Guide to Choosing a Travel Rewards Credit Card

Choosing a new Travel Rewards Credit Card can be a daunting task with all the options available to Canadians. We hope our guide here will help you out and make the decision a little bit easier for you.

STEP 1: Read our Choosing A Travel Rewads Credit Card article for a brief description of the types of travel rewards credit cards and what to look out for when choosing one.

STEP 2: View our Choosing a Travel Rewards Credit Card Flow Chart(in the process of being updated) to help narrow down what category and type of card you should choose.

STEP 3: View one or all of our extremely popular Credit Card Comparison charts for a side by side comparison of Canadian travel rewards credit cards
1. Most Popular Travel Rewards Credit Cards
2. All Canadian Travel Rewards Credit Cards
3. Travel Points Credit Cards Only
4. Hybrid Credit Cards Only
5. Airline (Frequent Flyer) Credit Cards Only
6. Hotel (Frequent Guest) Credit Cards Only
7. Cash Back Credit Cards Only

STEP 3A: If you are thinking of going with a travel points card see our Travel Anywhere Credit Card Comparison chart to see how much you need to spend to be rewarded.

STEP 4: See if the card you like the most made it into our Canada's Top Travel Rewards Credit Card 2021 feature (if not please don't despair as your original choice may be the best card for you!)

STEP 5: Make your decision!

Credit Card Resources on RewardsCanada.ca
Articles	Features	Charts
Why proprietary credit card reward programs are the best option for most Canadians Credit cards that help you avoid those dreaded airline fees The Top 5 Credit Cards for Earning Points and Miles Choosing A Travel Rewards Credit Card Top 4 Coalition Reward Program Credit Cards Credit Card Reward Tickets Travel Reward Credit Card Medical Insurance Coverage Why my wife and I each grabbed our own WestJet RBC World Elite Mastercards Which Card Earns the Most Aeroplan Miles? Top 5 Mastercard Cards to use at Costco The First Steps in Choosing a Travel Rewards Card Which credit cards can be used to cover award ticket taxes, fees and surcharges? Why 'no foreign transaction fees' hasn't proliferated in the Canadian credit card market 2015: The Year Credit Card Rewards Come Crashing Down to Earth? What happens to miles/points when you cancel your credit card Credit Card Showdown: mbna SmartCash World Mastercard vs. American Express SimplyCash Card Is Black the new Gold?	Canada's Top Travel Rewards Credit Card 2018 Canada's Top Travel Rewards Credit Card 2017 Canada's Top Travel Rewards Credit Card 2016 Canada's Top Travel Rewards Credit Card 2015 Canada's Top Travel Rewards Credit Card 2014 Canada's Top Travel Rewards Credit Card 2013 Canada's Top Travel Rewards Credit Card 2012 Canada's Top Travel Rewards Credit Card 2011 Canada's Top Travel Rewards Credit Card 2010 Canada's Top Travel Rewards Credit Card 2009 Canadians Pick their Top Travel Rewards Credit Cards for 2015 - Results of our Canada's Choice Vote!	Most Popular Travel Rewards Credit Card Comparison All Canadian Travel Rewards Credit Card Comparison Travel Points Credit Card Comparison Hybrid Credit Card Comparison Airline (Frequent Flyer) Credit Card Comparison Hotel (Frequent Guest) Credit Card Comparison Choosing a Travel Rewards Credit Card Flow Chart Airlines and Hotels Programs you can earn miles or points with Canadian Credit Cards Travel Anywhere Credit Card Comparison
Credit Card Reviews	Credit Card Bonuses
American Express Gold Rewards Card ATB Gold My Rewards Travel Mastercard Review BMO AIR MILES Mastercard BMO CashBack World Elite Mastercard BMO World Elite Mastercard CIBC Aventura World Mastercard mbna Alaska Airlines Mastercard Priority Club® World Mastercard® from Capital One® RBC Visa Infinite Avion Scotiabank Gold American Expres Card SimplyCash Preferred Card from American Exoress TD Aeroplan Visa Infinite	Find bonus mile/point offers for: American Express \| Mastercard \| mbna \| Visa

This month's Credit Card Spotlight:

HSBC World Elite® Mastercard®
Earn up to 80,000 Points* PLUS a full annual fee rebate for the Primary Cardholder for the first year

Primary Cardholder Annual Fee: $149 (1st year annual fee rebate)
Authorized User Annual Fee: $50 Per Card
Annual interest rate: 19.9% on purchases and 22.9% on cash advances and balance transfers.
$80,000 personal or $150,000 household annual income

Special offer: Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by October 31, 2022. Conditions apply.
• Welcome bonus of 20,000 points* ($100 travel value)
• Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
• Earn 20,000 points* as an anniversary bonus ($100 travel value)
• First year annual fee rebate for the primary cardholder* ($149)
• Receive a $100 annual travel enhancement credit*

• Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
• No foreign transaction fees. Only the exchange rate will apply
• Enjoy maximum flexibility and redeem your Points on your terms for:

• Travel
• Gift cards and valuable merchandise
• Financial rewards
• Rewards for miles

*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)

Guide to Choosing a Travel Rewards Credit Card

Credit Card Resources on RewardsCanada.ca

Articles

Features

Charts

Credit Card Reviews

Credit Card Bonuses

This month's Credit Card Spotlight: