RBC Offers is a program run by Royal Bank of Canada whereby they offer exclusive offers to people who hold their credit cards. These are the same as the famous Amex Offers that launched years ago and were revamped in 2019. These offers work the same way in that you have to be targeted for them and they vary by card and cardmember. The offer can be a discount, a statement credit or even bonus points. RBC offers do tend to be updated with regular frequency and from my experience there are not always emails alerting you to new offers. The best bet to find them all is to log in to your account to see offers are available. You can also check this page frequently as we try to put all the offers here. What follows here is our summary of current RBC Offers followed by a guide to and tips for making the most of RBC Offers.
Current RBC Offers
Key to the cards:
For more details on or to apply for any of the RBC Cards listed above please visit Rewards Canada's RBC offers page.
How to find and register for the offers
For most offers you should receive an email from RBC to know that you are eligible to register for them. However you can also check to see what offers you are eligible for by signing in to your RBC account online or via the RBC mobile app. Here is a quick guide on how to find and register for the offers.
RBC Account Online
Once you log in to your account online, you'll see a navigation menu front and centre:
This will take you to your offers screen where you have a summary of your savings to date followed by featured offers and then by scrolling down you'll see all available offers:
Simply click on one of the available offers and you'll receive a pop up that provides instructions on how to avail of the offer
The instructions and action will depend on the offer. You may simply have to click the link provided, use the promo code and the proper card for the purchases or you may have to actually register your card for the offer. The latter is usually required for statement credit offers.
Below the Your Available Offers section you can see which offers you have registered for in the Your Lloaded Offers section:
RBC Mobile App
Once you log in to your account on the RBC mobile app simply scroll down your screen to the offers section or one the 'More' button on the bottom right and tap on Explore Offers to see your available offers. Click on whichever offer interests you to learn of the details and to register if necessary. You can also tap on 'Loaded' to see what offers you have already registered for. That's all it takes!
RBC Offers Tips
If you carry more than one RBC card and receive an offer on multiple cards you can ask the retailer to split your payment if the purchase total is high enough for multiple statement credits.
Use your cards regularly to get offers sent to you. Cards that aren't being utilized, i.e. just sitting in a drawer won't have offers sent to them.
Do RBC Offers actually work?
If you are wondering if the offers work properly and are worth taking advantage of here is a screenshot showing my savings to date:
RBC card of the month:
Talk to us!
Let us know in the comments if you come across a new RBC offer that is not listed above or you have an offer we do list but came to card that is not mentioned and we'll add it as soon as possible. Also feel free to let us and our readers know of how you have taken advantage of these offers, how much you have saved or if you have any other tips on how to maximize these offers! Tell us in the comments section below or join the conversation on Facebook and Twitter!