Here we have the new Air Canada Aeroplan cards compared side by side. You can easily check out all their benefits, point earnings, insurance and more from the four versions of their cards: Premium, Ultra Premium, Entry Level and Small Business

Premium Card Comparison

Basics	American Express® Aeroplan®* Card	CIBC Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite* Card
Card Type	Charge Card	Credit Card	Credit Card
Annual Fee	$120	$139	$139
Supp. Card Fee	$50 with benefits $0 to earn points only	$50	$75
Interest Rate	30% Non Revolving	19.99% Purchase 22.99% Cash Advance	19.99% Purchase 22.99% Cash Advance
Foreign Exchange Transaction Fee	2.5%	2.5%	2.5%
Minimum Income	N/A	$60,000 Personal or $100,000 Household	$60,000 Personal or $100,000 Household
Points Earning	American Express® Aeroplan®* Card	CIBC Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite* Card
Welcome Bonus	9,000 Aeroplan points and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $1,500 in purchases within the first three months of Cardmembership	20,000 Aeroplan points and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $1,000 in purchases within the first four months of Cardmembership	20,000 Aeroplan points and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $1,000 in purchases within the first 90 days of account opening
Bonus Features	Plus, you can also earn 1,000 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first six months of Cardmembership. That could add up to 6,000 Aeroplan points	Plus, get an annual fee rebate for the primary and up to three additional cards for the first year.	Plus, get an annual fee rebate for the primary and first additional cardholder for the first year. For a limited time, earn 1.5 bonus Aeroplan points for each $1 spent on eligible purchases at participating Starbucks® locations17. Conditions Apply. Offer ends November 7, 2021.
Renewal Bonus	0	0	0
Air Canada Purchases per $ includes Air Canada Vacations	2 points	1.5 points	1.5 points
Travel Purchases	1 point	1 point	1 point
Dining / Food Delivery Purchases	1.5 points	1 point	1 point
Grocery Purchases	1 point	1.5 points	1.5 points
Gas Station Purchases	1 point	1.5 points	1.5 points
All other purchases	1 point	1 point	1 point
Elite Qualifying Points	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 spend on the card
Benefits	American Express® Aeroplan®* Card	CIBC Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite* Card
Preferred Pricing on Aeroplan Flight Rewards	Yes	Yes	Yes
Free first checked bag	Yes For cardholder + up to 8 companions on the same reservation	Yes For cardholder + up to 8 companions on the same reservation	Yes For cardholder + up to 8 companions on the same reservation
Share Air Canada Travel Benefits with additional cardholders	Yes	Yes	Yes
NEXUS Fee Rebate	No	No	Up to $100 every 48 months
Maple Leaf Lounge Access	No	No	No
Other business class lounge Access	No	No	No
Priority check in / boarding / baggage	No	No	No
Priority airport standby	No	No	No
Priority airport upgrades	No	No	No
Annual worldwide companion pass	No	No	No
Rollover status qualifying miles	No	No	No
Rollover eUpgrade credits	No	No	No
Insurance	American Express® Aeroplan®* Card	CIBC Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite* Card
Common Carrier Travel Accident Insurance	$500,000	$500,000	$500,000
Flight Delay Insurance	4 hours up to $500 total	4 hours up to $500 total	4 hours up to $500 per person
Delayed Baggage Insurance	6 hours up to $500 total	6 hours $500 per person Max $1,000 per occurance	6 hours up to $1,000 per person
Lost / Stolen Baggage Insurance	Yes up to $500 total	Yes up to $500 per person Max $1,000 per occurance	Yes up to $1,000 per person
Damaged Baggage Insurance	Yes up to $500 total	Yes up to $500 per person Max $1,000 per occurance	No
Trip Cancellation Insurance	None	Yes $1,500 per person up to $5,000 maximum per account	Yes $1,500 per person up to $5,000 maximum per account
Trip Interruption Insurance	None	Yes $2,000 per person	Yes $2,500 per person up to $25,000 maximum per account
Travel Medical Insurance up to 64 years old	None	15 Days Up to $5,000,000	21 Days Up to $1,000,000
Travel Medical Insurance 65+	None	3 Days Up to $5,000,000	4 Days Up to $1,000,000
Auto Rental/Loss Damage Insurance	Up to 48 days Up to $85,000 MSRP	Up to 48 days Up to $65,000 MSRP	Up to 48 days Up to $65,000 MSRP
Hotel / Motel Burglary Insurance	Yes Up to $500 per occurance	Yes Up to $2,500 per occurance	Yes Up to $2,500 per occurance
Purchase Protection	Yes 90 Days Max $1,000 per occurance	Yes 90 Days Max $60,000 in a lifetime	Yes 90 Days Max $60,000 in a lifetime
Price Protection	No	No	No
Extended Warranty Plan	Yes Up to 1 year Max $10,000 per item Max $25,000 total per year	Yes Up to 1 year Max $60,000 in a lifetime	Yes Up to 1 year Max $60,000 in a lifetime
Mobile Device Insurance	No	Yes Up to $1,000 less deductible and depreciation	Yes Up to $1,000 less deductible and depreciation
Link to Apply
	American Express® Aeroplan®* Card	CIBC Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite* Card

