visa
CIBC AeroClassic Visa
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura Visa Infinte
CIBC Aventura World MasterCard
  
Citizens Bank My Rewards Visas
CUETS MasterCards
Feature / Card
Delta SkyMiles MasterCard from Capital One
Desjardins Visas
Diners Club Club Rewards MasterCard
HSBC MasterCard
MBNA Best Western Platinum Plus MasterCard
MBNA Cheap Tickets Canada MasterCard
MBNA Choice Privileges MasterCard
MBNA Itravel2000 MasterCard
MBNA Travel Rewards Platinum MasterCard
MBNA WorldPoints MasterCard
National Bank of Canada Platinum MasterCard
Priority Club World MasterCard from Capital One
Feature / Card
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
Royal Bank Visa Platinum Avion
Royal Bank Visa Infinite Avion
RBC Visa Gold Preferred
ScotiaGold Passport VISA
Sears Voyage MasterCard
Starwood Preferred Guest Credit Card from American Express
TD Classic Travel Visa Card
TD First Class Visa Infinite
TD Platinum Travel Visa
Vancity enviro Visa
WestJet RBC MasterCard
Feature / Card
Card Type
Travel Points
Travel Points
Airline
Travel Points
Travel Points
Hybrid
Hybrid
Travel Points
Airline
Travel Points
Travel Points
Card Type
Travel Points
Travel Points
Travel Points
Hotel
Airline
Airline
Airline
Hybrid
Hybrid
  
Travel Points
Travel Points
Card Type
Airline
Travel Points
Hybrid
Travel Points
Hotel
Travel Points
Hotel
Travel Points
Travel Points
Travel Points
Travel Points
Hotel
Card Type
Airline
Airline
Hybrid
Hybrid
Travel Points
Travel Points
Travel Points
Hotel
Travel Points
Travel Points
Travel Points
Travel Points
Airline
Card Type
/
Fees/Costs
/
Fees/Costs
/
Fees/Costs
/
Fees/Costs
/
Annual Fee
$89
Low Fee: $29
No Fee: $0
Gold :$120
Plat: $499
Plat: First Year free then $65*
$0
$150*
$399
Gold: $89
Reg: $0
Reg: $45 Plat: $75
Gold: $99
No Fee: $0
$150
Annual Fee
$120
$0
$0
$75
$29
$120
$120
$120
$120
  
Gold: $99
Classic: $0
Platinum: $150
Gold: $120
Gold Low Fee: $59
Low Fee: $24
No Fee: $0
Annual Fee
World: $120
Gold: 0
Odyssey Gold: $110
Module Gold: $50
Elegance Gold: $0
$99
No Fee as long as you have an HSBC Premier or Advance package
$0
$0
$0
$0
$89
$29
$125
$120
Annual Fee
$165
$150
$120
$120
$110
$120
$39
$120
$19
$120
$99
Gold: $99
Classic: $0
World: $79
Reg: $39
Annual Fee
Supp. Card Fee
N/A
$0
Gold: 2 free at $0, additional at $50 each.

Plat:$199 for Plat or $50 for gold
$0
$0
$0 for first card, $50* each additional card
$175 annually for Platinum Cards; $50 annually for Gold cards
N/A
N/A
Gold: $15
No Fee:: $0
$50
Supp. Card Fee
$0
$0
$0
$0
$0
$50
$50
$50
$50
  
$0
Platinum: $40
Rest: $0
Supp. Card Fee
World: $49
Reg: 0
Odyssey Gold: $30
Module Gold: $0
Elegance Gold: $0
$35
$0
$0
$0
$0
$0
$0
$0
$0
$0
Supp. Card Fee
$75
$75
$50
$50
$40
$30
$0
$50
$0
$50
$50
Gold: $0
Classic:$0
World: $39
Reg: $19
Supp. Card Fee
Interest Rate
18.99%
Low Fee: 12.99%
No Fee: 14.99%
30% Non Revolving
19.99%
18.99%
30% Non Revolving
30% Non Revolving
Gold: 18.9%
Reg: 19.9%
18.99%
19.5% (11.9% available for $35)
20.5%
Interest Rate
Prime + 16.8%
Prime + 16.8%
9.9%
19.99%
19.99%
19.99%
19.99%
19.99%
19.99%
  
