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Canada's Top Travel Rewards
Credit Cards 2024

Canada's Original Credit Card Rankings!

Last Updated on March 5, 2024



Welcome to our 16th annual Top Travel Rewards Credit Cards!

 

Rewards Canada is pleased to present the best Travel Rewards Credit Cards in Canada for 2024! If you are in the market for a new travel rewards credit card look no further than our rankings!

Looking for a cash back card? Check out Canada's Top Cash Back Credit Cards 2024!

You may be asking yourself how can I make my travel cheaper, more luxurious or even be able to budget for multiple vacations? Part of that answer lies in having the best credit card or cards in your wallet to help fund those travels. With over 22 years of experience and research, Rewards Canada is the most renowned and trusted source for helping all Canadian individuals find the right card for them and the first step in that search begins right here with our annual top travel rewards credit card rankings.

While we do rank a best overall card that we feel should be in every Canadian's wallet, the American Express Cobalt® Card, the fact remains it may not be the best for you. The card that is best for John may not be the best for Jane and vice versa so that is why we present the five best cards across multiple categories to help you decide which is best for you.

In general, you need to look at your spending habits, what your reward goals are and what extra benefits you would like before picking the right credit card or credit cards. That's where our rankings come into play, they help guide you in picking the best one for you and that is why we have eight different categories.

Jumping into this year's rankings, the biggest news for 2024 is the discontinuation of one of the best cards in Canada, the HSBC World Elite Mastercard. This card was the 4th best overall, the best No Foreign Transaction fee card and the third best hybrid card! With the card gone it has allowed others to move up the ranks.

We have also moved the Marriott Bonvoy American Express Card out of the top five overall cards. It has nothing to do with the card - no, in fact here at Rewards Canada we still consider it an amazing card which we personally use everyday. However, we have found that a good portion of Canadians are looking for cards with more flexible reward options so we have made the decision to pull the card out of the top 5. With that being said it can't be ignored how much value the card can provide and since we don't have a hotel credit card category anymore, we've decided to give the card its own "honourable mention" which you'll find below.

These are the categories featured in the 16th Annual Top Travel Rewards Card Rankings:



Top Overall Travel Rewards Credit Card


The crème de la crème of travel rewards cards in Canada.
These are the best cards overall from all of the separate categories listed below.

Taking the top spot for the seventh year in a row, the American Express Cobalt Card has yet to meet its match. The card was improved in 2021 and although we've seen other cards enhanced in that time, none of them match this card's overall value and flexibility. For those who always complain about acceptance rate of Amex cards, know this, putting 50% of your spending on this card (which is very easily accomplished as upwards of 90% of Canadian retailers accept Amex) and 50% on another card will provide you with more rewards than putting 100% of your spending on that other card.

Travel wise the card provides up to a 5% return when you redeem points towards bookings you make yourself with any travel provider. This is thanks to earning 5x points on eats and drinks which can actually be boosted up to a 10% return if you utilize Amex's Fixed Points for Travel program. You'll also earn 3x points on streaming services and 2x points on travel, gas, transit and ridesharing. On top of all this you can convert the points to airline & hotel programs like Air Canada Aeroplan, Air France KLM Flying Blue, British Airways Executive Club and Marriott Bonvoy. With these conversion options we've seen real world returns of 30% or more with this card! The Cobalt Card is truly unmatched in providing great value and flexibility to such a wide range of Canadian travellers! The 5x points is earned on up to $2,500 on spending in this category monthly.

Click here to learn more and to apply for this card

For the 7th year in a row the American Express Cobalt Card, our first 'Points Earning Machine' takes top honours and why wouldn't it? The card was actually made better in 2021 which simply widened the gap between first and second spots.

The TD Aeroplan Visa Infinite Card retains 2nd place - for several reasons, the strength and phenomenal expansion of the Aeroplan program, the vast reach of flying with Air Canada and getting the first checked bag free on those flights. Add in no annual fee in the first year (and every year after that with select TD bank accounts), a good sized welcome bonus and you have a very attractive card option.
Click here to apply for the American Express® Gold Rewards Card

The American Express Gold Rewards Card remains in third thanks to decent earn rates and all the same flexible travel rewards options as the Cobalt Card. It is also provides travel perks like lounge access, an annual travel credit and very good insurance coverage.
Click here to apply for the American Express® Gold Rewards Card

The Scotiabank Gold American Express Card moves into fourth place with the HSBC card being discontinued and us pulling the Marriott card out of the Top 5. This card is classified as a 'Points Earning Machine' as it earns up to 6 points per dollar spent! Along with its excellent points earning the card also offers No Foreign Transaction fees and has extremely flexible travel redemption options.
Click here to apply for the Scotiabank Gold American Express card

Moving into fifth spot is the MBNA Rewards World Elite Mastercard which is the third and final 'Points Earning Machine'. This card racks up the points fast with up to 5.5 points per dollar spent and with the highest spending caps of all the points earning machines, you can earn a lot of points! Currently the card is considered a travel points card but with the anticipated addition of transfers to Alaska Airlines Mileage Plan sometime in 2024 the card should move to the Hybrid category for 2025.
Click here to apply for the MBNA Rewards World Elite® Mastercard®


Honourable Mention

This card receives an honourable mention as it has featured in our top 5 overall cards for many years however it fits more of a niche role in our market. Personally, we feel it is an amazing travel credit card but many Canadians are looking for more flexibility in their travel rewards so we made the decision to take it out of the top 5. That being said, it is only one of a few cards in Canada that more than pays for itself each and every year simply with its benefits. In the first year, the welcome bonus easily provides multiple times the value of the annual fee. After that the annual Free Night Award can be redeemed for a one night hotel stay in the $150 to $400+ range - making that $120 annual fee more than worth it. There is also a limited time welcome bonus of up to 80,000 points when you apply for the card by May 6, 2024

Click here to learn more and to apply for this card


Top Travel Points Card with an Annual Fee


A Travel Points Credit Card earns points that can be used to book travel via that card's reward program travel agency,
and/or gives you the ability to book travel how you want, with whomever you want
and then use the points towards the charge on your account

Taking the top spot for the fourth year in a row, the Scotiabank Gold American Express Card is grouped with the Cobalt Card as a 'Points Earning Machine'. When the Scene+ program expanded into groceries in 2022 they added an amazing 6 points per dollar spent earn rate at Sobeys, Safeway, IGA and other Empire stores. Not shopping at those stores? It still earns a lot of points outside of them. The card offers 5 points per dollar on all other grocery purchases, restaurants, fast food, and drinking establishments. it also earns 3 points per dollar on gas and daily transit which includes rideshare, buses, taxis, subway, and more. You can earn all of these accelerated earn rates on up to $50,000 of spending annually.