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Ultra Premium Card Comparison

Basics	American Express® Aeroplan®* Reserve Card	CIBC Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Infinite Privilege* Card
Card Type	Credit Card	Credit Card	Credit Card
Annual Fee	$599	$599	$599
Supp. Card Fee	$199 with benefits $0 to earn points only	$149	$199
Interest Rate	19.99% Purchase 21.99% Cash Advance	19.99% Purchase 22.99% Cash Advance	19.99% Purchase 22.99% Cash Advance
Foreign Exchange Transaction Fee	2.5%	2.5%	2.5%
Minimum Income	N/A	$150,000 Personal or $200,000 Household	$200,000 Household
Points Earning	American Express® Aeroplan®* Reserve Card	CIBC Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Infinite Privilege* Card
Welcome Bonus	35,000 Aeroplan points and $100 Statement Credit after spending $3,000 in purchases within the first three months of Cardmembership	Up to 75,000 Aeroplan points Earn 20,000 Aeroplan points when you make your first purchase Earn 25,000 Aeroplan points when you spend $3,000 or more during your first 4 monthly statement periods You can also earn an additional 2,500 Aeroplan points each monthly statement period in which you spend at least $2,000 in your first year.	50,000 Aeroplan points and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $1,000 in purchases within the first 90 days of account opening
Bonus Features	Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first six months of Cardmembership. That could add up to 30,000 Aeroplan points	None	For a limited time, earn 2.25 bonus Aeroplan points for each $1 spent on eligible purchases at participating Starbucks® locations17. Conditions Apply. Offer ends November 7, 2021.
Renewal Bonus	0	0	0
Air Canada Purchases per $ includes Air Canada Vacations	3 points	2 points	2 points
Travel Purchases	1 point	1.5 points	1.5 points
Dining / Food Delivery Purchases	2 points	1.5 points	1.5 points
Grocery Purchases	1 point	1.5 points	1.5 points
Gas Station Purchases	1 point	1.5 points	1.5 points
All other purchases	1 point	1.25 points	1.25 points
Elite Qualifying Points	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card
Benefits	American Express® Aeroplan®* Reserve Card	CIBC Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Infinite Privilege* Card
Preferred Pricing on Aeroplan Flight Rewards	Yes	Yes	Yes
Free first checked bag	Yes For cardholder + up to 8 companions on the same reservation	Yes For cardholder + up to 8 companions on the same reservation	Yes For cardholder + up to 8 companions on the same reservation
Share Air Canada Travel Benefits with additional cardholders	Yes	Yes	Yes
NEXUS Fee Rebate	No	Up to $50 every 48 months	Up to $100 every 48 months
Maple Leaf Lounge Access	Yes In North America only	Yes In North America only	Yes In North America only
Other business class lounge Access	Priority Pass Membership	Priority Pass Membership with 6 free lounge visits	Priority Pass Membership with 6 free lounge visits
