Feature / Card |
American Express AeroPlan Plus Charge Card |
American Express Air Miles Credit Card |
American Express Air Miles Reserve Credit Card |
American Express Blue Sky Credit Card |
American Express Gold Rewards Card |
MBNA / Bank of America Alaska Airlines MasterCard |
BMO Air Miles Master Card |
BMO World Elite Master Card |
Capital One® Aspire Travel™ World MasterCard® |
Capital One® Aspire Travel™ Platinum MasterCard® |
CIBC Aerogold Visa Infinite |
CIBC Aerogold Visa |
Feature / Card |
CIBC Aventura Gold Visa & Infinte |
CUETS MasterCards |
Diners Club MasterCard |
Priority Club® World MasterCard® from Capital One® |
Royal Bank Visa Platinum Avion |
Royal Bank Visa Infinite Avion |
ScotiaGold Passport VISA |
Starwood Preferred Guest Credit Card from American Express |
TD First Class Visa Infinite |
TD Platinum Travel Visa |
WestJet RBC MasterCard |
Feature / Card |
Card Type |
Airline |
Travel Points |
Travel Points |
Travel Points |
Hybrid |
Airline |
Travel Points |
Travel Points |
Travel Points |
Travel Points |
Airline |
Airline |
Card Type |
Travel Points |
Travel Points |
Hybrid |
Hotel |
Hybrid |
Hybrid |
Travel Points |
Hotel |
Travel Points |
Travel Points |
Airline |
Card Type |
Fees/Costs |
Annual Fee |
Gold :$120
Plat: $499 |
Plat: First Year free then $65* |
$299 |
$0 |
$150* |
Reg: $45 Plat: $75 |
Gold: $99
No Fee: $0 |
$150 |
$120 |
$0 |
$120 |
$120 |
Annual Fee |
$120 |
Platinum: $150
Gold: $120
Gold Low Fee: $59
Low Fee: $24
No Fee: $0 |
$99 |
$120 |
$120 |
$120 |
$99 (until Oct 31) |
$120 |
$120 |
$99 |
World Elite: $99
Reg: $39 |
Annual Fee |
Supp. Card Fee |
Gold: 2 free at $0, additional at $50 each.
Plat:$199 for Plat or $50 for gold |
$0 |
$50 |
$0 |
$0 for first card, $50* each additional card |
N/A |
Gold: $15
No Fee:: $0 |
$50 |
See Application |
See Application |
$50 |
$50 |
Supp. Card Fee |
$50 |
Platinum: $40
Rest: $0 |
$35 |
See Application |
$50 |
$50 |
$30 |
$50 |
$50 |
$50 |
World Elite: $39
Reg: $19 |
Supp. Card Fee |
Interest Rate |
30% Non Revolving |
19.99% |
19.99% |
18.99% |
30% Non Revolving |
18.99% |
19.5% (11.9% available for $35) |
20.5% |
Prime + 16.8% |
Prime + 16.8% |
19.99% |
19.99% |
Interest Rate |
19.99% |
19.49%
No Fee: 19.99% |
18.5% |
19.8% |
19.99% |
19.99% |
19.99% |
19.99% |
19.99% |
19.75% |
19.99% |
Interest Rate |
Minimum Income |
Gold $30,000 Plat.$60,000 |
$15,000 |
N/A |
$15,000 |
N/A |
$35,000 |
N/A |
Recommend $70,000 |
$60,000 Personal or $100,000 Household |
N/A |
$60,000 Personal or $100,00 Household |
$35,000 |
Minimum Income |
Infinite: $60,000
Gold: $35,000 |
N/A |
$25,000 |
$60,000 Personal or $100,000 Household |
N/A |
$60,000 Personal or $100,000 Household |
N/A |
N/A |
Min $60,000 Personal income or $100,000 Combined Household Income |
$35,000 |
N/A |
Minimum Income |
Minimum Credit Limit |
No Preset Limit |
N/A |
N/A |
N/A |
No Preset Limit |
N/A |
N/A |
N/A |
N/A |
N/A |
$5,000 |
$5,000 |
Minimum Credit Limit |
$5,000 |
Platinum: $7,500
Gold: $5,000
Gold Low Fee: $2,500
Low Fee / No Fee:: $1,000 |
N/A |
N/A |
$1,000 |
$5,000 |
$5,000 |
N/A |
$5,000 |
$5,000 |
N/A |
Minimum Credit Limit |
Reward Miles/Points Earning |