19.5% (11.25% available for additional yearly fee)
19.49%
No Fee: 19.99%
Interest Rate
19.8%
Odyssey Gold: 19.4%
Module Gold: 9.9%
Elegance Gold: 19.9%
18.5%
Premier: 12.9%
Advance: 17.9%
19.99%
17.99%
16.99%
19.99%
18.99%
19.99%
19.50%
19.8%
Interest Rate
20.50%
20.50%
19.99%
19.99%
19.99%
19.99%
?
19.99%
19.75%
19.99%
19.75%
19.5%
19.99%
Interest Rate
Minimum Income
N/A
N/A
Gold $30,000 Plat.$60,000
$15,000
$15,000
N/A
N/A
N/A
$35,000
N/A
Recommend $70,000
Minimum Income
$60,000
$30,000
$40,000
N/A
$15,000
$60,000 Personal or $100,000 Household
$15,000
$60,000
$70,000 Personal or $120,000 Household
  
N/A
N/A
Minimum Income
N/A
N/A
$25,000
N/A
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
N/A
N/A
Minimum Income
N/A
N/A
N/A
$60,000 Personal or $100,000 Household
N/A
N/A
N/A
N/A
N/A
Min $60,000 Personal income or $100,000 Combined Household Income
$35,000
Gold: $35,000
Classic: $15,000
N/A
Minimum Income
Minimum Credit Limit
N/A
N/A
No Preset Limit
N/A
N/A
No Preset Limit
No Preset Limit
$500
N/A
N/A
N/A
Minimum Credit Limit
$7,500
$5,000
N/A
N/A
N/A
$5,000
$5,000
$5,000
$5,000
  
N/A
Platinum: $7,500
Gold: $5,000
Gold Low Fee: $2,500
Low Fee / No Fee:: $1,000
Minimum Credit Limit
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
$1,000
N/A
Minimum Credit Limit
$5,000
$1,000
$1,000
$5,000
$1,000
$5,000
N/A
N/A
N/A
$5,000
$5,000
N/A
N/A
Minimum Credit Limit
/
Reward Miles/Points Earning
/
Reward Miles/Points Earning
/
Reward Miles/Points Earning
/
Reward Miles/Points Earning
/
Card
Alterna Travel Rewards MasterCard
Alterna WorldPoints MasterCard
American Express AeroPlan Plus
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
American Express Gold Rewards Card
The Platinum Card from American Express
ATB My Rewards Credit Card
Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
BMO World Elite Master Card
Card
Capital One Aspire World MasterCard
Capital One Aspire MasterCard
Capital One Fusion Platinum MasterCard
Chase Marriott Rewards Platinum Visa
CIBC AeroClassic Visa
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura Visa Infinte
CIBC Aventura World MasterCard
  
Citizens Bank My Rewards Visas
CUETS MasterCards
Card
Delta SkyMiles MasterCard from Capital One
Desjardins Visas
Diners Club Club Rewards MasterCard
HSBC MasterCard
MBNA Best Western Platinum Plus MasterCard
MBNA Cheap Tickets Canada MasterCard
MBNA Choice Privileges MasterCard
MBNA Itravel2000 MasterCard
MBNA Travel Rewards Platinum MasterCard
MBNA WorldPoints MasterCard
National Bank of Canada Platinum MasterCard
Priority Club World MasterCard from Capital One
Card
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
Royal Bank Visa Platinum Avion
Royal Bank Visa Infinite Avion
RBC Visa Gold Preferred
ScotiaGold Passport VISA
Sears Voyage MasterCard
Starwood Preferred Guest Credit Card from American Express
TD Classic Travel Visa Card
TD First Class Visa Infinite
TD Platinum Travel Visa
Vancity enviro Visa
WestJet RBC MasterCard
Card
Welcome Bonus
2,500 Bonus Points
Low Fee: 2,500 Bonus Points
No Fee: 0 Points

Gold: 20,000 Aeroplan Miles

Plat: 50,000 Aeroplan Miles until Jul 3, 12
Plat: 1,150 Miles*
Reg: 400 Miles*
12,000 Bonus Points after $3000 spent in first 6 months
15,000 Membership Rewards Points
up to 25,000 Membership Rewards Points
0
Reg: 3,000 Miles
Plat: 5,000 Miles
Gold:150 Miles
No Fee: 0 Miles
15000 BMO Elite Reward points
Welcome Bonus
35,000 Miles
5,000 Miles
5,000 Miles
15,000 Points
2,500 Aeroplan Miles
15,000 Aeroplan Miles
15,000 Aeroplan Miles
15,000
Aventura Points
15,000 Aventura Points
  