Priority check in / boarding / baggage	Yes Zone 2 Priority Boarding	Yes Zone 2 Priority Boarding	Yes Zone 2 Priority Boarding
Priority airport standby	Yes	Yes	Yes
Priority airport upgrades	Yes Only if you hold Elite Status	Yes Only if you hold Elite Status	Yes Only if you hold Elite Status
Annual worldwide companion pass	Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date	Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date	Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date
Toronto Pearson Benefits	Yes	No	No
Rollover status qualifying miles	Yes Up to 200,000 miles	Yes Up to 200,000 miles	Yes Up to 200,000 miles
Rollover eUpgrade credits	Yes Up to 50 credits	Yes Up to 50 credits	Yes Up to 50 credits
Insurance	American Express® Aeroplan®* Reserve Card	CIBC Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Infinite Privilege* Card
Common Carrier Travel Accident Insurance	$500,000	$500,000	$500,000
Flight Delay Insurance	4 hours up to $1,000 total	4 hours $500 per person Max $1,000 per occurance	4 hours up to $1,000 total
Delayed Baggage Insurance	6 hours up to $1,000 total	6 hours $500 per person Max $1,000 per occurance	4 hours up to $1,000 per person
Lost / Stolen Baggage Insurance	Yes up to $1,000 total	Yes up to $1,000 per person Max $2,500 per occurance	Yes up to $2,500 per person
Damaged Baggage Insurance	Yes up to $1,000 total	Yes up to $1,000 per person Max $2,500 per occurance	No
Trip Cancellation Insurance	Yes $1,500 per person up to $3,000 maximum per account	Yes $2,500 per person up to $10,000 maximum per account	Yes $2,500 per person up to $5,000 maximum per account
Trip Interruption Insurance	Yes $1,500 per person up to $6,000 maximum per account	Yes $5,000 per person up to $25,000 maximum per account	Yes $5,000 per person up to $25,000 maximum per account
Travel Medical Insurance up to 64 years old	15 Days Up to $5,000,000	31 Days Up to $5,000,000	31 Days Up to $5,000,000
Travel Medical Insurance 65+	None	10 Days Up to $5,000,000	4 Days Up to $5,000,000
Auto Rental/Loss Damage Insurance	Up to 48 days Up to $85,000 MSRP	Up to 48 days Up to $85,000 MSRP	Up to 48 days Up to $85,000 MSRP
Hotel / Motel Burglary Insurance	Yes Up to $1,000 per occurance	Yes Up to $2,500 per occurance	Yes Up to $2,500 per occurance
Purchase Protection	Yes 90 Days Max $1,000 per occurance	Yes 180 Days Max $60,000 in a lifetime	Yes 120 Days Max $60,000 in a lifetime
Price Protection	No	No	No
Extended Warranty Plan	Yes Up to 1 year Max $10,000 per item Max $25,000 total per year	Yes Up to 2 years Max $60,000 in a lifetime	Yes Up to 2 years Max $60,000 in a lifetime
Mobile Device Insurance	No	Yes Up to $1,500 less deductible and depreciation	Yes Up to $1,500 less deductible and depreciation
Link to Apply
	American Express® Aeroplan®* Reserve Card	CIBC Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Infinite Privilege* Card

