American Express Cobalt™ Card Confirmed Multiplier Locations

American Express Cobalt Card Confirmed Multiplier Locations

See where in the world you can earn 5x, 3x, 2x and 1x points with the best credit card in Canada

Last Updated on February 7, 2023

Back in 2017 one of our readers asked us a question via the comments on our post Two months in and the American Express Cobalt is living up to its name to see if there is a published list of where you can maximize spending on the Cobalt card via the 5x Multiplier locations.

Multiplier Question

We replied that there was not a published list but would be willing to put one together with the help of our readers. And that's how this feature came to life. Now, nearly six years later it has become one of the most popular features on Rewards Canada and thanks to our community, the list is one of the most comprehensive that you'll find - not only in terms of multipliers for the Cobalt Card but as a resource to see where Amex cards in general are accepted!

Searchable and sortable data

In February 2023 the feature received a major update as we moved away from a simple list format to searchable and sortable tables which makes it much easier to find locations! As well the listings are no longer separated by points earning but rather are now split into three sections: Canada, the United States and the rest of the World. Please note that merchants may change at any time so while a merchant may be listed in one category when you read this page it is entirely possible that they switch categories before we are able to update it.

Help Contribute!

You can help the Rewards Canada Community by commenting below or contacting us to let us know about new merchants or if a merchant changes.

Latest additions to the list:

Click here to see the latest additions (Feb 7, 23)
Click here to see the latest additions
(Feb 2, 23)
Click here to see the latest additions
(Jan 16, 23)

Quick Tips for the new tables!

  • !! Mobile Users !!: If you are viewing this page on mobile we recommend clicking the toggle icon so that the data is shown in card view
  • You can search any data you like, the merchant name (ie East Side Marios), city (ie Vancouver) and so forth!
  • If your desired result doesn't display, it doesn't necessarily mean the merchant does not accept Amex. It could very well be that no one from the Rewards Canada community has shopped there and/or contributed it for us to add here. That means you can be the first do so!
  • If you have sorted your search data and want to return to the initial results simply click on the refresh icon
  • To reset the entire table simply clear the search box of any text

American Express Cobalt Card Top Overall Travel Rewards Credit CardTop Hybrid Travel Credit

American Express Cobalt® Card

2023 Overall Top Travel Rewards Card
2023 Top Hybrid Travel Rewards Card

This is the best overall credit card in Canada!

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) Additional Cards: $0
Annual interest rate 20.99% on purchases and 21.99% on funds advances

• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. That’s up to $300 towards a weekend getaway or concert tickets

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
• Earn 3x the points on eligible streaming subscriptions in Canada
• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B 
• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

• Transfer points 1:1 to several frequent flyer and other loyalty programs
• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
• Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

Apply Now

Confirmed Multipliers - Canada

Merchant City Province Points

Confirmed Multipliers - United States

Merchant City State Points

Confirmed Multipliers - Rest of the World

Merchant Country Points

Amex Shop Small Website

Another option to find merchants is to check American Express Canada's Shop Small website - it lists all their independent merchants where you can use your American Express cards at. It doesn't tell you what category they fall under but in most cases the restaurants, bars and grocery stores should fall under the Eats & Drink category.

American Express Cobalt Card resources on Rewards Canada:


This feature was first posted on December 7, 2017 and is continually updated

Talk to us!