Card |
American Express AeroPlan Plus |
American Express Air Miles Credit Card |
American Express Air Miles Reserve Credit Card |
American Express Blue Sky Credit Card |
American Express Gold Rewards Card |
Bank of America Alaska Airlines MasterCard |
BMO Air Miles Master Card |
BMO World Elite Master Card |
Capital One® Aspire Travel™ World MasterCard® |
Capital One® Aspire Travel™ Platinum MasterCard® |
CIBC Aerogold Visa Infinite |
CIBC Aerogold Visa |
Card |
CIBC Aventura |
CUETS MasterCards |
Diners Club |
Priority Club® World MasterCard® from Capital One® |
Royal Bank Visa Platinum Avion |
Royal Bank Visa Infinite Avion |
ScotiaGold Passport VISA |
Starwood Preferred Guest Credit Card from American Express |
TD First Class Visa Infinite |
TD Platinum Travel Visa |
WestJet RBC MasterCard |
Card |
Welcome Bonus |
Gold: 20,000 Aeroplan Miles
Plat: 50,000 Aeroplan Miles until Apr 3, 13
|
Plat: 1,000 Miles
Reg: 400 Miles* |
1,000 Miles |
12,000 Bonus Points after $3000 spent in first 6 months |
15,000 Membership Rewards Points |
Reg: 3,000 Miles
Plat: 25,000 Miles |
0 |
20,000 BMO Reward points (Limited Time Offer) |
Get 35,000 bonus reward miles with your first purchase |
Get 5,000 bonus reward miles with your first purchase |
15,000 Aeroplan Miles |
15,000 Aeroplan Miles |
Welcome Bonus |
Infinite: 15,000 Points
Gold: 5,000 points |
Platinum: 2,000 Points
Gold: 1,000 Points
Gold Low Fee: 1,000 Points
Low Fee: 1,000 Points |
5,000 points |
Get 30,000 bonus Priority Club points with your first purchase |
15,000 points |
15,000 points |
20,000 Points untl Dec 31, 11 |
20,000 Starpoints until Apr 13, 13 |
20,000 TD points |
15,000
points |
World: $250 Bonus Dollars
Reg: $25 Bonus Dollars |
Welcome Bonus |
Renewal Bonus |
0 |
0 |
0 |
0 |
0 |
Plat: 2,000 Miles |
0 |
0 |
10,000 Miles |
25% |
0 |
0 |
Renewal Bonus |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Renewal Bonus |
Earning Ratio |
Gold $1=1 Mile up to $10,000, $1=1.25 Miles over $10,000
Plat $1=1.25 Miles up to $25,000, $1=1.50 Miles over $25,000 |
Reg: 1 Mile/$15 at AIR MILES Sponsors, 1/$20 everywhere else
Plat: 1 Mile/$10 at AIR MILES Sponsors and eligible gas, grocery and drugstores
1/$15 everywhere else |
1 Mile/$10 at AIR MILES Sponsors and eligible gas, grocery and drugstores
1/$15 everywhere else |
1.25 points/$ |
1 Point/$
2 Points/$ at grocery stores, gas stations or drug stores and on all Travel purchases |
1 Mile/$ |
Gold: 1 Mile /$15
No Fee: 1 Mile /$20
|
1 Point/$ |
Earn 2 reward miles for every $1 – on all purchases |
Earn 1 reward mile for every $1 spent – on all purchases |
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores** |
1 Mile/$
1.5 Miles/$ at grocery stores, gas stations or drug stores** |
Earning Ratio |
1 Point/$
Infinite: 1.5 Miles/$ at grocery stores, gas stations or drug stores** |
Platinum: 2 Points/$
Gold: 1 Point/$
Gold Low Fee: 1 Point/$
Low Fee: 1 Points/$
No Fee: 1 Point/$2 |
1 Point/$ |
Earn 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
Earn 2 points for every $1 on all other net purchases |
1 RBC Rewards point/$1
|
1 RBC Rewards point/$1
1.25 RBC Rewards points/$1 on all travel purchases |
