Back in 2017 one of our readers asked us a question via the comments on our post Two months in and the American Express Cobalt is living up to its name to see if there is a published list of where you can maximize spending on the Cobalt card via the 5x Multiplier locations.
We replied that there was not a published list but would be willing to put one together with the help of our readers. And that's how this feature came to life. Now, over six years later it has become one of the most popular features on Rewards Canada and thanks to our community, the list is one of the most comprehensive that you'll find - not only in terms of multipliers for the Cobalt Card but as a resource to see where Amex cards are accepted in general!
Searchable and sortable data
In February 2023 the feature received a major update as we moved away from a simple list format to searchable and sortable tables which makes it much easier to find locations! As well the listings are no longer separated by points earning but rather are now split into three sections: Canada, the United States and the rest of the World. Please note that merchants may change at any time so while a merchant may be listed in one category when you read this page it is entirely possible that they switch categories before we are able to update it.
Multiplier submission spreadsheet
We have created a new Google Sheets spreadsheet for our community to use to contribute the multipliers. It should make the submission process easier for both you and me! You can find the spreadsheet here. (If you don't want your name tracked in the changes by Google Sheets simply log out of your Google account before submitting, it will just show up as anonymous!)
You can help also contribute by commenting below or contacting us to let us know about new merchants or if a merchant changes.
Latest additions to the list:
- Fairplay Pet Supplies - Calgary, Alberta 1x points
- Bravo Pizza - Calgary, Alberta 5x points
- Co-op Gas Bar ( Cranberry Avenue) - Nanaimo, British Columbia 2x points
- The Lancaster Smokehouse, - Kitchener, Ontario 5x points
- A&W #4487, 642 Church St, - Toronto, Ontario 5x points
- Cabano's Cheeseburgers - Toronto, Ontario 5x points
- Dave and Lavernes Modern Diner - Winnipeg, Manitoba 5x points
- Mystic Ramen - Hamilton, Ontario 5x points
- Nottawasaga Inn (Restaurant/Bar) - Alliston, Ontario 5x points
- State & Main - London, Ontario 5x points
- Tim Hortons 9042 - Scarborough, Ontario 5x points
- The Duke on Sydenham - Strathroy, Ontario 5x points
- Mexicactus Bar & grill in London, Ontario 5x points
- Oretta King West - Toronto, Ontario 5x points
- bar6ix - Mississauga, Ontario 5x points
- La Casa Ristorante - London, Ontario 5x points
- Rei dos Leitoes - London, Ontario 5x points
- Fatty Patty's - London, Ontario 5x points
- Roses Social - Toronto, Ontario 5x points
- Ruby Soho - Toronto, Ontario 5x points
- Tavern on Main - Fort McMurray, Alberta 5x points
- Sesame Restaurant Sesameresturant.ca - Montreal, Quebec 5x points
- Escondite - Montreal, Quebec 5x points
- Beijing Dumpling - Montreal, Quebec 5x points
- Banh Mi Girl - Ottawa, Ontario 5x points
- ChiCha San Chen - Ottawa, Ontario 5x points
- Turkish Kebab House - Ottawa, Ontario 5x points
- Parma Ravioli - Ottawa, Ontario 5x points
- TD Place - Ottawa, Ontario 5x points
- Barley Mow - Ottawa, Ontario 5x points
- East India Company -Ottawa, Ontario 5x points
- Kichesippi Bar and Brewery - Ottawa, Ontario 1x points
- Taksim Sweets and Bakes, Ottawa, Ontario 1x points
- Circles & Squares Cafe & Bakery - Toronto Ontario 1x points
- Thai Mart, Toronto Ontario 5x points
- Bready - Vaughan, Ontario 5x points
- Fiftylan - Toronto, Ontario 5x points
- Tropic Love - Toronto Ontario 5x points
- Bobbie Sue's Mac + Cheese - Toronto Ontario 5x points
- Molly Tea - Thornhill Ontario 5x points
- A Centreville - Toronto Ontario 1x points
- Reply - Toronto Ontario 5x points
- A Butter Block - Calgary, Alberta 5x points
- Casa Catrina - Calgary, Alberta 5x points
- Lina's Market Hall - Calgary, Alberta 5x points
- Proof Cocktail Bar - Calgary, Alberta 5x points
- Warraich Meats- Toronto, Ontario 5x points
