Rewards Canada's Ultimate Credit Card Portfolios
For well over 20 years we have always recommended that you should carry a Visa, a Mastercard and an American Express card in your wallet. The reason why is that there benefits, promotions and earning potential unique to each brand of credit card.
But the question is what mix of those cards should I have? The answer to that question depends on what your primary reward goals are and what loyatly programs you use.
Here we bring you multiple Ultimate Credit Card portfolios that work best for many of those goals! New portfolios are being added frequently and existing ones are updated when cards change so be sure to keep checking back!
The latest portfolio updates:
The Ultimate Credit Card Portfolio for Luxury Travel
This is the portfolio for luxury travel! Discounts on business and first class flights, hotel elite status, luxury hotel perks, the best lounge access programs, concierge service and you still earn points!
See the portfolio hereLast updated Jul 26, 25
The Ultimate No Foreign Transaction Fee Credit Card Portfolio
Not only do you save 2.5% on purchases in foreign currencies but you earn points, get lounge access & so much more!
Last updated June 4, 2025
The Ultimate Air Canada Credit Card Portfolio
This portfolio provides elite like benefits when you fly on Air Canada and also ensures you earn a lot of Aeroplan points on your everyday spending.
Last updated June 1, 2025
The Ultimate British Airways Executive Club Credit Card Portfolio
In this feature of Rewards Canada's Ultimate Credit Card Portfolios we look at the ultimate one for flying with British Airways and earning British Airways Club Avios
See the portfolio here
Last updated March 10, 2025
The Ultimate WestJet Credit Card Portfolio
In this feature of Rewards Canada' Ultimate Credit Card Portfolios we look at the ultimate wallet for earning and redeeming WestJet Rewards points and for flying with WestJet
See the portfolio here
Last updated March 3, 2025
The Ultimate "I have no idea what travel rewards I want" Credit Card portfolio!
You have no idea where or when you want to travel. What do you do? You stick to credit cards that give you multiple redemption options for when that time eventually comes
See the portfolio hereLast updated March 3, 2025
The Ultimate Aeroplan Credit Card Portfolio
In this feature of Rewards Canada' Ultimate Credit Card Portfolios we look at the ultimate one for earning Aeroplan points without breaking the bank with ultra premium annual fees
See the portfolio here
Last updated January 7, 2025
The Ultimate Travel Credit Card Portfolio for those just starting with points & miles
In this feature of Rewards Canada's Ultimate Credit Card Portfolios we look at the ultimate one for starting out in the world of points and miles (or for those looking to take it more seriously)
See the portfolio here
Last updated September 12, 2023
The Ultimate Travel Credit Card Portfolio for those 65 and over
In this feature of Rewards Canada's Ultimate Credit Card Portfolios we look at the ultimate wallet for those who are 65 and over and enjoy to travel
See the portfolio here
Last updated February 22, 2023
The Ultimate Air France KLM Flying Blue Credit Card Portfolio
This portfolio is a perfect trio of cards for those who fly Air France KLM and want to rack up Flying Blue miles fast!
Last updated January 31, 2023
The Ultimate Student Credit Card Portfolio
In this feature of Rewards Canada's Ultimate Credit Card Portfolios we look at the ultimate one for students. Not only does it feature cards primarily targeted at students but it also brings in the world of loyalty rewards
See the portfolio here
Last updated January 27, 2023
The Ultimate No Fee Aeroplan Credit Card Portfolio
In this feature of Rewards Canada' Ultimate Credit Card Portfolios we look at the ultimate one for earning Aeroplan points all with cards that don't charge any annual fees... ever.
See the portfolio here
Last updated May 19, 2022
The Ultimate Foodie Credit Card Portfolio
Who doesn't love food? Here we look at the ultimate portfolio for foodies. From dining to grocery stores - these cards are the most rewarding
See the portfolio hereLast updated May 2, 2022
Older portfolios (may be in need of updates!):
The Ultimate No Fee Cash Back Credit Card Portfolio
If you are all about earning Cash Back and as much of it as possible without paying any annual fees then this wallet is for you.
See the portfolio hereThe Ultimate Travel Rewards Credit Card Portfolio for Lower Income Earners!
This one for those who may not earn enough for the higher end credit cards that require $60,000+ in personal annual income
See the portfolio hereThe Ultimate Flight Companion Pass Credit Card portfolio!
We look at the ultimate one for those who travel with 2 or more people and would like to save on some of that travel!
See the portfolio hereSubscribe to our newsletters
More portfolios:
- The Ultimate Small Business Credit Card portfolio!
If you need business cards or like to keep your business and personal spending separate then this wallet consisting of a Visa, Mastercard and American Express card is for you!
- The Ultimate Credit Card Portfolio for Family Travel
If you are all about earning travel points that are flexibile and want to use them on your own terms then this wallet consisting of a Visa, Mastercard and American Express card that allow you to earn no strings attached travel points is a must!
- The Ultimate No Strings Attached Travel Credit Card Portfolio
If you are all about earning travel points that are flexibile and want to use them on your own terms then this wallet consisting of a Visa, Mastercard and American Express card that allow you to earn no strings attached travel points is a must!
- The Ultimate Cash Back Credit Card Portfolio
If you are all about earning Cash Back and as much of it as possible then this wallet consisting of a Visa, Mastercard and American Express card that allow you to earn Cash Back rewards is a must!
- The Ultimate AIR MILES Credit Card Portfolio
If you are all about earning as many AIR MILES Reward Miles as possible then this wallet consisting of a Visa, Mastercard and American Express card that allow you to earn AIR MILES and save on redemptions is a must!
- The Ultimate No Fee Travel Points Credit Card Portfolio
If you hate paying annual fees on credit cards or don't need the benefits or insurance that come with fee based cards you can still earn a decent amount of travel rewards points with credit cards! In this wallet we show you how you can maximize that earn with one Visa Card, a Mastercard and an American Express Card.