|
Feature
/ Card
|
Chase
Marriott Rewards Platinum Visa
|
MBNA
Best Western Platinum Plus MasterCard
|
MBNA
Choice Privileges MasterCard
|
Priority
Club World MasterCard from Capital One
|
Starwood
Preferred Guest Credit Card from American Express
|
|
/
|
Fees/Costs
|
|
Annual
Fee
|
$75
|
$0
|
$0
|
$120
|
$120
|
|
Supp.
Card Fee
|
$0
|
$0
|
$0
|
$0
|
$50
|
|
Interest
Rate
|
19.99%
|
19.99%
|
16.99%
|
19.8%
|
19.99%
|
|
Minimum
Income
|
N/A
|
$35,000
|
$35,000
|
N/A
|
N/A
|
|
Minimum
Credit Limit
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
|
/
|
Reward
Miles/Points Earning
|
|
Card
|
Chase
Marriott Rewards Platinum Visa
|
MBNA
Best Western Platinum Plus MasterCard
|
MBNA
Choice Privileges MasterCard
|
Priority
Club World MasterCard from Capital One
|
Starwood
Preferred Guest Credit Card from American Express
|
|
Welcome
Bonus
|
15,000
Points (until Aug 31, 11) + Free Night Stay
|
20,000
Rewards Points
|
16,000
Choice Privileges Points until Jun 13,12
|
30,000
Priority Club Points
|
10,000
Starpoints
|
|
Renewal
Bonus
|
0
|
0
|
0
|
0
|
0
|
|
Earning Ratio
|
1
Point/$
3 Points/$ at over 3,200 participating Marriott Rewards locations.
|
1.5
Points/$
|
2
Points/$
Up
to 15 points for every $1 in net retail purchases at over 5,000
Choice Privileges locations in Canada, the U.S., Europe, Mexico,
and Australasia
|
2
Points/$
5 Points/$ at over 4,500 participating IHG locations.
|
1
Starpoint/$
|
|
Bonus
Features
|
Automatic
10 night credit which gives you Marriott Silver Elite Status
|
Receive
a one tier elite status upgrade within the Best Western Rewards
program when you spend $6,000 on your card within one year
50 Best
Western Rewards Points for every qualifying cash advance transaction
over $50
|
automatic
upgrade to Elite Gold status
|
Automatic
upgrade to Gold Elite status
5,000 Bonus Points awarded for every $10,000 in spending
|
-
Receive a Free Weekend Night Award when you reach $40,000 in purchases
each year
Earn Starwood Gold Preferred Guest status when you reach $30,000
in purchases each year
|
|
/
|
Redemption/Exchange
Options
|
|
Card
|
Chase
Marriott Rewards Platinum Visa
|
MBNA
Best Western Platinum Plus MasterCard
|
MBNA
Choice Privileges MasterCard
|
Priority
Club World MasterCard from Capital One
|
Starwood
Preferred Guest Credit Card from American Express
|
|
Miles/Points
deposited to:
|
Marriott
Rewards
|
Best
Western Rewards
|
Choice
Privileges
|
IHG
Priority Club
|
Starwood
Preferred Guest
|
|
Travel
Agency Redemption Value
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Exchange
Options
|
Transfer
Rewards Points to 29 Airlines (Various ratios)
|
5,000
Points = 1000 Miles on
8 Airlines
|
Transfer
Rewards Points to 15 Airlines (Various ratios)
|
Transfer
Priority Club points to 40 Airlines (Various ratios)
|
Transfer
Starpoints to 30 Airlines (Various ratios)
|
|
Redemption
Centre
|
Marriott
Rewards
|
Best
Western Rewards
|
Choice
Privileges
|
IHG
Priority Club
|
Starwood
Preferred Guest
|
|
/
|
Benefits
|
|
Card
|
Chase
Marriott Rewards Platinum Visa
|
MBNA
Best Western Platinum Plus MasterCard
|
MBNA
Choice Privileges MasterCard
|
Priority
Club World MasterCard from Capital One
|
Starwood
Preferred Guest Credit Card from American Express
|
|
Travel
Accident Insurance
|
No
|
$1,000,000
|
$1,000,000
|
$500,000
|
up
to $500,000
|
|
Flight
Delay Insurance
|
No
|
No
|
No
|
Yes
|
Yes
|
|
Delayed,
Lost, Stolen, Damaged Baggage Insurance
|
No
|
No
|
No
|
Yes
|
Yes
|
|
Trip
Cancellation Insurance
|
No
|
No
|
No
|
Yes
|
No
|
|
Trip
Interuption Insurance
|
No
|
Yes
|
Yes
|
Yes
|
No
|
|
Travel
Medical Insurance
|
No
|
No
|
No
|
Yes
|
No
|
|
Auto
Rental/Loss Damage Insurance
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Purchase
Protection
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Price
Protection
|
No
|
No
|
No
|
Yes
|
No
|
|
Extended
Warranty Plan
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Free
Companion Air Ticket
|
No
|
No
|
No
|
No
|
No
|
|
Business
Class Lounge Access
|
No
|
No
|
No
|
No
|
No
|
|
Priority
Check In
|
No
|
No
|
No
|
No
|
No
|
|
Hotel
Burglary Insurance
|
No
|
No
|
No
|
No
|
Yes
|
|
Travel
Concierge Service
|
No
|
No
|
No
|
Yes
|
No
|
|
Enhanced
Hotel/Dining Services
|
No
|
No
|
No
|
No
|
No
|
|
Overlimit
Extended Purchasing
|
No
|
No
|
No
|
No
|
No
|
|
Link
to Apply
|
|
|
|
|
|
|
Notes:
|
|
|
|
|
N/A
|