Gold 2,500 Points
Classic: 0
Platinum: 2,000 Points
Gold: 1,000 Points
Gold Low Fee: 1,000 Points
Low Fee: 1,000 Points
Welcome Bonus
World: 25,000 SkyMiles
Gold: 2,500 SkyMiles
0
5,000 points
0
20,000 Rewards Points
0
16,000 Choice Privileges Points until Jun 13,12
0
5,000 points
1,000 points
20,000 Points
30,000 Priority Club Points
Welcome Bonus
15,000 Avios Points + 35,000 if you spend $5,000 within 3 months*
5,000 AsiaMiles
15,000 points
15,000 points
0
30,000 Points until May 31, 12
2,500 Sears Club Points
15,000 Starpoints
2,000 TD Points
20,000 TD points
15,000
points
Gold Only: 2,500 My Visa Rewards Plus points
World: $100 Bonus Dollars

Reg: $25 Bonus Dollars
Welcome Bonus
Renewal Bonus
2,500 Points
0
0
0
0
0
0
0
Plat: 2,000 Miles
0
0
Renewal Bonus
10,000
1,000
0
0
0
0
0
0
0
  
Gold 3,500 Points
Classic: 0
0
Renewal Bonus
World: 2,500 SkyMiles
0
0
0
0
0
0
0
2,500 Points
1,000 Points
0
0
Renewal Bonus
0
0
0
0
0
0
0
0
N/A
0
0
Gold Only: 3,500
0
Renewal Bonus
Earning Ratio
1 Point/$
Low Fee: 1 Point/$
No Fee: 1 Point/$2
Gold $1=1 Mile up to $10,000, $1=1.25 Miles over $10,000

Plat $1=1.25 Miles up to $25,000, $1=1.50 Miles over $25,000
Reg: 1 Mile/$15 at AIR MILES Sponsors, 1/$20 everywhere else

Plat: 1 Mile/$10 at AIR MILES Sponsors and eligible gas, grocery and drugstores
1/$15 everywhere else
1.25 points/$
1 Point/$
2 Points/$ at grocery stores, gas stations or drug stores and on all Travel purchases
1.25 points/$
Gold: 10 Points/$
Reg: 5 Points/$
1 Mile/$
Gold: 1 Mile /$15

No Fee: 1 Mile /$20
1 Point/$
Earning Ratio
2 miles/$
1 Mile/$
1 Mile/$2
1 Point/$
3 Points/$ at over 3,200 participating Marriott Rewards locations.
1 Mile/$2
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
1 Point/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
1 Point/$
1.5 Miles/$ at grocery stores, gas stations or drug stores**
 
Gold: 1 Point/$
Classic: 1 Point/$2
Platinum: 2 Points/$
Gold: 1 Point/$
Gold Low Fee: 1 Point/$
Low Fee: 1 Points/$
No Fee: 1 Point/$2
Earning Ratio
World :1 Mile/$
2 Miles/$ on all Delta purchases

Gold: 1 Mile/2$
1 Miles/$ on all Delta purchases
Odyssey Gold:
1 BONUS DOLLARS / $100
Module Gold:
1 BONUS DOLLARS / $100
Elegance Gold: 0.5 BONUS DOLLARS / $100
1 Point/$
1 Point/$
1.5 Points/$
1 Point/$2
2 Points/$

Up to 15 points for every $1 in net retail purchases at over 5,000
Choice Privileges locations in Canada, the U.S., Europe, Mexico,
and Australasia
1% Back in itravelCASH
1 Point/$
1 Point/$
1.5 Points/$
2 Points/$
5 Points/$ at over 4,500 participating IHG locations.
Earning Ratio
1 Avios/$
2 Avios/$ spent on British Airwys flights
1 Mile/$
2 Miles/$ spent on Cathay Pacific flights
1 RBC Rewards point/$1

1 RBC Rewards point/$1

1.25 RBC Rewards points/$1 on all travel purchases
1 RBC Rewards point/$1
1 Point/$
1 Sears Club Point/$

1.5 Sears Club Points/$ on gas, groceries and travel merchant purchases

2Sears Club Points/$ on Sears Purchases

3 Sears Club Points/$ on Sears Travel Purchases
1 Starpoint/$
2 TD Points/$1
3 Point/$
3 Point/$
Gold :1 Point/$
Classic:1 Point/$2
World: 1.5% of purchase in WestJet Dollars

Reg:1.0% of purchase in WestJet Dollars
Earning Ratio
Bonus Features
N/A
N/A
N/A
1,000 more Bonus Miles if you apply for the card online
Gold : Double Miles at Shell, National & Alamo
Gold: 25% discount on AIR MILES flights