Entry Level Card Comparison

Basics	CIBC Aeroplan® Visa* Card	TD® Aeroplan® Visa Platinum* Card
Card Type	Credit Card	Credit Card
Annual Fee	$0	$89
Supp. Card Fee	$0	$35
Interest Rate	19.99% Purchase 22.99% Cash Advance	19.99% Purchase 22.99% Cash Advance
Foreign Exchange Transaction Fee	2.5%	2.5%
Minimum Income	$15,000 Household	N/A
Points Earning	CIBC Aeroplan® Visa* Card	TD® Aeroplan® Visa Platinum* Card
Welcome Bonus	10,000 Aeroplan points when you make your first purchase with the card	Earn up to 20,000 Aeroplan points. Earn 10,000 points when you make your first purchase with the card and 10,000 points after spending $1,000 in purchases within the first 90 days of account opening
Bonus Features	N/A	Plus, get an annual fee rebate for the primary and first additional cardholder for the first year. For a limited time, earn 1 bonus Aeroplan points for each $1 spent on eligible purchases at participating Starbucks® locations17. Conditions Apply. Offer ends November 7, 2021.
Renewal Bonus	0	0
Air Canada Purchases per $ includes Air Canada Vacations	1 point	1 point
Travel Purchases	1 point per $1.50 spent	1 point per $1.50 spent
Dining / Food Delivery Purchases	1 point per $1.50 spent	1 point per $1.50 spent
Grocery Purchases	1 point	1 point
Gas Station Purchases	1 point	1 point
All other purchases	1 point per $1.50 spent	1 point per $1.50 spent
Elite Qualifying Points	N/A	N/A
Benefits	CIBC Aeroplan® Visa* Card	TD® Aeroplan® Visa Platinum* Card
Preferred Pricing on Aeroplan Flight Rewards	Yes	Yes
Free first checked bag	No	No
Share Air Canada Travel Benefits with additional cardholders	No	No
NEXUS Fee Rebate	No	No
Maple Leaf Lounge Access	No	No
Other business class lounge Access	No	No
Priority check in / boarding / baggage	No	No
Priority airport standby	No	No
Priority airport upgrades	No	No
Annual worldwide companion pass	No	No
Toronto Pearson Benefits	No	No
Rollover status qualifying miles	No	No
Rollover eUpgrade credits	No	No
Insurance	CIBC Aeroplan® Visa* Card	TD® Aeroplan® Visa Platinum* Card
Common Carrier Travel Accident Insurance	$100,000	$500,000
Flight Delay Insurance	No	4 hours up to $500 per person
Delayed Baggage Insurance	No	6 hours up to $1,000 per person
Lost / Stolen Baggage Insurance	No	Yes up to $1,000 per person
Damaged Baggage Insurance	No	No
Trip Cancellation Insurance	No	No
Trip Interruption Insurance	No	No
Travel Medical Insurance up to 64 years old	No	No
Travel Medical Insurance 65+	No	No
Auto Rental/Loss Damage Insurance	Up to 48 days Up to $65,000 MSRP	Up to 48 days Up to $65,000 MSRP
Hotel / Motel Burglary Insurance	No	Yes Up to $2,500 per occurance
Purchase Protection	Yes 90 Days Max $60,000 in a lifetime	Yes 90 Days Max $60,000 in a lifetime
Price Protection	No	No
Extended Warranty Plan	Yes Up to 1 year Max $60,000 in a lifetime	Yes Up to 1 year Max $60,000 in a lifetime
Mobile Device Insurance	No	No
Link to Apply
	CIBC Aeroplan® Visa* Card	TD® Aeroplan® Visa Platinum* Card