When you have this card you can redeem the points for any travel you book - it does not have to be via Scene+ Travel. You can book direct with an airline, hotel chain or any other travel provider!

With a per point value of 1 cent when redeemed for travel, groceries, dining or movies your rate of return on this card is an amazing 1 to 6%. Outside of the earn and burn the card also offers No Foreign Transaction fees, Amex Offers and Invites and still comes in with a $120 annual fee where many of its competitors are charging more.

Click here to learn more and to apply for this card

There were no changes to the rankings in this category from 2023 to 2024. The top card is the Scotiabank Gold American Express Card and that's thanks to offering up to 6 points per dollar spent which equates to up to a 6% return and it charges No Foreign Transaction Fees. Also, since it earns Scene+ points these just add to the balance of points you earn on your Scene+ loyalty card.

The MBNA Rewards World Elite Mastercard holds onto second spot and isn't very far off the top spot in our opinion! Super strong earn rates of up 5.5 points per dollar make it the highest earning Mastercard in Canada. There is one main factor keeping it from gaining top spot in this category which is its travel redemption option - it just isn't as flexible as Scotia's as you have to redeem via MBNA Rewards.
Click here to apply for the MBNA Rewards World Elite® Mastercard®

In third spot is the Scotiabank Passport Visa Infinite Card - one of the most well rounded travel rewards cards in Canada. Featuring No Foreign Transaction Fees, airport lounge access with six passes each year, strong insurance and decent earn rates the card really gives you a little bit of everything.
Click here to apply for the Scotiabank Passport Visa Infinite Card

The CIBC Aventura Visa Infinite Card continues to hold onto fourth spot. Thanks to an always easy to earn welcome bonus, earning and redeem rates that are in the middle of the pack plus four lounge access passes per year the card remains a powerful contender in this category.
Click here to apply for the CIBC Aventura® Visa Infinite* Card

Remaining in fifth spot is the TD First Class Visa Infinite Card thanks to good accelerated earn rates and flexible redemption options where you can redeem via Expedia for TD or for any travel you book yourself. Add in an always generous welcome bonus that tends to feature the first year free (or always free with select TD bank accounts) and you have another good card option
Click here to apply for the TD First Class Travel® Visa Infinite* Card


Top No Fee Travel Rewards Credit Card


The No Fee Travel Rewards Credit Card category has cards that can actually fit into any of our categories across the rankings.
From airline to hybrid to travel points they are covered here but with these cards you will never pay an annual fee at any time.
We do not include cards that offer promotional fee waivers in the first year.

Taking the top spot for the third year in a row, the American Express Green Card takes everything that is good in the Membership Rewards program and places it on a no fee card. Flexible travel rewards from doing your own travel bookings, using Amex's Fixed Points for Travel or converting to partners like Air Canada, Air France KLM, British Airways and Marriott - you get it all at your disposal.

The card is simple to use - it earns 1 point per dollar spent on all purchases. That translates to a 1% return to travel you book yourself or for cash back rewards, up to a 2% return when you use the Amex Fixed Points for Travel rewards or returns of up to 6% or more when you convert to an airline partner and redeem towards a business class flight.

Click here to learn more and to apply for this card

This is another category with no changes from 2023 which means it remains one of the closest to call! Honestly, if you don't need the airline and hotel conversion options that the Amex Green Card provides then the Scotiabank American Express Card is the way to go!

The American Express Green Card holds onto the top spot for the third year in a row but only by a thread. It remains on top thanks to its conversion options to airline and hotel programs. With those conversions the points earned on the Green Card hold the most potential value out of any no fee cards.

As mentioned already, if you have no need for converting points then the card to get is the Scotiabank American Express Card which shoots up retains second place in this category. With earn rates from 1 to 3 Scene+ points per dollar it is one of the highest everyday earning no fee cards as those points translate to an easy 1 to 3% return when redeemed for travel, groceries, dining or movies.
Click here to apply for the Scotiabank American Express Card

The MBNA Rewards Platinum Plus Mastercard is still the best no annual fee option that isn't an American Express Card. The card features a great 90 day welcome earn rate of 4 points per dollar on restaurant, grocery, digital media, membership and household utility purchases followed by 2 points per dollar in those categories afterwards. All other spending on the card earns 1 point per dollar. With each point being worth 1 cent towards travel you have 1 to 4% returns with this card.
Click here to apply for the MBNA Rewards Platinum Plus® Mastercard®

The ever so popular Scotiabank Scene+ Visa card was made even better this year with a new 2x points earn rate for Home Hardware purchases and continues to offer 1 to 2 Scene+ points per dollar on all other spending. Those earn rates translate to a 1 to 2% return when redeemed for travel, groceries, dining or movies.
Click here to apply for the Scotiabank Scene+ Visa Card

The CIBC Aventura Visa Card rounds out the top 5 no annual fee travel rewards cards. This card remains as a great no fee Visa card option for Canadians.
Click here to apply for the CIBC Aventura® Visa* Card


Top Airline Credit Card


An airline credit card earns miles or points directly into an airline frequent flyer program

Taking the top spot for the fourth year in a row, the TD Aeroplan Visa Infinite Card is the mainstay card from the large suite of Aeroplan co-brand credit cards and thus the primary choice for most Canadians looking for an Aeroplan card. With the ability to redeem points to almost any destination worldwide in Economy to Business to First Class, Aeroplan is tough to beat if you know how to make the most the program. Add in features like first checked bag free on Air Canada flights, discounted reward flight pricing, a NEXUS credit and you have a card that is tough to compete with!

Click here to learn more and to apply for this card

Even with the introduction of the new Cathay Pacific Card from Neo in 2023, there was no movement in the airline category for 2024 as that card failed to break into the top five.

The TD Aeroplan Visa Infinite Card holds onto the top spot for the fourth year in a row thanks to the strength of the Aeroplan program and lots of great benefits provided by the card.