No Fee: 1.5x Miles at Shell, National & Alamo

3X reward miles at participating Rewards Plus Merchants
Double points at National and Alamo Car Rental
Bonus Features
N/A
N/A
N/A
Automatic 10 night credit which gives you Marriott Silver Elite Status
Bonus Aeroplan Miles at participating ADVANTEX restaurants, resorts and golf courses
Bonus Aeroplan Miles at participating CIBC Bonus Rewards restaurants, resorts, golf courses, and retail stores
Also see our Visa Bonus offers page
Bonus Aeroplan Miles at participating CIBC Bonus Rewards restaurants, resorts, golf courses, and retail stores
Also see our Visa Bonus offers page
Bonus Aventura Points at participating CIBC Bonus Rewards restaurants, resorts, golf courses, and retail stores
Also see our Visa Bonus offers page
Bonus Aventura Points at participating CIBC Bonus Rewards restaurants, resorts, golf courses, and retail stores
Also see our Visa Bonus offers page
  
Double points on all travel booked via the My Visa Rewards Travel agent or online booking engine
N/A
Bonus Features
World: 2,500 SkyMiles for every supplementary card
Odyssey Gold:
2 BONUS DOLLARS / $ on Foreign currency spending
N/A
Receive a one tier elite status upgrade within the Best Western Rewards program when you spend $6,000 on your card within one year

50 Best Western Rewards Points for every qualifying cash advance transaction over $50
N/A
automatic upgrade to Elite Gold status
N/A
N/A
N/A
N/A
Automatic upgrade to Gold Elite status

5,000 Bonus Points awarded for every $10,000 in spending
Bonus Features
N/A
2 Asia Miles for every $5 HKD spent on in-flight purchases (minimum net purchase of $500 HKD)

Complimentary membership (Green Tier) into The Marco Polo Club for principal cardholder (Fee waiver of $50 USD)
0
5% Cashback on all eligible travel (flights, cruises and packages) when booked through ScotiaRewards

Also see our Visa Bonus offers page
N/A
- Receive a Free Weekend Night Award when you reach $40,000 in purchases each year

Earn Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year
N/A
9 TD Points/$1 travel purchase booked at TD Travel Rewards Centre
6 Points/$ spent with TD Travel Rewards for travel.
2X points when you book your trip through My Visa Rewards Plus using your enviro Gold Visa.
World: 2.0% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases

Reg: 1.5% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases
Bonus Features
/
Redemption/Exchange Options
/
Redemption/Exchange Options
/
Redemption/Exchange Options
/
Redemption/Exchange Options
/
Card
Alterna Travel Rewards MasterCard
Alterna WorldPoints MasterCard
American Express AeroPlan Plus
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
American Express Gold Rewards Card
The Platinum Card from American Express
ATB My Rewards Credit Card
Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
BMO World Elite Master Card
Card
Capital One Aspire World MasterCard
Capital One Aspire MasterCard
Capital One Fusion Platinum MasterCard
Chase Marriott Rewards Platinum Visa
CIBC AeroClassic Visa
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura Visa Infinte
CIBC Aventura World MasterCard
  
Citizens Bank My Rewards Visas
CUETS MasterCards
Card
Delta SkyMiles MasterCard from Capital One
Desjardins Visas
Diners Club Club Rewards MasterCard
HSBC MasterCard
MBNA Best Western Platinum Plus MasterCard
MBNA Cheap Tickets Canada MasterCard
MBNA Choice Privileges MasterCard
MBNA Itravel2000 MasterCard
MBNA Travel Rewards Platinum MasterCard
MBNA WorldPoints MasterCard
National Bank of Canada Platinum MasterCard
Priority Club World MasterCard from Capital One
Card
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
Royal Bank Visa Platinum Avion
Royal Bank Visa Infinite Avion
RBC Visa Gold Preferred
ScotiaGold Passport VISA
Sears Voyage MasterCard
Starwood Preferred Guest Credit Card from American Express
TD Classic Travel Visa Card
TD First Class Visa Infinite
TD Platinum Travel Visa
Vancity enviro Visa
WestJet RBC MasterCard
Card
Miles/Points deposited to:
Alterna TravelRewards
WorldPoints
Aeroplan
Air Miles
N/A
Membership Rewards
Membership Rewards
My Rewards
Alaska Airlines Mileage Plan
Air Miles
BMO Elite Rewards
Miles/Points deposited to:
Capital One
Capital One
Capital One
Marriott Rewards
Aeroplan
Aeroplan
Aeroplan
Aventura
Aventura
  
