Last Updated on February 7, 2023
Back in 2017 one of our readers asked us a question via the comments on our post Two months in and the American Express Cobalt is living up to its name to see if there is a published list of where you can maximize spending on the Cobalt card via the 5x Multiplier locations.
We replied that there was not a published list but would be willing to put one together with the help of our readers. And that's how this feature came to life. Now, nearly six years later it has become one of the most popular features on Rewards Canada and thanks to our community, the list is one of the most comprehensive that you'll find - not only in terms of multipliers for the Cobalt Card but as a resource to see where Amex cards in general are accepted!
In February 2023 the feature received a major update as we moved away from a simple list format to searchable and sortable tables which makes it much easier to find locations! As well the listings are no longer separated by points earning but rather are now split into three sections: Canada, the United States and the rest of the World. Please note that merchants may change at any time so while a merchant may be listed in one category when you read this page it is entirely possible that they switch categories before we are able to update it.
You can help the Rewards Canada Community by commenting below or contacting us to let us know about new merchants or if a merchant changes.
Click here to see the latest additions (Feb 7, 23)
Click here to see the latest additions (Feb 2, 23)
Click here to see the latest additions (Jan 16, 23)
2023 Overall Top Travel Rewards Card • In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. That’s up to $300 towards a weekend getaway or concert tickets • Transfer points 1:1 to several frequent flyer and other loyalty programs |
Merchant | City | Province | Points |
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Merchant | City | State | Points |
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Merchant | Country | Points |
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Another option to find merchants is to check American Express Canada's Shop Small website - it lists all their independent merchants where you can use your American Express cards at. It doesn't tell you what category they fall under but in most cases the restaurants, bars and grocery stores should fall under the Eats & Drink category.
This feature was first posted on December 7, 2017 and is continually updated