The venerable WestJet RBC World Elite Mastecard retains its hold on second spot. With a first checked bag free benefit, annual companion voucher and WestJet dollars that are used just like cash, the card is an excellent choice for many Canadians who like to fly with WestJet - whether infrequently or frequently.
Click here to apply for the WestJet RBC World Elite Mastercard

The American Express Aeroplan Card continues on in third spot in the airline category. It earns more points per dollar spent directly with Air Canada than the top TD card however it does earn less in important categories like groceries. It also doesn't have as extensive insurance benefits like the TD card hence it ranks a little lower - but it is still an excellent option!
Click here to apply for the American Express® Aeroplan®* Card

Introduced in late 2022, the Air France KLM World Elite MasterCard® powered by Brim Financial. is an excellent airline card option. The card offers amazing earn rates on Air France KLM flights as well as an accelerates earn rate on eats and drinks accelerator. Most importantly it rides on the strength of the Flying Blue program which offers free stopovers and is the best program for Transatlantic rewards out of Canada which start at only 20,000 miles each way in Economy Class and 50,000 miles each for Business Class.
Click here to apply for the Air France KLM World Elite MasterCard® powered by Brim Financial

Staying in fifth spot this year is the RBC British Airways Visa Infinite Card. A great welcome bonus along with a 10% discount on all British Airways flights are the highlights on this card. It also provides an annual companion flight voucher can be earned if you spend $30,000 or more annually.
Click here to apply for the RBC British Airways Visa Infinite Card


Top Hybrid Credit Card


A Hybrid card is a combination of an airline and/or hotel card and a travel points card.
You can convert your points to airline and/or hotel frequent travel programs or use the points to book travel via the credit card's travel agency and/or give you the ability to book travel how you want, with whomever you want and then you can use the points towards the charge on your account.
(This is Rewards Canada's favourite category of cards)

Taking the top spot for the seventh year in a row, the American Express Cobalt Card is the best overall card in Canada so it is only natural it takes top spot in the Hybrid Category! It provides up to a 5% return towards any travel bookings thanks to earning 5x points on eats and drinks. Or you can get up to a 10% return if you utilize Amex's Fixed Points for Travel program. Plus you can convert the points to programs like Air Canada Aeroplan, British Airways Executive Club and Marriott Bonvoy. With such good earning and so many great rewards this is the card that needs to be in every Canadian's wallet!

Click here to learn more and to apply for this card

The Hybrid Card category is one of the few that does see a change this year and this is due to the HSBC World Elite Mastercard being discontinued.

For the 7th year in a row the American Express Cobalt Card takes top honours in this category - it is Canada's best travel rewards card overall so we've already detailed it above and will spare you the repetition!

Holding onto second spot is the American Express Gold Rewards Card. Also detailed in the overall category, this card has a few more travel benefits attached to it over the Cobalt Card but in turn it earns less points.
Click here to apply for the American Express® Gold Rewards Card

The RBC Avion Visa Infinite Card moves up to third spot thanks to having the easiest to earn welcome bonus and for its conversion options to British Airways Executive Club, Cathay Pacific Asia Miles, WestJet Rewards & other programs. Without those conversion options it would be lower down on the list. This card was #1 back in 2010 but has since fallen down the ranks as the competition continues to surpass it.
Click here to apply for the RBC Avion Visa Infinite Card

Taking fourth spot is the Platinum Card from American Express. It takes this position not because it is worse than the others ahead of it. No, it is in fact an amazing card but with a $799 annual fee it does not appeal to as wide of range of Canadians as the other cards, hence its lower ranking. If you want amazing travel benefits combined with flexible rewards just like the Cobalt and Gold Rewards cards, this is the card to have.
Click here to apply for The Platinum Card® from American Express

Moving into fifth spot in this category is the relatively new RBC ION+ Visa Card. Strong earn rates of 1 to 3 points per dollar spent and the ability to convert those to WestJet dollars at a 100 to 1 ratio make this card one of the strongest earning cards for WestJet Rewards but then you still retain the option to use those points for redemptions via Avion Rewards. The card gets even better when you combine it with any of RBC's Avion cards as then you can utilize the Avion redemption chart or convert the points to British Airways and other airline partners.
Click here to apply for the RBC ION+ Visa Card


Top No Foreign Transaction Fee Credit Card


The No Foreign Transaction Fee Credit Card has cards that can actually fit into any of our categories across the rankings.
From airline to hybrid to travel points they are covered here but with these cards you will never pay a fee (2.5% on average) on transactions made in currencies other than the Canadian dollar

With the HSBC World Elite Mastercard being discontinued, we crown the Scotiabank Gold American Express Card as the new champion in the No Foreign Transaction fee category. The Scotia card took second place last year so it moves up organically as there have been no new challengers in this space. With this change it now holds top spot in two categories so you know it is a good card!

Click here to learn more and to apply for Scotiabank Gold American Express card

Due to the departure of the HSBC World Elite Mastercard, this is another category that sees changes in 2024. The second to fifth place cards from 2023 all move up a notch and the no fee Brim Mastercard slides into fifth spot.

Taking the top spot in the No FX Card category is the Scotiabank Gold American Express Card. It is a points earning machine with up to 6 points per dollar being awarded - in Canada. Those accelerated earn rates do not extend outside of Canada like some other cards but it makes up for it by offering No Foreign Transaction fees.

In second place, we have another Scotia card, the Scotiabank Passport Visa Infinite Card which is a very well rounded travel rewards card. It may not earn as many points as its sibling the Gold card but it provides stronger earn rates outside of Canada, lounge access with free passes and strong travel insurance. All of this and it charges No Foreign Transaction fees. Like we said, it is well rounded as the card provides a little bit of everything.
Click here to apply for the Scotiabank Passport Visa Infinite Card

Scotia's Ultra Premium offering the Scotiabank Platinum American Express Card is in third spot in this category. We've always dubbed this card as Canada's 'Sleeper Card' in that it goes unnoticed despite being quite an amazing travel rewards card for those who don't need airline or hotel conversion options. Like the other Scotia cards it offer No FX Fees and also awards 2 points per dollar spent on all eligible spending worldwide. With a 1 cent per point value when redeeming for any travel that translates to a 2% return on all spending. Throw in 10 annual lounge access passes and you can see why this is a pretty amazing travel rewards card.
Click here to apply for the Scotiabank Platinum American Express Card

Moving up to fourth in this category is the Brim World Elite Mastercard. Another 2% return card (albeit capped at $25,000 annually) with No Foreign Transaction fees and strong insurance benefits the Brim is makes a great addition to any wallet as a secondary or tertiary card and fulfilling the role of a No FX Fee card.
Click here to apply for the Brim World Elite Mastercard

Rounding out the top five is the no annual fee Brim Mastercard. This card award 1% cash back on all purchases, provides free global Boingo Wi-Fi and most importantly, No Foreign Transaction fees.
Click here to apply for the Brim Mastercard


Top Ultra Premium Credit Card


An ultra premium credit card is one that carries a hefty annual fee ($300+) that can actually fit into any of our categories across the rankings.
From airline to hybrid to travel points they are covered here and you get better rewards and a lot more benefits with these cards.

For the fourth straight year The Platinum Card from American Express is the best Ultra Premium Card in Canada. It has the best airport lounge access benefits out of any publicly available card in Canada, provides automatic hotel elite status with several popular programs, offers discounts on premium class travel and so much more. On top of this it has good earn rates and the amazing redemption options from the Membership Rewards program including any travel at anytime and conversions to Aeroplan and other airlines. This Ultra Premium card is really tough to beat.

Click here to learn more and to apply for this card

The top 5 cards in the Ultra Premium Card category have remained the same as in 2023.