My Visa Rewards
Platinum Class Rewards
or Choice Rewards
Miles/Points deposited to:
SkyMiles
BONUS DOLLARS Rewards
Club Rewards
HSBC Rewards
Best Western Rewards
Cheap Tickets Canada
Choice Privileges
Itravel2000
MBNA Travel Rewards
My World Points
National Bank
IHG Priority Club
Miles/Points deposited to:
British Airways Executive Club
Cathay Pacific Asia Miles
RBC Rewards
RBC Rewards
RBC Rewards
Scotia Rewards
Sears Club
Starwood Preferred Guest
TD Travel Rewards
TD Travel Rewards
TD Travel Rewards
My Visa Rewards Plus
WestJet
Miles/Points deposited to:
Travel Agency Redemption Value
100 points = $1
N/A
N/A
N/A
10,000 Points = $100
10,000 Points = $100
10,000 Points = $100
1,000 Points = $1
N/A
N/A
1.9% (100 points = $1.90)
Travel Agency Redemption Value
15,000 = up to $150

35,000 = up to $350

60,000 = up to $600

60,001 and above = cost of travel x100
15,000 = up to $150

35,000 = up to $350

60,000 = up to $600

60,001 and above = cost of travel x100
15,000 = up to $150

35,000 = up to $350

60,000 = up to $600

60,001 and above = cost of travel x100
N/A
N/A
N/A
N/A
5000 Points = $50
5000 Points = $50
  
100 Points = $1
10,000 Points = $100
Travel Agency Redemption Value
N/A
1 Point = $1
100 Points = $1.70
Book via HSBC: Set redemption schedule offering up to a 2.33% return

Book your own flight: 10,000 Points = $100
N/A
Unknown
N/A
$1 itravelCASH = $1
Book via MBNA Travel Rewards: Set redemption schedule
Unknown
11,000 Points = $100
50,000 Points = $500
10,000 Points = $100 over and above the 50,000 point level
N/A
Travel Agency Redemption Value
N/A
N/A
up to 2.3% on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
5000 Points = $50 for other travel
up to 2.3% on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
5000 Points = $50 for other travel
100 points = $1 towards air travel reward.
5000 Points = $50
1000 Points = $10
N/A
10,000 Points = $50
10,000 Points = $50
10,000 Points = $50
100 points = $1
N/A
Travel Agency Redemption Value
Exchange Options
N/A
N/A
N/A
N/A
N/A
1 Point = 1 Mile with Aeroplan / .75 Miles with Alitalia, British Airways, Cathay Pacific and Delta
1 Point = .9 Points with Hilton, .8 Points with IHG, .5 Points with SPG
1 Point = 1 Mile with Aeroplan / .75 Miles with Alitalia, British Airways, Cathay Pacific and Delta
1 Point = .9 Points with Hilton, .8 Points with IHG, .5 Points with SPG
N/A
N/A
N/A
N/A
Exchange Options
N/A
N/A
N/A
Transfer Rewards Points to 29 Airlines (Various ratios)
N/A
N/A
N/A
1 Point = 1 Mile with Aeroplan*
1 Point = 1 Mile with Aeroplan*
  
N/A
N/A
Exchange Options
N/A
N/A
1,250 Points = 1000 Miles on
10 Airlines
2,250 Points = Various points with 7 Hotels
N/A
5,000 Points = 1000 Miles on
8 Airlines
N/A
Transfer Rewards Points to 15 Airlines (Various ratios)
N/A
N/A
N/A
N/A
Transfer Priority Club points to 40 Airlines (Various ratios)
Exchange Options
N/A
N/A
1 Point = 1 Mile on American, British Airways or Cathay Pacific
1 Point = 1 Mile on American, British Airways or Cathay Pacific
N/A
N/A
N/A
Transfer Starpoints to 30 Airlines (Various ratios)
N/A
N/A
N/A
N/A
N/A
Exchange Options
Redemption Centre
Alterna TravelRewards
WorldPoints
Aeroplan
Air Miles
Any Travel Provider
Any Travel Provider
Any Travel Provider
My Rewards
Mileage Plan
Air Miles
BMO Elite Rewards
Redemption Centre
Any Travel Provider
Any Travel Provider
Any Travel Provider
Marriott Rewards
Aeroplan
Aeroplan
Aeroplan
CIBC Aventura Rewards Centre
CIBC Aventura Rewards Centre
  
