Neo Financial Credit Card Offers

Updated on December 15, 2021

Cash Back Cards



Neo Standard

  
Monthly Fee: $0

• Earn an average 5%+¹ cashback at thousands of partners and at least 1% cashback guaranteed.
• Sign up in  3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.
• Everything is 100% digital - applications get approved in less than three minutes via the mobile app or web portal, load it into Google Pay or Apple Pay digital wallet to start using it, and then the physical card will be mailed afterwards.


Apply Now



Neo Plus

  
Monthly Fee: $2.99

• Earn an average 5%+¹ cashback at thousands of partners and at least 1% cashback guaranteed.
• Sign up in  3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.
• Everything is 100% digital - applications get approved in less than three minutes via the mobile app or web portal, load it into Google Pay or Apple Pay digital wallet to start using it, and then the physical card will be mailed afterwards.


Apply Now



Neo Ultra

  
Monthly Fee: $8.99

• Earn an average 5%+¹ cashback at thousands of partners and at least 1% cashback guaranteed.
• Sign up in  3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay
• Neo helps support local and rewards customers doing it – users can earn cashback from brands such as Netflix, Spotify, DoorDash, Second Cup, Hudson’s Bay Company, and many more.
• Everything is 100% digital - applications get approved in less than three minutes via the mobile app or web portal, load it into Google Pay or Apple Pay digital wallet to start using it, and then the physical card will be mailed afterwards.


Apply Now




Bank Account Offers



​Neo Savings Account

  
• No fees, 1.30% interest rate as of March 17, 2021 (not a promotional rate; Savings interest rate is calculated daily on the closing balance and paid monthly)
• Earn up to 130x more than at traditional banks (0.05% is the rate at most banks for high interest savings accounts, with 0% on most daily everyday chequing accounts - unlimited transaction accounts are typically $29.99 per month, whereas Neo is free)
• Make bill payments, send and receive Interac e-Transfers®, and make bank to bank transfers to and from existing bank account - all with no monthly fees or minimum balances and unlimited free transactions
• Manage everything from the phone app, whenever and wherever. Desktop/web banking is also available
​• Much like any bank account at a traditional bank, the Neo Savings account is eligible for CDIC deposit protection, and provided by Concentra Bank, a CDIC member institution. Deposits held in Neo Savings accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.


Apply Now