Already discussed above, The Platinum Card from American Express retains its position as the best Ultra Premium Card in Canada.

In second spot is the TD Aeroplan Visa Infinite Privilege Card thanks to providing a wealth of benefits when you travel with Air Canada and relatively strong points earning rates. It also has access to Maple Leaf Lounges in North America plus Visa Airport Companion membership with six free lounge visits each year. Not to mention, Canada also voted it as their favourite Ultra Premium Card in our 2023 Canada's Choice Awards.
Click here to apply for the TD® Aeroplan® Visa Infinite* Privilege Card

In third spot is the American Express Aeroplan Reserve Card. It provides the highest points earning possible when purchasing Air Canada flights and a host of benefits for flying with Air Canada. It also provides an annual Priority Pass lounge access membership. This is the card you want if you spend a lot of cash with Air Canada.
Click here to apply for the American Express® Aeroplan®* Reserve Card

Keeping its place in fourth is the RBC Avion Visa infinite Privilege Card. RBC's Ultra Premium card for its Avion Rewards program provides Visa Airport Companion membership with six free lounge visits each year. It has a flat 1.25 point earn rate on all purchases and this card allows for business class redemptions at $2 per 100 points which provides a 2.5% return. It also has conversion options to British Airways, Cathay Pacific, WestJet and several other programs which give this card additional flexibility.
Click here to apply for the RBC Avion Visa Infinite Privilege Card

The Scotiabank Platinum American Express Card remains in fifth spot in this category. It had some changes made to it in 2022 that were for the most part an improvement to the card. Like the other Scotia cards it offer No FX Fees and also awards 2 points per dollar spent on all eligible spending worldwide. With a 1 cent per point value when redeeming for any travel that translates to a 2% return on all spending. Throw in 10 annual lounge access passes and you can see why this is a pretty amazing travel rewards card.
Click here to apply for the Scotiabank Platinum American Express Card


Top Small Business Travel Rewards Credit Card


The Small Business Travel Rewards Credit Card has cards that can actually fit into any of our categories across the rankings
From airline to hybrid to travel points they are covered here but are simply small business/enterprise cards!

Taking the top spot in this category for 2024 is the American Express Business Edge Card. Basically the business version of the coveted Cobalt Card, the Amex Business Edge has a 3x points multiplier on important categories for small business owners including office supplies & electronics, rides & gas, eats & drinks. Like other Membership Rewards cards those points can then be used towards any travel bookings, statement credits (3 points = 3% return) and they can be converted to programs such as Air Canada Aeroplan, British Airways Executive Club and others.

Click here to learn more and to apply for this card

There were no changes in this category from 2023 to 2024.

Already discussed above, the American Express Business Edge Card takes top spot in this category thanks to strong earn rates and the utmost in flexible and valuable travel redemption options.

Taking the second spot in this category is the Business Platinum Card® from American Express. This card is perfect for small businesses who want a card that provides great travel benefits without being tied to one airline. The card has a strong non-category bonus earn rate that of course is part of Membership Rewards so you get all the flexibility in travel rewards options the program provides.
Click here to apply for the Business Platinum Card® from American Express

In third place, we have another Scotia card, the Scotiabank Passport Visa Infinite Business Card which like its consumer sibling is a very well rounded travel rewards card. It provides a nice and easy 1.5 points on every dollar spent (a 1.5% return) that can be redeemed for any travel, lounge access with free passes and strong travel insurance. All of this and it charges No Foreign Transaction fees which is ideal for businesses who import a lot of product from outside of Canada and use a credit card to pay for those purchases.
Click here to apply for the Scotiabank Passport Visa Infinite Business card

The RBC Avion Visa Infinite Business Card takes fourth spot in this category. It benefits from a flat earn rate of 1.25 points per dollar spent plus the variety and flexibility of Avion Rewards. You can redeem for flights via the Avion Air Travel Redemption Schedule, any travel booked via Avion Rewards or convert to airlines like British Airways Executive Club or WestJet Rewards.
Click here to apply for the RBC Avion Visa Infinite Business Card

Rounding out this category is the American Express® Aeroplan®* Business Reserve Card. This card is perfect for business who utilize Air Canada as their primary airline of choice. It has strong points earning rates, namely 3 points per dollar with Air Canada, benefits for flying with Air Canada like Priority Check In and Priority Boarding plus Maple Leaf Lounge Access and a Priority Pass membership.
Click here to apply for the American Express® Aeroplan®* Business Reserve Card



Wrapping it up

There you have it! Canada's Top Travel Rewards Credit Cards for 2024! Whether you want to maximize the amount of points you earn for every hard earned dollar you spend or want to have airport lounge access and deals at the most luxurious hotels, there are cards in the rankings that will cover you.

Honestly all of the cards listed above should help you with your travels in one way or another. With well over 70 travel credit cards to choose from our rankings should definitely help narrow down the selection to find the right card or cards to add to your portfolio.

If you would like more details on our consideration process for the Top Travel Rewards Credit Cards you can read the factors behind our rankings right here

Not interested in travel rewards or want to supplement the travel rewards cards in your wallet with cash back? Be sure to check out our Top Cash Back Credit Card rankings!

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American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

2024 Top Overall Travel Rewards Card | 2024 Top Hybrid Travel Rewards Card
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2x the points on eligible ride shares, transit & gas in Canada
  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online 
  • Earn 1x point for every $1 in Card purchases everywhere else
  • Enjoy access to hotel bookings, and up to $100 USD hotel credit  to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the American Express Cobalt Card


TD Aeroplan Visa Infinite Card Top Airline Credit Card

TD® Aeroplan® Visa Infinite* Card

2024 Top Airline Credit Card
Earn up to $1,200 in value† including up to 50,000 Aeroplan points†
Conditions Apply. Account must be approved by June 3, 2024.

Annual Fee $139 | Additional Cards: $75 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




Earn up to $1,200 in value†, including up to 50,000 Aeroplan points† (enough for a round trip to New York City†), and additional travel benefits. Account must be approved by June 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
  • Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening†
  • Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening†
  • Enroll for NEXUS and once every 48 months get an application fee rebate†
  • Plus, share free first checked bags with up to 8 travel companions†

Earning Aeroplan Points

  • Earn 1.5 points† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point† for every $1 spent on all other Purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing
  • Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks® Rewards account. Conditions apply. Learn more.
Card Benefits
  • Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
  • Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
  • Click here to apply for TD Aeroplan Visa Infinite Card

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.