My Visa Rewards
Platinum Class Rewards
or Choice Rewards
Redemption Centre
SkyMiles
BONUS DOLLARS Rewards
Any Travel Provider
HSBC Rewards or book any flight on your own via any travel provider
Best Western Rewards
Cheap Tickets Canada
Choice Privileges
Itravel2000
MBNA Travel Rewards
My World Points
Any Travel Provider
IHG Priority Club
Redemption Centre
British Airways Executive Club
Cathay Pacific Asia Miles
RBC Rewards
RBC Rewards
RBC Rewards
Scotia Rewards
Sears Club
Starwood Preferred Guest
TD Travel Rewards Centre with Ability to book travel anywhere and then redeem TD Points through The Travel Rewards Centre
TD Travel Rewards Centre with Ability to book travel anywhere and then redeem TD Points through The Travel Rewards Centre
TD Travel Rewards Centre with Ability to book travel anywhere and then redeem TD Points through The Travel Rewards Centre
My Visa Rewards Plus
WestJet Frequent Guest
Redemption Centre
/
Benefits
/
Benefits
/
Benefits
/
Benefits
/
Card
Alterna Travel Rewards MasterCard
Alterna WorldPoints MasterCard
American Express AeroPlan Plus
American Express Air Miles Credit Card
American Express Blue Sky Credit Card
American Express Gold Rewards Card
The Platinum Card from American Express
ATB My Rewards Credit Card
Bank of America Alaska Airlines MasterCard
BMO Air Miles Master Card
BMO World Elite Master Card
Card
Capital One Aspire World MasterCard
Capital One Aspire MasterCard
Capital One Fusion Platinum MasterCard
Chase Marriott Rewards Platinum Visa
CIBC AeroClassic Visa
CIBC Aerogold Visa Infinite
CIBC Aerogold Visa
CIBC Aventura Visa Infinte
CIBC Aventura World MasterCard
  
Citizens Bank My Rewards Visas
CUETS MasterCards
Card
Delta SkyMiles MasterCard from Capital One
Desjardins Visas
Diners Club Club Rewards MasterCard
HSBC MasterCard
MBNA Best Western Platinum Plus MasterCard
MBNA Cheap Tickets Canada MasterCard
MBNA Choice Privileges MasterCard
MBNA Itravel2000 MasterCard
MBNA Travel Rewards Platinum MasterCard
MBNA WorldPoints MasterCard
National Bank of Canada Platinum MasterCard
Priority Club World MasterCard from Capital One
Card
RBC British Airways Visa Infinite
RBC Cathay Pacific Visa Platinum
Royal Bank Visa Platinum Avion
Royal Bank Visa Infinite Avion
RBC Visa Gold Preferred
ScotiaGold Passport VISA
Sears Voyage MasterCard
Starwood Preferred Guest Credit Card from American Express
TD Classic Travel Visa Card
TD First Class Visa Infinite
TD Platinum Travel Visa
Vancity enviro Visa
WestJet RBC MasterCard
Card
Travel Accident Insurance
up to $1MM
No
$500,000
$100,000
$100,000
$500,000
$500,000
Gold:up to $200,000
Reg: No
Reg: $150,000
Plat: up to $1MM
Gold: $500,000
No Fee: Optional*
up to $500,000
Travel Accident Insurance
$500,000
$250,000
$250,000
No
$100,000
$500,000
$500,000
$500,000
$500,000
  
Gold: up to $500,00
Classic: up to $200,000
Platinum / Gold / Gold Low Fee: up to $500,000
Low Fee / No Fee: up to $100,000
Travel Accident Insurance
World: $500,000
Gold: $250,000
Odyssey Gold: up to $1 MM
Module Gold: up to $125,000
Elegance Gold: up to $125,000
$300,000
N/A
$1,000,000
$1,000,000
$1,000,000
$1,000,000
$1,000,000
No
No
$500,000
Travel Accident Insurance
$500,000
$500,000
$500,000
$500,000
$500,000
$250 000 per person or $500 000 per occurance
No
up to $500,000
No
up to $500,000
$500,000
Gold: up to $500,000
Classic: up to $200,000
World: Yes
Reg: Yes
Travel Accident Insurance
Flight Delay Insurance
No
No
Yes
Optional in a Travel Insurance package***
No
Yes
Yes
No
No
Gold/ No Fee: Optional*
Yes
Flight Delay Insurance
Yes
No
No
No
No
Yes
Yes
Yes
Yes
  
No
No
Flight Delay Insurance
World: Yes
Gold: No
No
Yes
Premier: Yes
Advance: No
No
No
No
No
No
No
Yes
Yes
Flight Delay Insurance
Yes
Yes
Yes
Yes
Yes
No
No
Yes
No
No
No
No
World: Yes
Reg: No
Flight Delay Insurance
Delayed, Lost, Stolen, Damaged Baggage Insurance
No
No
Yes
Optional in a Travel Insurance package***
No
Yes
Yes
No
No
Gold/ No Fee: Optional*
Yes
Delayed, Lost, Stolen, Damaged Baggage Insurance
Yes
Yes
Yes
No
No
Yes
Yes
Yes
Yes
  