1 Point/$ |
1 Starpoint/$ |
3 Point/$ |
3 Point/$ |
World Elite : 1.5% of purchase in WestJet Dollars
Reg:1.0% of purchase in WestJet Dollars |
Earning Ratio |
Bonus Features |
|
|
|
|
|
1,000 more Bonus Miles if you apply for the card online |
Gold : Double Miles at Shell, National & Alamo
Gold: 25% discount on AIR MILES flights
No Fee: 1.5x Miles at Shell, National & Alamo
3X reward miles at participating Rewards Plus Merchants |
Double points at National and Alamo Car Rental |
N/A |
N/A |
|
|
Bonus Features |
|
N/A |
|
Platinum Elite Priority Club status guaranteed for the life of the account
Plus, get 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn |
|
|
|
- Receive a Free Weekend Night Award when you reach $40,000 in purchases each year
Earn Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year |
9 TD Points/$1 travel purchase booked at TD Travel Rewards Centre |
6 Points/$ spent with TD Travel Rewards for travel. |
World Elite: 2.0% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases
Reg: 1.5% of purchase in WestJet Dollars for WestJet & WestJet Vacations purchases |
Bonus Features |
Redemption/Exchange Options |
Card |
American Express AeroPlan Plus |
American Express Air Miles Credit Card |
American Express Air Miles Reserve Credit Card |
American Express Blue Sky Credit Card |
American Express Gold Rewards Card |
Bank of America Alaska Airlines MasterCard |
BMO Air Miles Master Card |
BMO World Elite Master Card |
Capital One® Aspire Travel™ World MasterCard® |
Capital One® Aspire Travel™ Platinum MasterCard®® |
CIBC Aerogold Visa Infinite |
CIBC Aerogold Visa |
Card |
CIBC Aventura |
CUETS MasterCards |
Diners Club |
Priority Club® World MasterCard® from Capital One® |
Royal Bank Visa Platinum Avion |
Royal Bank Visa Infinite Avion |
ScotiaGold Passport VISA |
Starwood Preferred Guest Credit Card from American Express |
TD First Class Visa Infinite |
TD Platinum Travel Visa |
WestJet RBC MasterCard |
Card |
Miles/Points deposited to: |
Aeroplan |
Air Miles |
Air Miles |
N/A |
Membership Rewards |
Alaska Airlines Mileage Plan |
Air Miles |
BMO Elite Rewards |
Capital One® |
Capital One® |
Aeroplan |
Aeroplan |
Miles/Points deposited to: |
Aventura |
Platinum Class Rewards
or Choice Rewards |
Club Rewards |
IHG Priority Club® |
RBC Rewards |
RBC Rewards |
Scotia Rewards |
Starwood Preferred Guest |
TD Travel Rewards |
TD Travel Rewards |
WestJet |
Miles/Points deposited to: |
Travel Agency Redemption Value |
N/A |
N/A |
N/A |
10,000 Points = $100 |
10,000 Points = $100 |
N/A |
N/A |
1.9% (100 points = $1.90) |
See Application |
See Application |
N/A |
N/A |
Travel Agency Redemption Value |
5000 Points = $50 |
10,000 Points = $100 |
100 Points = $1.70 |
See Application |
up to 2.3% on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
5000 Points = $50 for other travel |
up to 2.3% on flights as per the Avion Air Travel Redemption Schedule (e.g. 15,000 pts = short-haul flight worth up to $350)
or
5000 Points = $50 for other travel |
5000 Points = $50 |
N/A |
10,000 Points = $50 |
10,000 Points = $50 |
N/A |
Travel Agency Redemption Value |
Exchange Options |