American Express Gold Rewards Card



American Express® Gold Rewards Card®

Ranked the 3rd best overall travel rewards credit card in Canada
Earn up to 60,000 Membership Rewards® points

New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

Annual Fee: $250 | Additional Card Fee: $0 for first additional a card, $50 for all others | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM  – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • • Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
  • *American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
  • Click here to apply for the American Express Gold Rewards Card



Scotiabank Gold American Express Card
Canada's Top Travel Points Card Canada's Top No Foreign Transaction Fee Card

Scotiabank Gold American Express Card

2024 Top Travel Points Credit Card with an annual fee | 2024 Top No Foreign Transaction Fee Credit Card

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points¹. Offer ends Jul 1, 2024

Annual Fee: $120 | Additional Cards: $29 | Minimum Income $12,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 20,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Earn 20,000 bonus Scene+ Rewards points when you spend $7,500 within your first 12 months
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards
  • Click here to apply for Scotiabank Gold American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information



MBNA Rewards World Elite® Mastercard®

Rated as a Points Earning Machine by Rewards Canada. Learn more.



MBNA Rewards World Elite® Mastercard®

Earn up to 30,000 MBNA Rewards Points†

20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
10,000 bonus points†† (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

$120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).



Terms & Conditions apply




  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  • Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers, and 24.99% on cash advances.
  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
  • $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).
  • To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater.††††
  • This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
  • Click here to apply for the MBNA Rewards World Elite® Mastercard®

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..


Scotiabank Gold American Express Card
Canada's Top Travel Points Card Canada's Top No Foreign Transaction Fee Card

Scotiabank Gold American Express Card

2024 Top Travel Points Credit Card with an annual fee | 2024 Top No Foreign Transaction Fee Credit Card

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points¹. Offer ends Jul 1, 2024

Annual Fee: $120 | Additional Cards: $29 | Minimum Income $12,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 20,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Earn 20,000 bonus Scene+ Rewards points when you spend $7,500 within your first 12 months
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards
  • Click here to apply for Scotiabank Gold American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information



MBNA Rewards World Elite® Mastercard®

Rated as a Points Earning Machine by Rewards Canada. Learn more.



MBNA Rewards World Elite® Mastercard®

Earn up to 30,000 MBNA Rewards Points†

20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
10,000 bonus points†† (approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

$120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).



Terms & Conditions apply




  • Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point for every $1 on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
  • Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers, and 24.99% on cash advances.
  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
  • $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).
  • To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater.††††
  • This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
  • Click here to apply for the MBNA Rewards World Elite® Mastercard®

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..



Scotiabank Passport Visa Infinite Card Canada's Choice Top No Foreign Transaction Fee Card

Scotiabank Passport Visa Infinite Card

Canada's Choice for Top No Foreign Transaction Fee Rewards Credit Card 2023

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points¹ and first year annual fee waived¹. Offer ends Jul 1, 2024

Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 30,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least
    $40,000 in everyday net eligible purchases annually.
    - $150 primary card fee waiver for the first year
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2x Scene+ Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Click here to apply for Scotiabank Passport Visa Infinte Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.4, 2024. Subject to change.



CIBC Aventura® Visa Infinite* Card



CIBC Aventura® Visa Infinite* Card

Welcome Offer: Join and get up $1,500 in value including a first year annual fee rebate!†

Annual Fee $139 | Additional Cards (Up to 3): $50 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $60,000 personal or $100,000 household annual income †



Terms & Conditions apply




  • Here's how You can get up to $1,500 in value:
  • Get a total of up to 45,000 Aventura Points (up to $900 in travel value†)
  • 15,000 Aventura Points when you make your first purchase†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods†
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each, $150 in value): up to $289 value.†
    Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.†
  • Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

  • 2 Points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 Points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 Point for every $1 spent on all other purchases†

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

    Plus, enjoy extra valuable travel benefits
  • Travel when it’s right for you – your Aventura Points don’t expire
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • This offer is not available for residents of Quebec.
  • Click here to apply for the CIBC Aventura® Visa Infinite* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†

† Terms & Conditions Apply



TD First Class Travel® Visa Infinite* Card

TD First Class Travel® Visa Infinite* Card

Earn up to $800 in value†, including up to 100,000 TD Rewards Points† and no Annual Fee for the first year†
Conditions Apply. Account must be approved by June 3, 2024

Annual Fee: $139 | Additional Cards: $50 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




  • Earn up to $800 in value†, including up to 100,000 TD Rewards Points, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.
    • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
    • Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
    • Earn a Birthday Bonus of up to 10,000 TD Rewards Points†
    • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
    • Get an Annual Fee Rebate for the first year†.
  • To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by June 4, 2024.

  • Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants†.
  • Earn 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account†
  • Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
  • Your TD Points don’t expire as long as you are a TD First Class Travel Visa Infinite* Cardholder

  • An annual TD Travel Credit† of $100 when you book at Expedia® For TD.
  • TD Rewards Birthday bonus† that helps you celebrate in style.
  • An extensive suite of travel insurance coverages which helps you travel prepared
  • No travel blackouts†, no seat restrictions† and no expiry† for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.


American Express Green Card

Top No Fee Travel Rewards Credit Card

American Express® Green Card

2023 Top No Fee Travel Rewards Credit Card
Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.  That’s $100 towards groceries or concert tickets

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




  • Earn 1x the points on Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
  • With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the American Express Green Card



Scotiabank American Express Card

Scotiabank American Express Card

Earn up to 7,500 bonus Scene+ points within your first year (that’s up to $75 towards travel)¹ Offer ends Jul 1, 2024

Earn 2,500 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 5,000 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first year.

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Click here to apply for Scotiabank American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information



MBNA Rewards Platinum Plus® Mastercard®



MBNA Rewards Platinum Plus® Mastercard®

Earn up to 10,000 MBNA Rewards Points†

5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening.
5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

$0 annual fee | $0 Additional Card



Terms & Conditions apply




  • Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point for every $1 spent on all other eligible purchases.
  • Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points.
  • Redeem points for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers and 24.99% on cash advances.
  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
  • No annual fee.
  • This offer is not available for residents of Quebec.  For residents of Quebec, please click here.
  • Click here to apply for the MBNA Rewards Platinum Plus® Mastercard®

‡ ††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank..



