Special offer: Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*. Must apply by August 31, 2023. Conditions apply.

• Welcome bonus of 20,000 points* ($100 travel value)
• Earn 10,000 points* each month when you spend at least $1,000 each month for the first 6 months of account opening (up to $300 travel value)
• First year annual fee rebate for the primary cardholder* ($149)
• Receive a $100 annual travel enhancement credit*

• With the HSBC World Elite Mastercard you earn 6 points for $1 in Net Purchases which are Travel Purchases, 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases and 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases.
• Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges.
• Enjoy maximum flexibility and redeem your Points on your terms for:

• Travel
• Gift cards and valuable merchandise
• Financial rewards
• Rewards for miles

• Click here to apply for HSBC World Elite® Mastercard® Card

<sup>*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)</sup>

Special offer: Earn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days. Must apply by August 31, 2023. Conditions apply.

• Collect points and reward yourself anytime;
• 3 points for every $1 spent on eligible travel purchases* (car rentals, vacations, hotel flights, etc.)
• 2 points for every $1 spent on eligible gas and daily transportation purchases* (subway, train, taxi, etc.)
• 1 point for every $1 on all other eligible everyday purchases
• Redeem your points your way – the choice is yours

• Click here to apply for HSBC Travel Rewards Mastercard® Card

<sup>*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)</sup>

• Earn 35,000 points* when you spend $2,000 within 180 days of account opening ($175 travel value)
  
• First year annual fee rebate for the primary cardholder* ($25 value)
  
• Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
  
• HSBC's lowest interest rate for purchases, cash advances and balance transfers
• Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

• Click here to apply for HSBC +Rewards™ Mastercard® Card

<sup>*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)</sup>

For the first 180 days, earn up to:
• 14%* cash back on eligible online purchases
• 13.5%* cash back on eligible gas, grocery and drugstore
• 13%* cash back on all other everyday purchases

• 1.5% cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery)
  
• 1% cash back on your gas, grocery and drugstore purchases.
  
• 0.5% cash back on (almost) everything else you buy with your card.
• Redeem sooner – You only need to reach $25 in cash back to redeem.
• Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
• Redeem to pay down or save up – Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.

• Click here to apply for HSBC Cash Rewards Mastercard® Card

<sup>*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)</sup>

• Earn 35,000 points* when you spend $2,000 within 180 days of account opening ($175 travel value)
  
• First year annual fee rebate for the primary cardholder* ($25 value)
  
• Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
  
• HSBC's lowest interest rate for purchases, cash advances and balance transfers
• Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

• Click here to apply for HSBC +Rewards™ Mastercard® Card

<sup>*Terms and Conditions apply
®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer)</sup>

• 1.55% per annum when your daily closing balance is $25K or over
  
• 1.05% per annum otherwise
  
• No minimum balance
  
• Interest is calculated daily and paid monthly
  
• No monthly fees+
  
• Quick and easy online account opening with HSBC EasyID
  
• Access to your savings account through online or mobile banking, by phone, and at thousands of HSBC Bank Canada and THE EXCHANGE® network ATMs across Canada and around the world
  
• Free transfers between your savings and your other HSBC accounts with convenient international banking features
• Click here to apply for HSBC High Rate Savings Account

<sup>*All rates as of January 16, 2023 and subject to change without notice.
The regular interest rate is per annum and is calculated daily on the entire HRSA balance and paid monthly (regular interest rate tiers: $0-$24,999 at 1.05% and $25,000 or more at 1.55%).
+ Debit card fees for withdrawal may apply (see Personal Service Charges Statement of Disclosure to learn more).
® THE EXCHANGE and Accel are registered trademarks owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited partnership.
®Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.
For more information and to confirm most recent rates, please visit hsbc.ca</sup>

• A Premier bank account like no other - including priority service, exclusive privileges and global support that can be extended to your immediate family.
  
• A dedicated Relationship Manager as your one point of contact for all your banking needs.
  
• $0 monthly fee with unlimited withdrawals and deposits in Canadian and US Dollar, including FREE Interac e-Transfer® fees*
  
• Unlike other banks, put your minimum balance in any HSBC chequing, savings, TFSAs, RRSPs and more
  
• HSBC Premier status for you and your family in all countries where you bank with us, with free international account opening and instant global transfers between your HSBC accounts worldwide
  
• FREE wire transfer to send foreign currency less than $10,000*
• Click here to apply for HSBC Premier Chequing Account

^{Issued by HSBC Bank Canada. *Terms and conditions apply. Offer value is composed of multiple products, offer ends November 30, 2023.
®Trade-mark of Interac Inc. Used under license.
® THE EXCHANGE is a registered trademark owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited Partnership.}

• A flexible, all-inclusive chequing account that allows you to bank on your terms
  
• No monthly fees* for the first 6 months, and later when you maintain $5,000 minimum balance in combined deposits and investments, including chequing, savings, RRSPs, TFSAs and more 
  
• Or no monthly fees when you hold a personal mortgage with us with an original amount of $150,000 or more
  
• Unlimited day-to-day chequing account transactions*, Free Interac e-Transfer®
  
• Access to HSBC +Rewards, our lowest interest rate credit card
  
• Convenient online international money transfer (over 30 countries)*
  
• Free ATM withdrawals at any HSBC or EXCHANGE Network ATMs (over 3,000 locations across Canada)
  
• Access to emergency cash while outside of Canada at any HSBC branch worldwide.
• Click here to apply for HSBC Advance Chequing Account

^{Issued by HSBC Bank Canada. *Terms and conditions apply. Offer value is composed of multiple products, offer ends November 30, 2023.
®Trade-mark of Interac Inc. Used under license.
® THE EXCHANGE is a registered trademark owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited Partnership.}

• Open an account online and receive $100 cash bonus*, even before you arrive in Canada
  
• No monthly fees No minimum balance required
  
• Unlimited chequing account transactions
  
• Free Interac e-Transfer® Free withdrawals from your account at HSBC Bank Canada or THE EXCHANGE® Network ATMs
  
• Free mobile cheque deposit
  
• Secure Mobile & Online banking
• Click here to apply for HSBC Student Chequing Account

^{Issued by HSBC Bank Canada. *Terms and conditions apply. Offer value is composed of multiple products, offer ends November 30, 2023.
®Trade-mark of Interac Inc. Used under license.
® THE EXCHANGE is a registered trademark owned by Fiserv Inc. licensed for use in Canada by FICANEX Services Limited Partnership.}