- Toronto Bike Share - Toronto, Ontario 2x points
- Craig’s Cookies - Canada wide 5x points
- OEB Breakfast Co - Canada wide 5x points
- JP Foods Inc. - Chilliwack, British Columbia 5x points
- Mission Horse Brunch Cafe - Mission, British Columbia 5x points
- The Best Grill - Langley, British Columbia 5x points
- House & Honey - Toronto, Ontario 1x points
- Ajisen Ramen - Province Wide, Ontario 5x points
- Danish Pastry House - Province Wide, Ontario 5x points
- De Mello Coffee - Toronto, Ontario 5x points
- Flipper’s - Toronto, Ontario 5x points
- Heavenly Dreams Ice Cream - Toronto, Ontario 5x points
- Icee Cool Beverages - Toronto, Ontario 5x points
- Nord Lyon - Toronto, Ontario 5x points
- Szechuan Express - Toronto, Ontario 5x points
- Trattoria Mercatto - Toronto, Ontario 5x points
Quick tips for using the tables!
- !! Mobile Users !!: If you are viewing this page on mobile we recommend clicking the toggle icon so that the data is shown in card view
- You can search any data you like, the merchant name (ie East Side Marios), city (ie Vancouver) and so forth!
- If you are searching by city or town name, the larger merchants who are Canada wide or province wide will not show up in the results. For larger merchants it is better to search by their name rather than location
- If your desired result doesn't display, it doesn't necessarily mean the merchant does not accept Amex. It could very well be that no one from the Rewards Canada community has shopped there and/or contributed it for us to add here. That means you can be the first do so!
- Click on the icon if you would like to view it as a full screen chart (a good option to view more rows at once)
- If you have sorted your search data and want to return to the initial results simply click on the refresh icon
- To reset the entire table simply clear the search box of any text
Instructional Video
Visual learner? This video shows you how to use the charts and search functions:
American Express Cobalt® Card
Top Overall Travel Rewards Card 2025 | Top Hybrid Travel Rewards Card 2025 | #3 Best Cash Back Card in Canada
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets
For non-Quebec residents, $12.99/month (Equals $155.88 annually). For Quebec residents, $150/year | Additional Cards: $0 | Annual interest rate 21.99% on purchases and 21.99% on funds advances Missed payment applicable rates, 25.99% - 29.99%
- Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
- Earn 3x the points on eligible streaming subscriptions in Canada
- Earn 2x the points on eligible ride shares, transit & gas in Canada
- Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online
- Earn 1x point for every $1 in Card purchases everywhere else
- Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
- Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex ExperiencesTM
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
- Click here to apply for the American Express Cobalt Card
| Merchant | City | Province | Points |
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| Merchant | City | State | Points |
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| Merchant | Country | Points |
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Amex Shop Small Website
Another option to find merchants is to check American Express Canada's Shop Small website - it lists all their independent merchants where you can use your American Express cards at. It doesn't tell you what category they fall under but in most cases the restaurants, bars and grocery stores should fall under the Eats & Drink category.
American Express Cobalt Card resources on Rewards Canada:
- American Express improves the Cobalt Card - yes the best card in Canada just got even better
- Loyalty Lesson: Is a 30% return on credit card spending possible? Yes, it sure is!
- Introducing the American Express Cobalt Card - this card is simply amazing
- Rewards Canada's review of the American Express Cobalt Card
- Are the American Express Cobalt Card category multipliers available globally?
This feature was first posted on December 7, 2017 and is continually updated