Scotiabank Scene+ Visa Card

Scotiabank Scene+ Visa Card

Earn up to 7,500 bonus Scene+ points within your first year¹. Offer ends Jul 1, 24

Annual Fee: $0 | Additional Cards: $0



Terms & Conditions apply




  • Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months.
  • You are eligible to earn an additional 5,000 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months.
  • Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com
  • Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases
  • Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more
  • You'll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Click here to apply for Scotiabank Scene+ Visa Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information



CIBC Aventura® Visa* Card



CIBC Aventura® Visa* Card

Welcome Offer: Join and get up to $100 in value† for no annual fee.†

Annual Fee $0 | Additional Cards (Up to 3): $0 | Annual interest rate 20.99%† on purchases and 22.99%† on cash advances and 22.99% † on balance transfers | $15,000 household annual income



Terms & Conditions apply




  • Here’s how it adds up:
    • Get up to 10,000 Aventura Points (up to $100 in travel value†):
    • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
    • 7,500 Aventura Points after you make your first purchase within first 4 months.†

  • 1 Point for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1 Point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
  • 1 Point for every $2 spent on all other purchases†

  • Save on gas with CIBC and Journie Rewards
    Link and use your CIBC Aventura Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

    Plus, enjoy extra valuable travel benefits
  • Travel when it’s right for you – your Aventura Points don’t expire†
  • Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local - Aventura Points can be redeemed for more than just flights – use your Points for hotels and car rentals for a weekend getaway
  • This offer is not available for residents of Quebec.
  • Click here to apply for the CIBC Aventura® Visa* Card

This is a digital-exclusive offer.†
To be eligible for this offer:  
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†

† Terms & Conditions Apply


TD Aeroplan Visa Infinite Card Top Airline Credit Card

TD® Aeroplan® Visa Infinite* Card

2024 Top Airline Credit Card
Earn up to $1,200 in value† including up to 50,000 Aeroplan points†
Conditions Apply. Account must be approved by June 3, 2024.

Annual Fee $139 | Additional Cards: $75 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $60,000 personal or $100,000 household annual income



Terms & Conditions apply




Earn up to $1,200 in value†, including up to 50,000 Aeroplan points† (enough for a round trip to New York City†), and additional travel benefits. Account must be approved by June 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
  • Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening†
  • Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening†
  • Enroll for NEXUS and once every 48 months get an application fee rebate†
  • Plus, share free first checked bags with up to 8 travel companions†

Earning Aeroplan Points

  • Earn 1.5 points† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point† for every $1 spent on all other Purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing
  • Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks® Rewards account. Conditions apply. Learn more.
Card Benefits
  • Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
  • Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
  • Click here to apply for TD Aeroplan Visa Infinite Card

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.



WestJet RBC World Elite Mastercard

WestJet RBC World Elite Mastercard

Earn up to 450 welcome WestJet dollars

Receive a Status Lift of $500 in tier qualifying spend for every $15,000 in everyday purchases on your WestJet RBC World Elite Mastercard.

Annual Fee $119 | Additional Cards: $59 | Annual interest rate 19.99% on purchases and 22.99% on funds advances | $80,000 personal or $150,000 household annual income



Terms & Conditions apply




  • Get up to 450 WestJet dollars1 (a value of up to $450 off the base fare). Bonus awarded as follows:
    250 WestJet dollars upon your first purchase1
    200 WestJet dollars when you spend $5,000 in the first 3 months1
  • Annual $119/$399 Companion Flight when you sign up for and receive the WestJet RBC World Elite Mastercard.
  • Earn 1.5% back in WestJet dollars on every purchase you make with your card
  • Earn 2% back in WestJet dollars when you purchase WestJet flights or WestJet Vacations packages with your card
  • Companion flight vouchers are an annual benefit.
  • First bag free for the primary cardholder up to 8 people traveling on the same reservation to anywhere WestJet flies!
  • Companion voucher details:
    • Travel to Canada and the Continental US for $119 CAD
    • Travel to the rest of the WestJet network for $399 CAD

Refer to RBC page for up to date offer terms and conditions



American Express Aeroplan Card



American Express® Aeroplan®* Card

New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points

Annual Fee: $120 | Additional Card Fee: $50 for each Additional Aeroplan®* Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* No Fee Card to earn points faster



Terms & Conditions apply




  • New American Express® Aeroplan®* Cardmembers can earn up to 40,000 Aeroplan points
    - Earn 3,000 Aeroplan points for each monthly billing period in which you spend $1,000 in net purchases on your Card for the first 10 months of Cardmembership. That could add up to 30,000 Aeroplan points
    - Plus, you can also earn 10,000 Aeroplan points when you make a purchase between 14 and 17 months of Cardmembership
    - That’s up to $900 or more in value when you combine your welcome bonus points and card benefits
  • Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*.
  • Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
  • Standard Earn Rate: Earn 1X the points on everything else
  • Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
  • As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
  • American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
  • Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
  • 24/7 Customer Service and Emergency Card Replacement
  •  As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
  • No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply. 
  • Click here to apply for the American Express Aeroplan Card



American Express Gold Rewards Card



Air France KLM World Elite MasterCard® powered by Brim Financial

Receive a 100XP Bonus (enough for Silver Elite Status) and your first year free

Annual Fee: $132 | Additional Card Fee: $50 | Annual interest rate: 19.99% to 24.99%



Terms & Conditions apply




  • 5 bonus Flying Blue Miles per EUR spent on tickets with Air France or KLM
  • Earn 2 Miles per $ spent on food and beverages
  • Earn 1 Mile per $ spent on all purchases
  • Earn up to 30 Miles per $ spent with selected retail partners
  • Purchases with your Air France KLM World Elite MasterCard® extend the validity of your Miles by 2 years
  • Free global Boingo Wi-Fi which includes WestJet flights
  • Mastercard Travel Pass provided by DragonPass
  • Full suite of insurance
  • Click here to apply for the Air France KLM World Elite MasterCard® powered by Brim Financial



RBC British Airways Visa Infinite Card

RBC British Airways Visa Infinite Card

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite

Annual Fee: $165 | Additional Card Fee: $75 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




Receive up to 60,000 Aviosˆ, here’s how:
Step 1: Receive 15,000 Avios as welcome bonus upon approval
Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
Step 3: Another 10,000 bonus Avios after your first yearˆ
  • Collect 1 Avios for every $1 CAD spent on qualifying net purchases*
  • Collect double Avios when you shop with British Airways and BA Holidays*
  • Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you'll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking
  • 10% off British Airways flights when you book and pay with your card∞
  • Redeem for flights and more - you can spend your Avios on all of the travel things you love, including cabin upgrades with British Airways or reward flights with British Airways and any of the oneworld partner airlines to almost 1,000 destinations worldwide**
  • Comprehensive Insurances including 31–day out of country/province emergency medical insurance1, flight delay insurance2, hotel burglary3 and rental car4 insurance. Even eligible purchases you make with the card are protected3.
  • Luxury Visa Infinite benefits5 such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
  • Complimentary 24/7 Concierge Service5
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
  • Get $0 delivery fees for 12 months from DoorDash
  • Link your RBC British Airways Visa Infinite card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.

This post contains affiliate links. Please read our disclaimer for more info.


