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Koho Prepaid Credit Card Offers

Updated on September 30, 2022

Cash Back Cards


Koho Premium Prepaid Mastercard

Koho Extra Prepaid Mastercard

No welcome bonus at this time

Annual Fee: $9 monthly or $84 annual subscription fee (Free 30 day trial) | Additional Card Fee: $0 | Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Visa direct load



Terms & Conditions apply




  • Money-Back Rewards: earn a minimum 0.5% cash back on all purchases and an additional 2% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
  • Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  • Signup/Referral Bonus: Get an additional 1% cash back on all purchases for 90 days when you sign up for KOHO with a referral code and when you refer a friend (Can earn up to 10% cash back for 90 days)
  • No FX fees. We’ve waived the 2-3% you’re usually charged when you spend outside of Canada
  • Price match. We offer in-app price protection to get the absolute lowest possible price on your purchases
  • Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
  • Plus opt in for Koho Save and begin earning 0.5% instant cash back and a 1.2% interest rate on your whole balance



Koho Reloadable Prepaid Mastercard

Koho Reloadable Prepaid Mastercard

No welcome bonus at this time

Annual Fee: $4 monthly or $48 annual subscription fee | Additional Card Fee: $0 | Purchase Interest Rate: $0 - you can only spend your own funds with KOHO Cash Advance: You are able to withdraw up to $800 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Visa direct load



Terms & Conditions apply




  • Money-Back Rewards: a minimum 0.25% cash back on all purchases and an additional 1% on 3 main spending categories your wallet cares about: groceries, transportation, eating & drinking
  • Merchant Cash Back: Earn additional cash back with merchant partners listed ​here
  • Signup/Referral Bonus: Get an additional 1% cash back on all purchases for 90 days when you sign up for KOHO with a referral code and when you refer a friend (Can earn up to 10% cash back for 90 days)
  • Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online
  • Add your KOHO card to Apple, Samsung or Google Pay
  • Plus opt in for Koho Save and begin earning 0.5% instant cash back and a 1.2% interest rate on your whole balance



Bank Account Offers

N/A
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