Gold: Yes
Classic: No
Yes
Delayed, Lost, Stolen, Damaged Baggage Insurance
Yes
Odyssey Gold: Yes
Module Gold: No
Elegance Gold: No
Yes
Premier: Yes
Advance: No
No
No
No
No
No
No
Yes
Yes
Delayed, Lost, Stolen, Damaged Baggage Insurance
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
No
Yes
Yes
Gold:Yes
World: No
Reg: No
Delayed, Lost, Stolen, Damaged Baggage Insurance
Trip Cancellation Insurance
No
No
Gold: Optional***

Plat: Yes
Optional in a Travel Insurance package***
No
No
Yes
No
No
Gold/ No Fee: Optional*
Yes
Trip Cancellation Insurance
Yes
No
No
No
Optional***
Optional***
Optional***
Optional***
Yes
  
No
Platinum / Gold / Gold Low Fee / Low Fee:Yes
Trip Cancellation Insurance
World: Yes
Gold: No
Odyssey Gold: Yes
Module Gold: No
Elegance Gold: No
Optional***
Premier: Yes
Advance: No
No
No
No
No
No
No
Yes
Yes
Trip Cancellation Insurance
No
No
No
No
Yes
Yes
No
No
No
Yes
No
No
No
Trip Cancellation Insurance
Trip Interuption Insurance
No
No
Gold: Optional***

Plat: Yes
Optional in a Travel Insurance package***
No
Yes
Yes
No
No
Gold/ No Fee: Optional*
Yes
Trip Interuption Insurance
Yes
No
No
No
Optional***
Yes
Optional***
Yes
Yes
  
No
No
Trip Interuption Insurance
World: Yes
Gold: No
No
Optional***
No
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Trip Interuption Insurance
No
No
No
Yes
Yes
Yes
No
No
No
Yes
No
No
World: Yes
Reg: No
Trip Interuption Insurance
Travel Medical Insurance
No
No
Gold: Optional***

Plat: Yes
Optional in a Travel Insurance package***
Optional***
Yes
Yes
No
No
Gold/ No Fee: Optional*
Yes
Travel Medical Insurance
Yes
No
No
No
Optional***
Yes
Optional***
Yes
Yes
  
No
Platinum / Gold:Yes
Travel Medical Insurance
World: Yes
Gold: No
Odyssey Gold: Yes
Module Gold: Yes (Limited)
Elegance Gold:Yes (Limited)
Optional***
Premier: Yes
Advance: No
No
No
No
No
No
No
Yes
Yes
Travel Medical Insurance
Yes
Yes
No
Yes
Yes
Yes
No
No
Optional for a fee
Yes
No
No
World: Yes
Reg: No
Travel Medical Insurance
Auto Rental/Loss Damage Insurance
No
No
Yes
Plat: Yes
No
Yes
Yes
Gold: Yes
Reg: No
Reg: No
Plat: Yes
Gold: Yes
No Fee: Optional*
Yes
Auto Rental/Loss Damage Insurance
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
  
Gold: Yes
Classic: No
Platinum / Gold / Gold Low Fee:Yes
Low Fee: No
Auto Rental/Loss Damage Insurance
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Auto Rental/Loss Damage Insurance
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Gold:Yes
World: Yes
Reg: Yes
Auto Rental/Loss Damage Insurance
Purchase Protection
No
No
Yes
Plat: Yes
No
Yes
Yes
Gold: Yes
Reg: No
Reg: No
Plat: Yes
Yes
Yes
Purchase Protection
Yes
Yes
Yes
No
No
No
No
No
Yes
  
Yes
Platinum / Gold / Gold Low Fee / Low Fee:Yes
Purchase Protection
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Purchase Protection
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
No
Yes
Yes
Yes
World: Yes
Reg: Yes
Purchase Protection
Price Protection
No
No
No
No
No
No
No
No
No
No
No
Price Protection
Yes
Yes
Yes
No
No
No
No
No
No
  
Gold: Yes
Classic: No
No
Price Protection
Yes
No
No
No
No
No
No
No
No
No
No
Yes
Price Protection
No
No
No
No
No
No
No
No
No
No
No
No
No
Price Protection
Extended Warranty Plan
Yes
No
Yes
Plat: Yes
No
Yes
Yes
No
Reg: No
Plat: Yes
Yes
Yes
Extended Warranty Plan
Yes
Yes
Yes
No
No
No
No
No
Yes
  
Yes
Platinum / Gold / Gold Low Fee / Low Fee:Yes
Extended Warranty Plan
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Extended Warranty Plan
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
No
Yes
Yes
Yes
World: Yes
Reg: Yes
Extended Warranty Plan
Free Companion Air Ticket
No
No
Platinum: Short Haul Flight Reward ticket when 15,000 miles redeemed with Partner Ticket benefit annually
No
No
No
Yes
No
Platinum Card Only:
1 Companion ticket per year for only US$99
No
No
Free Companion Air Ticket
No
No
No
No
No
No
No
No
No
  