American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

2024 Top Overall Travel Rewards Card | 2024 Top Hybrid Travel Rewards Card
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 20.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2x the points on eligible ride shares, transit & gas in Canada
  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online 
  • Earn 1x point for every $1 in Card purchases everywhere else
  • Enjoy access to hotel bookings, and up to $100 USD hotel credit  to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the American Express Cobalt Card


American Express Gold Rewards Card



American Express® Gold Rewards Card®

Ranked the 3rd best overall travel rewards credit card in Canada
Earn up to 60,000 Membership Rewards® points

New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

Annual Fee: $250 | Additional Card Fee: $0 for first additional a card, $50 for all others | Annual interest rate 20.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM  – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • • Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
  • *American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
  • Click here to apply for the American Express Gold Rewards Card



RBC Avion Visa Infinite Card

RBC Avion Visa Infinite Card

Get up to 55,000 Avion points** (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)

Annual Fee: $120 | Additional Card Fee: $50 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




  • Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months**. Apply by April 30, 2024.
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
  • When you are ready to travel again, Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  • Avioners earn points that never expire so your points will be waiting for your next adventure.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  • Avioners no longer need 14-days to book travel using the RBC grid
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart
  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.



The Platinum Card from American Express

Top Ultra Premium Travel Rewards Credit Card

The Platinum Card®

2024 Top Ultra Premium Credit Card
Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away

Annual Fee: $799 | Additional Card Fee: $250 for Platinum, $0 for Gold (First 2 Cards) then $50 each



Terms & Conditions apply




  • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
  • Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership

  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands

  • Take full advantage of The American Express Global Lounge CollectionTM  which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $750 CAD at over 1,300 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis

  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for The Platinum Card from American Express



RBC ION+ Visa Card

RBC ION+ Visa Card

Earn up to 7,000 Avion points with the RBC ION+ Visa.

Monthly fee $4 ($48 annually) | Additional Cards: $0 | Annual interest rate: 19.99% on purchases, 22.99% on cash advances and balance transfers | Credit Rating: Good



Terms & Conditions apply




Get 3,500 Welcome Avion Points on approval and 3,500 bonus points with $500 min spend in 3 months

Earn 3X Avion points1 on:

  • Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceriesi
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ii
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii

Earn 1 Avion point for every $1 spent on all other qualifying purchases1

Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7

Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $308
Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card9. See how to save with DoorDash.

Mobile Device Insurance5 Included

Purchase Security and Extended Warranty Insurance5

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.


Scotiabank Gold American Express Card
Canada's Top Travel Points Card Canada's Top No Foreign Transaction Fee Card

Scotiabank Gold American Express Card

2024 Top Travel Points Credit Card with an annual fee | 2024 Top No Foreign Transaction Fee Credit Card

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points¹. Offer ends Jul 1, 2024

Annual Fee: $120 | Additional Cards: $29 | Minimum Income $12,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 20,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Earn 20,000 bonus Scene+ Rewards points when you spend $7,500 within your first 12 months
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards
  • Click here to apply for Scotiabank Gold American Express Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information



Scotiabank Passport Visa Infinite Card Canada's Choice Top No Foreign Transaction Fee Card

Scotiabank Passport Visa Infinite Card

Canada's Choice for Top No Foreign Transaction Fee Rewards Credit Card 2023

Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points¹ and first year annual fee waived¹. Offer ends Jul 1, 2024

Annual Fee: $150 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




  • Bonus offer broken down as follows:
    - Earn 30,000 bonus Scene+ Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months.
    - Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least
    $40,000 in everyday net eligible purchases annually.
    - $150 primary card fee waiver for the first year
  • You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2x Scene+ Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • No Foreign Transaction Fee
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Click here to apply for Scotiabank Passport Visa Infinte Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of Jan.4, 2024. Subject to change.



Scotiabank®* Platinum American Express® Card

Scotiabank®* Platinum American Express® Card

Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points¹
Earn 50,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 10,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months

Annual Fee: $399 | Additional Cards: $99



Terms & Conditions apply




  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ point for every $1 spent on every other purchase
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Click here to apply for Scotiabank®* Platinum American Express® Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information



Brim World Elite Mastercard

Brim World Elite Mastercard

Up to $500+ in first time bonuses from Brim merchant partners + no annual fee in the first year

Annual fee: $199 | Additional Cards: $50



Terms & Conditions apply




  • 2 points for every $1 spent up to $25,000 annually
  • 1 point for every $1 spent after that
  • No Foreign Transaction fees
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey
  • Free Global Wi-Fi
  • Comprehensive package of insurance benefits


Brim MasterCard

Brim MasterCard

Up to $200+ in first time bonuses from Brim merchant partners

Monthly fee $0 | Additional Cards: $0



Terms & Conditions apply




  • 1 point for every $1 spent
  • Free Global Wi-Fi
  • No Foreign Transaction fees

The Platinum Card from American Express

Top Ultra Premium Travel Rewards Credit Card

The Platinum Card®

2024 Top Ultra Premium Credit Card
Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away

Annual Fee: $799 | Additional Card Fee: $250 for Platinum, $0 for Gold (First 2 Cards) then $50 each



Terms & Conditions apply




  • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
  • Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership

  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands

  • Take full advantage of The American Express Global Lounge CollectionTM  which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $750 CAD at over 1,300 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis

  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for The Platinum Card from American Express



TD Aeroplan Visa Infinite  PrivilegeCard Top Ultra Premium Credit Card

TD® Aeroplan® Visa Infinite Privilege* Card

Canada's Choice for Top Ultra Premium Credit Card 2023
Earn up to $2,900 in value† including up to 85,000 Aeroplan points† and additional travel benefits. .
Conditions Apply. Account must be approved by June 3, 2024.

Annual Fee $599 | Additional Cards: $199 † | Annual interest rate 20.99% on purchases and 22.99% on funds advances | $150,000 annual personal income or $200,000 annual household income



Terms & Conditions apply




Earn up to $2,900 in value† including up to 85,000 Aeroplan points (enough for a round trip to Honolulu†) and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card†
  • Earn an additional 40,000 Aeroplan points when you spend $10,000 within 180 days of Account opening†
  • Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $15,000 within 12 months of Account opening†
    Additional Travel Benefits
  • Enroll for NEXUS and once every 48 months get an application fee rebate†
  • Share first free checked bags with up to 8 travel companions† and get unlimited access to Maple Leaf Lounges† including complementary access for one guest.
  • Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.†

  • Earn Aeroplan Points on your everyday purchases
  • Take advantage of an extensive suite of travel insurance.
  • Get access to Priority Airport Services† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades†.
  • Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
  • Earn 1.5 points† for every $1 spent on eligible gas, grocery, travel and dining purchases
  • Earn 1.25 points† for every $1 spent on all other purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)

  • Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges)†.
  • Global Airport Lounge Access†: Receive a complimentary membership to the Visa Airport Companion† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
  • Complimentary Visa Infinite Concierge† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

This offer is not available for residents of Quebec. For Quebec residents, please click here .

† Terms and Conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.