N/A |
N/A |
N/A |
N/A |
1 Point = 1 Mile with Aeroplan British Airways
1 Point = .75 Miles with Alitalia, Etihad , Cathay Pacific and Delta
1 Point = .9 Points with Hilton, .8 Points with IHG, .5 Points with SPG |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
Exchange Options |
1 Point = 1 Mile with Aeroplan |
N/A |
1,250 Points = 1000 Miles on
10 Airlines
2,250 Points = Various points with 7 Hotels |
N/A |
1 Point = 1 Mile on American, British Airways or Cathay Pacific |
1 Point = 1 Mile on American, British Airways or Cathay Pacific |
N/A |
Transfer Starpoints to 30 Airlines (Various ratios) |
N/A |
N/A |
N/A |
Exchange Options |
Redemption Centre |
Aeroplan |
Air Miles |
Air Miles |
Any Travel Provider |
Any Travel Provider |
Mileage Plan |
Air Miles |
BMO Elite Rewards |
Any Travel Provider |
Any Travel Provider |
Aeroplan |
Aeroplan |
Redemption Centre |
Any Travel Provider via Aventura |
Platinum Class Rewards
or Choice Rewards |
Any Travel Provider |
See Application |
RBC Rewards |
RBC Rewards |
Scotia Rewards |
Starwood Preferred Guest |
TD Travel Rewards Centre with Ability to book travel anywhere and then redeem TD Points through The Travel Rewards Centre |
TD Travel Rewards Centre with Ability to book travel anywhere and then redeem TD Points through The Travel Rewards Centre |
WestJet Frequent Guest |
Redemption Centre |
Benefits |
Card |
American Express AeroPlan Plus |
American Express Air Miles Credit Card |
American Express Air Miles Reserve Credit Card |
American Express Blue Sky Credit Card |
American Express Gold Rewards Card |
Bank of America Alaska Airlines MasterCard |
BMO Air Miles Master Card |
BMO World Elite Master Card |
Capital One® Aspire Travel™ World MasterCard® |
Capital One® Aspire Travel™ Platinum MasterCard® |
CIBC Aerogold Visa Infinite |
CIBC Aerogold Visa |
Card |
CIBC Aventura |
CUETS MasterCards |
Diners Club |
Priority Club® World MasterCard® from Capital One® |
Royal Bank Visa Platinum Avion |
Royal Bank Visa Infinite Avion |
ScotiaGold Passport VISA |
Starwood Preferred Guest Credit Card from American Express |
TD First Class Visa Infinite |
TD Platinum Travel Visa |
WestJet RBC MasterCard |
Card |
Travel Accident Insurance |
$500,000 |
$100,000 |
$100,000 |
$100,000 |
$500,000 |
Reg: $150,000
Plat: up to $1MM |
Gold: $500,000
No Fee: Optional* |
up to $500,000 |
Yes |
Yes |
$500,000 |
$500,000 |
Travel Accident Insurance |
$500,000 |
Platinum / Gold / Gold Low Fee: up to $500,000
Low Fee / No Fee: up to $100,000 |
$300,000 |
Yes |
$500,000 |
$500,000 |
$250 000 per person or $500 000 per occurance |
up to $500,000 |
up to $500,000 |
$500,000 |
World Elite: Yes
Reg: Yes |
Travel Accident Insurance |
Flight Delay Insurance |
Yes |
Optional in a Travel Insurance package*** |
Yes |
No |
Yes |
No |
Gold/ No Fee: Optional* |
Yes |
Yes |
See Application |
Yes |
Yes |
Flight Delay Insurance |
Yes |
No |
Yes |
Yes |
Yes |
Yes |
No |
Yes |
No |
No |
World Elite: Yes
Reg: No |
Flight Delay Insurance |
Delayed, Lost, Stolen, Damaged Baggage Insurance |
Yes |
Optional in a Travel Insurance package*** |
Yes |
No |
Yes |
No |
Gold/ No Fee: Optional* |
Yes |