No
No
Free Companion Air Ticket
No
No
One British Airways Companion Ticket yearly
No
No
No
No
No
No
No
No
No
Free Companion Air Ticket
Receive a complimentary Companion Award Ticket~ when you spend $30,000 or more on your card in any calendar year
No
No
No
No
No
No
No
No
No
No
No
No
Free Companion Air Ticket
Business Class Lounge Access
No
No
Platinum Card Only: Air Canada Maple Leaf Lounges plus free membership in Priority Pass
No
No
No
Yes
No
Platinum Card Only: Receive 2 Board Room Passes upon approval
No
free membership in Priority Pass + three complimentary VIP lounge visits per membership year
Business Class Lounge Access
No
No
No
No
No
Yes, Air Canada Maple Leaf Lounges Only*
Yes, Air Canada Maple Leaf Lounges Only*
No
No
  
No
No
Business Class Lounge Access
No
No
Yes. Various Lounges Worldwide plus free membership in Priority Pass
No
No
No
No
No
No
No
No
No
Business Class Lounge Access
No
No
No
No
No
No
No
No
No
No
No
No
No
Business Class Lounge Access
Priority Check In
No
No
Platinum Card Only
No
No
No
No
No
No
No
No
Priority Check In
No
No
No
No
No
Yes*
Yes*
No
No
  
No
No
Priority Check In
No
No
No
No
No
No
No
No
No
No
No
No
Priority Check In
No
No
No
No
No
No
No
No
No
No
No
No
No
Priority Check In
Hotel Burglary Insurance
No
No
Yes
No
No
Yes
Yes
No
No
No
No
Hotel Burglary Insurance
No
No
No
No
No
No
No
No
No
  
No
No
Hotel Burglary Insurance
No
No
No
No
No
No
No
No
No
No
No
No
Hotel Burglary Insurance
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
No
No
No
No
World: Yes
Reg: Yes
Hotel Burglary Insurance
Travel Concierge Service
No
No
No
No
No
No
Yes
No
No
No
Yes
Travel Concierge Service
Yes
No
No
No
No
Yes
No
Yes
Yes
  
No
No
Travel Concierge Service
World: Yes
Gold: No
No
No
No
No
No
No
No
No
No
No
Yes
Travel Concierge Service
Yes
No
No
Yes
No
Yes
No
No
No
Yes
No
No
No
Travel Concierge Service
Enhanced Hotel/Dining Services
No
No
Yes with Fairmont Hotels
No
No
No
Yes
No
No
No
Yes
Enhanced Hotel/Dining Services
No
No
No
No
No
Yes
No
Yes
Yes
  
No
No
Enhanced Hotel/Dining Services
No
No
No
No
No
No
No
No
No
No
No
No
Enhanced Hotel/Dining Services
Yes
No
No
Yes
No
No
No
No
No
Yes
No
No
No
Enhanced Hotel/Dining Services
Overlimit Extended Purchasing
No
No
Yes
No
No
Yes
Yes
No
No
No
No
Overlimit Extended Purchasing
No
No
No
No
No
Yes
No
Yes
Yes
  
No
No
Overlimit Extended Purchasing
No
No
No
No
No
No
No
No
No
No
No
No
Overlimit Extended Purchasing
Yes
No
No
Yes
No
No
No
No
No
No pre-set spending limit
No
No
No
Overlimit Extended Purchasing
Link to Apply
Link to Apply
  
Link to Apply
Link to Apply
Link to Apply
Notes:
Complimentary Hertz Rent-A-Car #1 Club Gold Membership and free Car Class upgrades

*** Fee Applies
* - Until Jun 30, 12
*** Fee Applies
*** Fee Applies
* Annual fees waived the first year
N/A
* Yearly fee ranging from $29-$99
N/A
Notes:
Travel can be purchased from any travel supplier with a credit made to your card
Travel can be purchased from any travel supplier with a credit made to your card
*** Fee Applies
* Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K
*** Fee Applies
* Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K
*** Fee Applies
* - Points transferred to Aeroplan must be in increments of 10,000
** Up to a total annual spend of $80K
*** Fee Applies
* - Points transferred to Aeroplan must be in increments of 10,000
** Up to a total annual spend of $80K
*** Fee Applies
  
Notes:
Premier membership in Fairmont's President's Club after 3 visits
*** Fee Applies
 
Notes:
* Must apply and be approved by May 31, 12
N/A
N/A
N/A
Travel can be purchased from any travel supplier with a credit made to your card
Travel can be purchased from any travel supplier with a credit made to your card
Notes:
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