American Express Aeroplan Reserve Card



American Express® Aeroplan®* Reserve Card

New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points

Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13
That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits

Annual Fee: $599 | Additional Card Fee: $199 for each Additional Aeroplan®* Reserve Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* Reserve No Fee Card to earn points faster Annual interest rate 20.99% on purchases and 21.99% on funds advances



Terms & Conditions apply




  • New Offer: Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024
  • Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
  • Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else
  • Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Enjoy access to select Air Canada Maple Leaf LoungesTM* and Air Canada CaféTM in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight
  • Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
  • Roll over any unallocated Aeroplan EliteTM* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • American Express® Experiences opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
  • Get more from your travel experience at Toronto Pearson International Airport with:
    • Access to Pearson Priority Security Lane
    • Complimentary valet service at the Express Park and Daily Park
    • 15% discount on parking rates at the Express Park and Daily Park
    • 15% discount on Car Care Services
  • Get access to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
  • American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment. 
  • Click here to apply for the American Express Aeroplan Card



RBC Avion Visa Infinite Privilege
Card

RBC Avion Visa Infinite Privilege Card

Get 35,000 welcome Avion points on approval** - Enough to fly anywhere in Canada & the U.S (Alaska and Hawaii require more points)!

Annual Fee: $399 | Additional Card Fee: $99



Terms & Conditions apply




  • Earn 1.25 RBC Rewards points for every dollar you spend
  • Book flights, hotel stays, cruises, vacation packages, car rentals with RBC Rewards site, powered by Orbitz
  • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance
  • Priority PassTmembership and 6 lounge pass visits
  • Redeem your points toward your credit card balance using Payback with Points
  • Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love—with $0 delivery fees on orders of $12+ when you pay with an eligible RBC credit card!*
  • Instantly save 3₵ per litre on fuel & earn 20% more Petro-Points§ and RBC Rewards points when you link your Petro-Points card to any RBC Card online.
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart


Scotiabank®* Platinum American Express® Card

Scotiabank®* Platinum American Express® Card

Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points¹
Earn 50,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.
Plus, for a limited time, you are eligible to earn a 10,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months

Annual Fee: $399 | Additional Cards: $99



Terms & Conditions apply




  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ point for every $1 spent on every other purchase
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Click here to apply for Scotiabank®* Platinum American Express® Card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information


American Express Business Edge™ Card

Top Small Business Travel Rewards Credit Card

American Express Business Edge™ Card

Top Small Business Travel Rewards Credit Card for 2023
Earn up to 67,000 welcome bonus Membership Rewards® points

Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000 points.
You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card.
This could add up to 12,000 extra points in a year. That’s $670 in statement credits that can be reinvested in your business. 

Annual Fee: $99 | Additional Card Fee: $0

Earn points that you can redeem in a variety of ways.

  • Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.
  • Earn 1x the points on all other purchases charged to the Card
  • Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part.  Redeem points for statement credits and to book flights, hotels, and car rentals.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month.
  • Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business EdgeTMCard.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.



Business Platinum Card® from American Express

Business Platinum Card® from American Express

Earn up to 120,000 bonus Membership Rewards® points

Annual Fee: $799 | Additional Card Fee: $250 annually for Business Platinum Cards; $0 for Business Gold Cards | Purchase Interest: 20.99% - 28.99% on Flexible Payment Option limit and 30% on Due In Full balance



Terms & Conditions apply




  • Earn 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership.
  • Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership.
  • That’s up to $1,200 in statement credit that can be reinvested in your business

Earn points that you can redeem in a variety of ways.

  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
  • Bolster your business with up to $820 in annual business and travel statement credit
  • Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.
  • Enroll and earn up to $120 in eligible Wireless Credits each year.
  • Access a $200 Annual Travel Credit each year of your Cardmembership

Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  • Pay for business expenses over time with Flexible Payment Option.
  • This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Enjoy exclusive benefits for you and your business.

  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
  • Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
  • Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
  • Enjoy Fine Hotels + Resorts benefits at over 1,300 properties worldwide like guaranteed late check-out, complimentary breakfast for two, and more with Business Platinum.
  • Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy
  • Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
  • Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership
  • Access comprehensive insurance coverage for your travel needs.
  • Equip your business with Mobile Device Insurance

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment



Scotiabank Passport Visa Infinite Business card

Scotiabank Passport Visa Infinite Business card

Earn up to 40,000 bonus Scene+ Rewards points in your first year (that’s up to $400 towards travel)

Annual Fee: $199 | Additional Cards: $0 for first card $50 for each additional | Minimum Income $60,000



Terms & Conditions apply




Bonus offer broken down as follows:
- Earn 30,000 bonus Scene+ Rewards points by making at least $5,000 in everyday eligible purchases in your first 3 months.
- Plus, as a Scotiabank Passport Visa Infinite Business cardholder, you are eligible to earn an annual 10,000 Scene+ Rewards point bonus when you spend at least $60,000 in everyday net eligible purchases annually.



RBC Avion Visa Infinite Business

RBC Avion Visa Infinite Business

Get 25,000 RBC Rewards points upon approval

Annual Fee: $175 | Additional Card Fee: $75



Terms & Conditions apply




  • The Avion Visa Infinite Business card is your new business partner and can help manage with your day to day.
  • Track and separate your business expenses with industry leading reporting tools and controls to simplify your day to day
  • Get more time to pay suppliers with a 21 day grace period on top of your 30 day statement-- that's 51 days
  • Get exclusive Avon Infinite privileges and benefits as a business owner
  • Earn 1.25 RBC Rewards points for every $1 spent in net eligible purchases with your credit card4. The highest earn rate on any of our business cards
  • Receive access to RBC Offers, where you can save money or earn RBC Rewards points5
  • Book any flight, on any airline at anytime7. Take a look at our Air Travel Redemption Schedule to see how you can make the most of your points!
  • Transfer your RBC Rewards points towards other eligible loyalty programs (WestJet Rewards, British Airways Executive Club, American AAdvantage, Cathay Pacific Asia Miles. Look for the transfer bonuses to the airlines several times per year!)
  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance
  • Redeem your points toward your credit card balance using Payback with Points
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Business Reserve Card

Earn up to 90,000 Welcome Bonus Aeroplan®* points.

Annual Fee: $599 | Additional Card Fee: $199 for Aeroplan®* Business Reserve Cards to share some of the benefits and earn Aeroplan points faster, $0 for Aeroplan®* Business Reserve No Fee Cards to earn points faster | Annual interest rate 19.99% on purchases



Terms & Conditions apply




Earn up to 90,000 Welcome Bonus Aeroplan®* points

  • Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
  • Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.

Earn Aeroplan points that you can redeem in a variety of ways.

  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals.
  • Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

  • Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
  • Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
  • Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
  • Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment


Legal disclaimers:
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment

MBNA: Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

Scotiabank: *See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information

TD: Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button


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