Yes |
Baggage Delay |
Yes |
Yes |
Delayed, Lost, Stolen, Damaged Baggage Insurance |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
World Elite: No
Reg: No |
Delayed, Lost, Stolen, Damaged Baggage Insurance |
Trip Cancellation Insurance |
Gold: Optional***
Plat: Yes |
Optional in a Travel Insurance package*** |
No |
No |
No |
No |
Gold/ No Fee: Optional* |
Yes |
Yes |
See Application |
No |
Optional*** |
Trip Cancellation Insurance |
No |
Platinum / Gold / Gold Low Fee / Low Fee:Yes |
Optional*** |
Yes |
No |
No |
Yes |
No |
Yes |
No |
No |
Trip Cancellation Insurance |
Trip Interuption Insurance |
Gold: Optional***
Plat: Yes |
Optional in a Travel Insurance package*** |
No |
No |
Yes |
No |
Gold/ No Fee: Optional* |
Yes |
Yes |
See Application |
Yes |
Optional*** |
Trip Interuption Insurance |
Infinite Only |
No |
Optional*** |
Yes |
No |
Trip Interruption Yes |
Yes |
No |
Yes |
No |
World Elite: Yes
Reg: No |
Trip Interuption Insurance |
Travel Medical Insurance |
Gold: Optional***
Plat: Yes |
Optional in a Travel Insurance package*** |
Yes |
Optional*** |
Yes |
No |
Gold/ No Fee: Optional* |
Yes |
Yes |
See Application |
Yes |
No |
Travel Medical Insurance |
Infinite Only |
Platinum / Gold:Yes |
Optional*** |
Yes |
No |
Yes |
Yes |
No |
Yes |
No |
World Elite: Yes
Reg: No |
Travel Medical Insurance |
Auto Rental/Loss Damage Insurance |
Yes |
Plat: Yes |
Yes |
No |
Yes |
Reg: No
Plat: Yes |
Gold: Yes
No Fee: Optional* |
Yes |
Yes |
Yes |
Yes |
Yes |
Auto Rental/Loss Damage Insurance |
Yes |
Platinum / Gold / Gold Low Fee:Yes
Low Fee: No |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
World Elite: Yes
Reg: Yes |
Auto Rental/Loss Damage Insurance |
Purchase Protection |
Yes |
Plat: Yes |
Yes |
No |
Yes |
Reg: No
Plat: Yes |
Yes |
Yes |
Yes |
Yes |
No |
No |
Purchase Protection |
No |
Platinum / Gold / Gold Low Fee / Low Fee:Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
World Elite: Yes
Reg: Yes |
Purchase Protection |
Price Protection |
No |
No |
No |
No |
No |
No |
No |
No |
Yes |
Yes |
No |
No |
Price Protection |
No |
No |
No |
Yes |
No |
No |
No |
No |
No |
No |
No |
Price Protection |
Extended Warranty Plan |
Yes |
Plat: Yes |
Yes |
No |
Yes |
Reg: No
Plat: Yes |
Yes |
Yes |
Yes |
Yes |
No |
No |
Extended Warranty Plan |
No |
Platinum / Gold / Gold Low Fee / Low Fee:Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
World Elite: Yes
Reg: Yes |
Extended Warranty Plan |
Free Companion Air Ticket |
Platinum: Short Haul Flight Reward ticket when 15,000 miles redeemed with Partner Ticket benefit annually |
No |
Yes, 1 round-trip economy flight annually within the AIR MILES Flight Program, up to a maximum of 1,450 reward miles |
No |
No |
Platinum Card Only:
1 Companion ticket per year for only US$99 |
No |
No |
See Application |
See Application |
No |
No |
Free Companion Air Ticket |
No |
No |
One British Airways Companion Ticket yearly |
See Application |
No |
No |
No |
No |
No |
No |
World Elite: Annual round-trip companion flight for $99 on a WestJet marketed and operated flight in Canada and the continental US (excludes Hawaii and Puerto Rico) |
Free Companion Air Ticket |