Small Business Card Comparison

Basics	American Express® Aeroplan®* Business Reserve Card	CIBC Aeroplan® Visa* Business Card	TD® Aeroplan® Visa* Business Card
Card Type	Credit Card	Credit Card	Credit Card
Annual Fee	$599	$180	$149
Supp. Card Fee	$199 with benefits $0 to earn points only	$50	$49
Interest Rate	16.99% Purchase 21.99% Cash Advance	12.99% Purchase 14.5% & up Cash Advance	14.99% Purchase 22.99% Cash Advance
Foreign Exchange Transaction Fee	2.5%	2.5%	2.5%
Minimum Income	N/A	$35,000 Personal	N/A
Points Earning	American Express® Aeroplan®* Business Reserve Card	CIBC Aeroplan® Visa* Business Card	TD® Aeroplan® Visa* Business Card
Welcome Bonus	35,000 Aeroplan points and $100 Statement Credit after spending $5,000 in purchases within the first three months of Cardmembership	Up to 20,000 Aeroplan points on your first purchase and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $3,000 in purchases within the first four months of Cardmembership	Up to 25,000 Aeroplan points and a bonus Buddy Pass for an eligible round-trip flight within North America after spending $1,000 in purchases within the first 90 days of account opening
Bonus Features	Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first six months of Cardmembership. That could add up to 30,000 Aeroplan points	Plus, get an annual fee rebate for the primary and up to three additional cards for the first year.	Plus, get an annual fee rebate for the primary and up to two additional cards for the first year. For a limited time, earn 2.25 bonus Aeroplan points for each $1 spent on eligible purchases at participating Starbucks® locations17. Conditions Apply. Offer ends November 7, 2021.
Renewal Bonus	0	0	0
Air Canada Purchases per $ includes Air Canada Vacations	3 points	2 points	2 points
Travel Purchases	2 points (Hotels & Car rentals)	1.5 points	1.5 points
Dining / Food Delivery Purchases	1 point	1.5 points	1.5 points
Internet / Cable / Phone Purchases	1 point	1.5 points	1.5 points
Grocery Purchases	1 point	1 point	1 point
Gas Station Purchases	1 point	1 point	1 point
All other purchases	1 point	1 point	1 point
Elite Qualifying Points	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card	1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 spend on the card
Benefits	American Express® Aeroplan®* Business Reserve Card	CIBC Aeroplan® Visa* Business Card	TD® Aeroplan® Visa* Business Card
Preferred Pricing on Aeroplan Flight Rewards	Yes	Yes	Yes
Free first checked bag	Yes For cardholder + up to 8 companions on the same reservation	Yes For cardholder + up to 8 companions on the same reservation	Yes For cardholder + up to 8 companions on the same reservation
Share Air Canada Travel Benefits with additional cardholders	Yes	Yes	Yes
NEXUS Fee Rebate	No	No	Up to $100 every 48 months
Maple Leaf Lounge Access	Yes In North America only	Earn up to 4 complimentary Maple Leaf Lounge One-Time Guest Passes per year	Earn up to 4 complimentary Maple Leaf Lounge One-Time Guest Passes per year
Other business class lounge access	Priority Pass Membership	No	No
Priority check in / boarding / baggage	Yes Zone 2 Priority Boarding	No	No
Priority airport standby	Yes	No	No
Priority airport upgrades	Yes Only if you hold Elite Status	No	No
Annual worldwide companion pass	Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date	No	No
Toronto Pearson Benefits	Yes	No	No
Rollover status qualifying miles	Yes Up to 200,000 miles	No	No
Rollover eUpgrade credits	Yes Up to 50 credits	No	No
Insurance	American Express® Aeroplan®* Business Reserve Card	CIBC Aeroplan® Visa* Business Card	TD® Aeroplan® Visa* Business Card
Common Carrier Travel Accident Insurance	$500,000	$500,000	$500,000
Flight Delay Insurance	4 hours up to $1,000 total	4 hours up to $500 total	4 hours up to $500 per person
Delayed Baggage Insurance	6 hours up to $1,000 total	6 hours $500 per person Max $1,000 per occurance	6 hours up to $1,000 per person
Lost / Stolen Baggage Insurance	Yes up to $1,000 total	Yes $500 per person Max $1,000 per occurance	Yes up to $1,000 per person
Damaged Baggage Insurance	Yes up to $1,000 total	Yes $500 per person Max $1,000 per occurance	No
Trip Cancellation Insurance	Yes $1,500 per person up to $3,000 maximum per account	Yes $1,000 per person up to $5,000 maximum per account	Yes $1,500 per person up to $5,000 maximum per account
Trip Interruption Insurance	Yes $1,500 per person up to $6,000 maximum per account	Yes $2,000 per person	Yes $5,000 per person up to $25,000 maximum per account
Travel Medical Insurance up to 64 years old	15 Days Up to $5,000,000	No	15 Days Up to $2,000,000
Travel Medical Insurance 65+	None	No	4 Days Up to $2,000,000
Auto Rental/Loss Damage Insurance	Up to 48 days Up to $85,000 MSRP	Up to 48 days Up to $65,000 MSRP	Up to 48 days Up to $65,000 MSRP
Hotel / Motel Burglary Insurance	Yes Up to $1,000 per occurance	No	Yes Up to $2,500 per occurance
Purchase Protection	Yes 90 Days Max $1,000 per occurance	Yes 90 Days Max $60,000 in a lifetime	Yes 90 Days Max $60,000 in a lifetime
Price Protection	No	No	No
Extended Warranty Plan	Yes Up to 1 year Max $10,000 per item Max $25,000 total per year	Yes Up to 1 year Max $60,000 in a lifetime	Yes Up to 1 year Max $60,000 in a lifetime
Mobile Device Insurance	No	No	Yes Up to $1,000 less deductible and depreciation
Link to Apply
	American Express® Aeroplan®* Business Reserve Card	CIBC Aeroplan® Visa* Business Card	TD® Aeroplan® Visa* Business Card

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