Business Class Lounge Access |
Platinum Card Only: Air Canada Maple Leaf Lounges plus free membership in Priority Pass |
No |
free membership in Priority Pass + four complimentary VIP lounge visits per membership year |
No |
No |
Platinum Card Only: Receive 2 Board Room Passes upon approval |
No |
free membership in Priority Pass + three complimentary VIP lounge visits per membership year |
See Application |
See Application |
Yes, Air Canada Maple Leaf Lounges Only* |
Yes, Air Canada Maple Leaf Lounges Only* |
Business Class Lounge Access |
No |
No |
Yes. Various Lounges Worldwide plus free membership in Priority Pass |
See Application |
No |
No |
No |
No |
No |
No |
No |
Business Class Lounge Access |
Priority Check In |
Platinum Card Only |
No |
No |
No |
No |
No |
No |
No |
See Application |
See Application |
Yes* |
Yes* |
Priority Check In |
No |
No |
No |
See Application |
No |
No |
No |
No |
No |
No |
No |
Priority Check In |
Hotel Burglary Insurance |
Yes |
No |
Yes |
No |
Yes |
No |
No |
No |
See Application |
See Application |
No |
No |
Hotel Burglary Insurance |
No |
No |
No |
See Application |
Yes |
Yes |
Yes |
Yes |
No |
No |
World Elite: Yes
Reg: Yes |
Hotel Burglary Insurance |
Travel Concierge Service |
No |
No |
Yes |
No |
No |
No |
No |
Yes |
Yes |
See Application |
Yes |
No |
Travel Concierge Service |
Infinite Only |
No |
No |
Yes |
No |
Yes |
Yes |
No |
Yes |
No |
No |
Travel Concierge Service |
Enhanced Hotel/Dining Services |
Yes with Fairmont Hotels |
No |
No |
No |
No |
No |
No |
Yes |
See Application |
See Application |
Yes |
No |
Enhanced Hotel/Dining Services |
Infinite Only |
No |
No |
See Application |
No |
Yes |
No |
No |
Yes |
No |
No |
Enhanced Hotel/Dining Services |
Overlimit Extended Purchasing |
Yes |
No |
No |
No |
Yes |
No |
No |
No |
See Application |
See Application |
Yes |
No |
Overlimit Extended Purchasing |
Infinite Only |
No |
No |
See Application |
No |
Yes |
No |
No |
No pre-set spending limit |
No |
No |
Overlimit Extended Purchasing |
Link to Apply |
|
|
|
|
|
|
|
|
|
|
|
|
Link to Apply |
|
|
|
|
|
|
|
|
|
|
|
Link to Apply |
Notes: |
Complimentary Hertz Rent-A-Car #1 Club Gold Membership and free Car Class upgrades
*** Fee Applies |
*** Fee Applies |
N/A |
*** Fee Applies |
* Annual fees waived the first year |
N/A |
* Yearly fee ranging from $29-$99 |
*** Fee Applies |
N/A |
N/A |
* Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K
*** Fee Applies |
* Part of Club Privileges Travel for $189/yr
** Up to a total annual spend of $80K
*** Fee Applies |
Notes: |
*** Fee Applies |
N/A |
Premier membership in Fairmont's President's Club after 3 visits
*** Fee Applies |
N/A |
N/A |
N/A |
N/A |
N/A |
Travel can be purchased from any travel supplier with a credit made to your card |
Travel can be purchased from any travel supplier with a credit made to your card |
N/A |
Notes: |
General Disclaimers:
American Express is not responsible for maintaining or monitoring the accuracy of information on this website For full details and current product information click the applicable Apply Now link. |
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